34 Sawmill Road, Toronto, ON

Glenfield-Jane Heights, Toronto · MLS® W13814266

$968,000
For Sale
Listed 27 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 5 parking
2000-2500Sq ft

About this home

In short

  • Welcome to this lovingly maintained semi-detached raised bungalow.
  • This home offers over 2,100 sq ft ofliving space with 3+1 bedroom, 2 full bathroom, 2 kitchens with separate entrance.
  • The bright upper level features 3 spacious bedrooms, a fullbathroom, kitchen with eating area, and generous living and dining rooms with large windows and a walkoutto...
  • Closes to schools, parks, transit, TTC, York University, shopping and community amenities, with convenientaccess to Hwy 400, Hwy 401 and Allen Road.

Welcome to this lovingly maintained semi-detached raised bungalow.This home offers over 2,100 sq ft ofliving space with 3+1 bedroom, 2 full bathroom, 2 kitchens with separate entrance. Whether you're a first-timebuyer looking to enter the Toronto market or an investor searching for a property with flexible living space,this home offers an opportunity worth exploring. Located on a quiet, family-friendly between Sheppard Aveand Jane St, the home is only few steps away from Spenvalley Park giving you green space, playgroundsand walking paths practically at your doorstep. The bright upper level features 3 spacious bedrooms, a fullbathroom, kitchen with eating area, and generous living and dining rooms with large windows and a walkoutto the balcony. What makes this home especially interesting is the fully above-grade lower level. With asecond kitchen, full bathroom, spacious living area and walkout to the backyard patio and garden addsvaluable living space and flexibility to suit your family's needs. Whether you're looking to move right in orpersonalize the space over time, this home offers endless possibilities. A built-in garage, driveway parkingand cantina/storage area add everyday practicality. Good size storage shed for storing lawn equipment.Closes to schools, parks, transit, TTC, York University, shopping and community amenities, with convenientaccess to Hwy 400, Hwy 401 and Allen Road.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
W13814266
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
2000-2500 sq ft
Lot
30.06 × 110.02 ft
Cross streets
Keele & Sheppard
Parking
1 garage · 5 parking (attached)
Basement
Finished with Walk-Out, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,036 / 2026
Days on market
27
Listing brokerage
CENTURY 21 ATRIA REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Beverley Heights Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Glenfield-Jane Heights · asking prices
$1.00Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $724/sqft; this home lists at $430/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
968kThis home1.09M899k1.20M777k1.05MThis home vs active comparables

Neighbourhood & location

Glenfield-Jane Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$4.10M
Willowdale East
$2.19M
Dovercourt-Wallace Emerson-Junction
$1.25M
Banbury-Don Mills
$5.50M
Islington-City Centre West
$1.54M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Calico Public School
28%
Calico Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 28% meet the provincial standard
St Margherita of Citta CastelloEQAO results not published
Also nearby: 12 more schools within 2.5 km
St. Margherita of Cittá di Castello Catholic School · Catholic elementary0.4 km · 75% at standard
St Martha Catholic School · Catholic elementary0.6 km · 58% at standard
Oakdale Park Middle School · Public elementary0.6 km · 55% at standard
St Jane Frances Catholic School · Catholic elementary0.8 km · 47% at standard
Lamberton Public School · Public elementary0.9 km · 63% at standard
ALPHA II Alternative School · Public secondary0.9 km
Yorkwoods Public School · Public elementary0.9 km · 16% at standard
Elia Middle School · Public elementary1.0 km · 58% at standard
Stilecroft Public School · Public elementary1.1 km · 60% at standard
Stanley Public School · Public elementary1.1 km · 44% at standard
Topcliff Public School · Public elementary1.2 km · 34% at standard
St Jerome Catholic School · Catholic elementary1.3 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,412/mo
$182KIncome needed
5.3×Price ÷ income
$1,018Weekly cost
$31,670Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,412Property tax $336Total carry $4,748

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,282per month

Mortgage amount $774,400 · 4.49% over 25 years

$193,600Down payment (20.0%)
$774,400Loan before insurance
$0CMHC premium
$4,618Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,282
Property tax
$336
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,618

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,835
Toronto municipal land transfer tax
$15,835
Estimated closing costs
$31,670

Plus your down payment of $193,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,182/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$510,137Total interest paid
$1,284,537Total of all payments
Principal $774,400 Interest $510,137
YearPrincipalInterestBalance
1$17,281$34,100$757,119
2$18,066$33,316$739,053
3$18,886$32,495$720,167
4$19,744$31,638$700,423
5$20,640$30,741$679,783
6$21,577$29,804$658,205
7$22,557$28,824$635,648
8$23,581$27,800$612,067
9$24,652$26,730$587,415
10$25,771$25,610$561,644
11$26,941$24,440$534,703
12$28,165$23,217$506,538
13$29,443$21,938$477,095
14$30,780$20,601$446,315
15$32,178$19,204$414,137
16$33,639$17,743$380,498
17$35,166$16,215$345,332
18$36,763$14,619$308,570
19$38,432$12,950$270,138
20$40,177$11,205$229,961
21$42,001$9,380$187,960
22$43,908$7,473$144,052
23$45,902$5,480$98,150
24$47,986$3,396$50,165
25$50,165$1,217$0

At the end of your 5-year term

Total paid over the term
$256,907
Principal paid down
$94,617
Interest paid
$162,290
Balance remaining
$679,783

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $4,036− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $39,420

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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