39 Loyalist Road, Toronto, ON

Kingsway South, Toronto · MLS® W13804466

$2,650,000
For Sale
Listed 31 days agoNo offer date stated
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5+1Bedrooms
6Bathrooms
1Garage · 5 parking
3500-5000Sq ft

About this home

In short

  • Custom-built parkside living in The Kingsway.
  • The open-concept kitchen and living area features heated floors, a wood-burning fireplace, and a seamless walkout to a tiered deck.
  • Upstairs, the second-floor family room with soaring 12-foot ceilings offers a comfortable place for movie nights or quiet downtime.
  • The large primary suite is a true retreat, with a walk-in closet and spa-inspired ensuite.
  • The lower level adds even more versatility, with a separate entrance, high ceilings, large recreation space, kitchenette, bedroom, and full bath, perfect for extended...

Custom-built parkside living in The Kingsway. Overlooking Donnybrook Park and designed with family living at its core, this custom 5+1 bedroom, 5.5 bathroom home offers over 6,000 square feet of thoughtfully curated space.The wraparound front porch sets the tone, an inviting place to gather, enjoy your morning coffee, and watch your kids playing at the park. Inside, the home unfolds into bright, welcoming spaces designed for connection. The open-concept kitchen and living area features heated floors, a wood-burning fireplace, and a seamless walkout to a tiered deck. It is perfect for entertaining or relaxed evenings outdoors, complete with direct gated access to the park.The kitchen is both beautiful and highly functional, with granite countertops, premium appliances, a coffee bar with built-in Miele espresso machine, and a walk-in pantry that makes everyday living effortless.Upstairs, the second-floor family room with soaring 12-foot ceilings offers a comfortable place for movie nights or quiet downtime. The large primary suite is a true retreat, with a walk-in closet and spa-inspired ensuite. Additional bedrooms are generously sized, while the third level provides incredible flexibility with two ensuite bedrooms and a dedicated study, ideal for teens, guests, or working from home.The lower level adds even more versatility, with a separate entrance, high ceilings, large recreation space, kitchenette, bedroom, and full bath, perfect for extended family or a private guest suite.Ideally located near top schools, Bloor Street shops and dining, and some of Toronto's best golf, with quick access to downtown and the airport, this is a home that brings both lifestyle and location into perfect balance.A rare opportunity to enjoy space, design, and an exceptional park-side setting in The Kingsway.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
W13804466
Bedrooms
5+1 (6 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
40 × 90 ft
Cross streets
Bloor St W & Montgomery Rd
Parking
1 garage · 5 parking (built-in)
Driveway
Private
Basement
Finished, Walk-Up
Kitchens
2 (1 + 1)
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$11,462 / 2025
Days on market
31
Listing brokerage
SAGE REAL ESTATE LIMITED

Rooms

Living RoomMain8.69 × 4.95 m

open concept · combined w/kitchen · overlooks park

Bedroom 4Third4.79 × 4.52 m

3 pc ensuite · skylight · electric fireplace

BedroomLower6.12 × 4.98 m

Closet

RecreationLower8.69 × 8.27 m

heated floor · above grade window · walk-up

KitchenMain4.35 × 4.17 m

centre island · granite counters · stainless steel appl

OfficeThird5.50 × 3.19 m

overlooks park · hardwood floor · pot lights

Family RoomSecond6.11 × 3.74 m

overlooks frontyard · coffered ceiling(s) · broadloom

BreakfastMain3.25 × 3.24 m

heated floor · w/o to deck · overlooks park

Bedroom 2Second4.31 × 4.02 m

hardwood floor · crown moulding · bay window

Primary BedroomSecond5.32 × 4.61 m

hardwood floor · walk-in closet(s) · 6 pc ensuite

Dining RoomMain5.35 × 3.26 m

wainscoting · overlooks frontyard · hardwood floor

Bedroom 3Second4.23 × 3.74 m

casement windows · his and hers closets · crown moulding

Bedroom 5Third7.62 × 6.12 m

3 pc ensuite · broadloom · overlooks frontyard

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Kingsway South · asking prices
$3.62Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $986/sqft; this home lists at $624/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
2.65MThis home3.75M3.35M3.20M4.20MThis home vs active comparables

Neighbourhood & location

Kingsway South, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$2.25M
Islington-City Centre West
$1.54M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Islington Junior Middle School
66%
Islington Junior Middle SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 66% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Lambton Kingsway Junior Middle School · Public elementary1.1 km · 91% at standard
Humber Valley Village Junior Middle School · Public elementary1.5 km · 85% at standard
Sunnylea Junior School · Public elementary1.6 km · 96% at standard
Rosethorn Junior School · Public elementary1.7 km · 65% at standard
Our Lady of Peace Catholic School · Catholic elementary1.8 km · 71% at standard
St Gregory Catholic School · Catholic elementary2.0 km · 83% at standard
Warren Park Junior Public School · Public elementary2.1 km · 74% at standard
Norseman Junior Middle School · Public elementary2.1 km · 77% at standard
Wedgewood Junior School · Public elementary2.2 km · 79% at standard
Bishop Allen Academy Catholic Secondary School · Catholic secondary2.4 km · 88% at standard
Lambton Park Community School · Public elementary2.5 km · 52% at standard
St James Catholic School · Catholic elementary2.5 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$12,078/mo
$492KIncome needed
5.4×Price ÷ income
$2,787Weekly cost
$105,450Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $12,078Property tax $955Total carry $13,033

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,722per month

Mortgage amount $2,120,000 · 4.49% over 25 years

$530,000Down payment (20.0%)
$2,120,000Loan before insurance
$0CMHC premium
$12,677Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,722
Property tax
$955
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,677

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$52,725
Toronto municipal land transfer tax
$52,725
Estimated closing costs
$105,450

Plus your down payment of $530,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$14,187/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,396,553Total interest paid
$3,516,553Total of all payments
Principal $2,120,000 Interest $1,396,553
YearPrincipalInterestBalance
1$47,309$93,353$2,072,691
2$49,457$91,205$2,023,233
3$51,703$88,959$1,971,530
4$54,050$86,612$1,917,480
5$56,505$84,158$1,860,975
6$59,070$81,592$1,801,905
7$61,752$78,910$1,740,153
8$64,556$76,106$1,675,597
9$67,487$73,175$1,608,110
10$70,551$70,111$1,537,559
11$73,755$66,908$1,463,804
12$77,103$63,559$1,386,701
13$80,604$60,058$1,306,097
14$84,264$56,398$1,221,833
15$88,090$52,572$1,133,743
16$92,089$48,573$1,041,654
17$96,271$44,392$945,383
18$100,642$40,020$844,741
19$105,211$35,451$739,530
20$109,988$30,674$629,542
21$114,982$25,680$514,560
22$120,203$20,459$394,357
23$125,660$15,002$268,696
24$131,366$9,296$137,331
25$137,331$3,332$0

At the end of your 5-year term

Total paid over the term
$703,311
Principal paid down
$259,025
Interest paid
$444,286
Balance remaining
$1,860,975

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $11,462− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $65,636

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.

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