405-437 Roncesvalles Avenue, Toronto, ON

Roncesvalles, Toronto · MLS® W13814958

$1,035,000
For Sale
Listed 27 days agoNo offer date stated
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1+1Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Welcome to High Park Lofts Toronto's pioneering geothermal residence nestled in the heart of vibrant Roncesvalles Village.
  • This exceptionally unique 1,158 sq.ft three-storey loft offers a unique architectural layout and a vibrant urban lifestyle in an expansive one-bedroom two-bathroom...
  • A short flight of stairs take you to the large breathtaking open-concept living room area with agas fireplace for a touch of warmth and sophistication, 12.5 ft...
  • Completing the upper level is a spacious primary bedroom with hardwood flooring and multiple closets, two bathrooms, a convenient storage/pantry room and the ensuite...
  • Residents enjoy: Top-tier concierge service for security and convenience, a breathtaking cathedral-style atrium that hosts live concerts and community events and a...

Seeing is Believing!! Welcome to High Park Lofts Toronto's pioneering geothermal residence nestled in the heart of vibrant Roncesvalles Village. This exceptionally unique 1,158 sq.ft three-storey loft offers a unique architectural layout and a vibrant urban lifestyle in an expansive one-bedroom two-bathroom residence with a versatile entry-level Den immediately off the main hallway serving as the perfect home office, gaming room, secondary sitting area or guest space. A short flight of stairs take you to the large breathtaking open-concept living room area with agas fireplace for a touch of warmth and sophistication, 12.5 ft ceiling and flooded with natural light from the west-facing floor-to-ceiling windows offering clear unobstructed views. The upper level boasts a entertainer's dream kitchen with an abundance of cabinetry, premium quartz countertops, generous centre island, and a large dedicated dining area that overlooks the living room. Completing the upper level is a spacious primary bedroom with hardwood flooring and multiple closets, two bathrooms, a convenient storage/pantry room and the ensuite laundry facility. This unit also comes fully equipped with one underground parking space & one storage locker. High Park Lofts is renowned for its unparalleled sense of community rarely found in condo living. Residents enjoy: Top-tier concierge service for security and convenience, a breathtaking cathedral-style atrium that hosts live concerts and community events and a spectacular rooftop terrace with panoramic views. Step outside your door and experience the very best of Roncesvalles Village's boutique shops, acclaimed restaurants, artisanal cafes, local markets, and the historic Revue Cinema. Nature enthusiasts will love the close proximity to both High Park and the lakefront. For seamless commuting, the Bloor subway line, the UP Express, and TTC streetcar transit are all steps from your front door. You're going to "Love where you Live"!!

Key facts

Property type
Condo Apartment, Loft
MLS®
W13814958
Bedrooms
1+1 (2 total)
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
RONCESVALLES/NTH OF HOWARD PARK/STH OF DUNDAS ST.W. AT RITCHIE AVE
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Maintenance
$1,309/mo
Exposure
South West
Property tax
$4,343 / 2026
Days on market
27
Listing brokerage
ROYAL LEPAGE ELITE REALTY

Rooms

KitchenUpper5.14 × 4.13 m

eat-in kitchen · combined w/dining · granite counters

OfficeLower3.59 × 3.27 m

Double Closet

Primary BedroomUpper5.44 × 3.86 m

hardwood floor · his and hers closets · irregular room

Dining RoomUpper5.14 × 4.13 m

combined w/kitchen · overlooks living

Living RoomIn Between5.80 × 5.28 m

open concept · gas fireplace · window floor to ceiling

PantryUpper1.77 × 1.15 m

Separate Room

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Howard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Roncesvalles · asking prices
$688kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $970/sqft; this home lists at $941/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.03MThis home839k579k700k674k650kThis home vs active comparables

Neighbourhood & location

Roncesvalles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Niagara
$724K
Kensington-Chinatown
$585K
Waterfront Communities C1
$610K
Church-Yonge Corridor
$529K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Howard Junior Public School
76%
Howard Junior Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary0.5 km · 55% at standard
Keele Street Public School · Public elementary1.0 km · 82% at standard
Mountview Alternative School School · Public elementary1.0 km · 83% at standard
Garden Avenue Junior Public School · Public elementary1.0 km · 91% at standard
Brock Public School · Public elementary1.1 km · 81% at standard
St Luigi Catholic School · Catholic elementary1.1 km · 36% at standard
Perth Avenue Junior Public School · Public elementary1.2 km · 77% at standard
St Helen Catholic School · Catholic elementary1.2 km · 74% at standard
Caring and Safe School 4 · Public secondary1.2 km
City View Alternative Senior School · Public elementary1.2 km
Shirley Street Junior Public School · Public elementary1.2 km · 70% at standard
Indian Road Crescent Junior Public School · Public elementary1.3 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,717/mo
$219KIncome needed
4.7×Price ÷ income
$1,089Weekly cost
$34,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $4,717Property tax $362Condo fee $1,309Total carry $6,388

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,578per month

Mortgage amount $828,000 · 4.49% over 25 years

$207,000Down payment (20.0%)
$828,000Loan before insurance
$0CMHC premium
$6,249Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,578
Property tax
$362
Condo / maintenance fees
$1,309
Heating
$0
Estimated monthly cost
$6,249

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,175
Toronto municipal land transfer tax
$17,175
Estimated closing costs
$34,350

Plus your down payment of $207,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,541/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$545,446Total interest paid
$1,373,446Total of all payments
Principal $828,000 Interest $545,446
YearPrincipalInterestBalance
1$18,477$36,460$809,523
2$19,316$35,621$790,206
3$20,193$34,744$770,013
4$21,110$33,828$748,902
5$22,069$32,869$726,834
6$23,071$31,867$703,763
7$24,118$30,820$679,645
8$25,213$29,724$654,431
9$26,358$28,580$628,073
10$27,555$27,383$600,518
11$28,806$26,132$571,712
12$30,114$24,824$541,598
13$31,481$23,457$510,117
14$32,911$22,027$477,206
15$34,405$20,533$442,802
16$35,967$18,971$406,835
17$37,600$17,338$369,235
18$39,307$15,631$329,927
19$41,092$13,846$288,835
20$42,958$11,980$245,878
21$44,908$10,030$200,970
22$46,947$7,991$154,022
23$49,079$5,859$104,944
24$51,307$3,631$53,637
25$53,637$1,301$0

At the end of your 5-year term

Total paid over the term
$274,689
Principal paid down
$101,166
Interest paid
$173,523
Balance remaining
$726,834

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $4,343− Condo fees $15,702− Insurance $600− Vacancy & upkeep $4,488Net operating income $15,667

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ELITE REALTY. MLS®/PropTx.

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