190 Benjamin Boake Trail, Toronto, ON

York University Heights, Toronto · MLS® W13838764

$1,750,000
For Sale
Just listed todayNo offer date stated
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5+3Bedrooms
5Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

Welcome 190 Benjamin Boake Trail, Specious 5 level backsplit,8 bedrooms, converted to 3 self contain units,2500 Sqf above grade and 1200 below grade living space, Great family neighbourhood,2 sets of laundry, Many upgrades, 6 car private parking( double garage), Hardwood flooring (upper),Newer Appliances, Tenants willing to stay.

Key facts

Property type
Detached, Backsplit 5
MLS®
W13838764
Bedrooms
5+3 (8 total)
Bathrooms
5
Size
2500-3000 sq ft
Lot
50.09 × 110.05 ft
Cross streets
Sheppard / Sentinel
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Kitchens
3 (2 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,633 / 2026
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.69Mlikely sale price

Listed at $1,750,000. Going by how homes in York University Heights and the wider GTA have actually closed against their asking prices (about 97%, 10 local closings in 90 days), the likely sale price is near $1.69M, if it sells. A realistic range is $1.59M to $1.91M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$1.59MBelow recent closings$1.91MAbove recent closings

Total price vs nearby homes. Likely closing about $1.69M, from 10 recent closings in this pocket.

The market behind the math:

10sold nearby · 90 days
$955Kmedian sold price
95%of asking, on average
−16%prices vs a year ago
~22 dayshomes like this take to sell
$4,594/moest. rent · 10 leases
3.2%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6 months of inventory: 20 detached homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $636/sqft against an area asking average of $644/sqft.

  • Walk-out basement apartment features. A finished 3 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. In York University Heights basements rarely rent out (2 of 16 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.03M. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Stilecroft Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($636/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in York University Heights, so I widened the search to the surrounding area.

Based on 10 comparable homes that sold in York University Heights over the past two years, from 56 closings there.

What sellers nearby are askingCurrently listed nearby in York University Heights · asking prices
$1.31Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.33M, which is where my estimate comes from.

Per square foot, these ask about $445/sqft; this home lists at $636/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.75MThis home1.30M1.22M1.35M1.48M1.19MThis home vs active comparables

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$1.30M
St. Andrew-Windfields
$8.80M
Banbury-Don Mills
$2.12M
High Park-Swansea
$2.20M
Islington-City Centre West
$1.32M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Stilecroft Public School
60%
Stilecroft Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 60% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Sheppard Public School · Public elementary0.5 km · 24% at standard
Africentric Alternative School · Public elementary0.6 km · 57% at standard
St Martha Catholic School · Catholic elementary0.9 km · 58% at standard
Lamberton Public School · Public elementary1.0 km · 63% at standard
St. Margherita of Cittá di Castello Catholic School · Catholic elementary1.1 km · 75% at standard
ALPHA II Alternative School · Public secondary1.2 km
Calico Public School · Public elementary1.2 km · 28% at standard
Derrydown Public School · Public elementary1.3 km · 34% at standard
Oakdale Park Middle School · Public elementary1.4 km · 55% at standard
Blaydon Public School · Public elementary1.4 km · 38% at standard
Topcliff Public School · Public elementary1.6 km · 34% at standard
St Wilfrid Catholic School · Catholic elementary1.6 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,976/mo
$320KIncome needed
5.5×Price ÷ income
$1,841Weekly cost
$62,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $7,976Property tax $469Total carry $8,445

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,741per month

Mortgage amount $1,400,000 · 4.49% over 25 years

$350,000Down payment (20.0%)
$1,400,000Loan before insurance
$0CMHC premium
$8,210Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,741
Property tax
$469
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,210

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,475
Toronto municipal land transfer tax
$31,475
Estimated closing costs
$62,950

Plus your down payment of $350,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,369/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$922,252Total interest paid
$2,322,252Total of all payments
Principal $1,400,000 Interest $922,252
YearPrincipalInterestBalance
1$31,242$61,648$1,368,758
2$32,661$60,230$1,336,097
3$34,143$58,747$1,301,954
4$35,694$57,196$1,266,260
5$37,314$55,576$1,228,946
6$39,009$53,881$1,189,937
7$40,780$52,110$1,149,158
8$42,631$50,259$1,106,526
9$44,567$48,323$1,061,959
10$46,590$46,300$1,015,369
11$48,706$44,184$966,663
12$50,917$41,973$915,746
13$53,229$39,661$862,517
14$55,646$37,244$806,871
15$58,172$34,718$748,698
16$60,814$32,076$687,884
17$63,575$29,315$624,310
18$66,461$26,429$557,848
19$69,479$23,411$488,369
20$72,634$20,256$415,735
21$75,932$16,958$339,804
22$79,379$13,511$260,424
23$82,983$9,907$177,441
24$86,751$6,139$90,690
25$90,690$2,200$0

At the end of your 5-year term

Total paid over the term
$464,450
Principal paid down
$171,054
Interest paid
$293,396
Balance remaining
$1,228,946

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in York University Heights$4,594/mo
$55,128Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,930 to $5,300Typical rent range

About the suite: in York University Heights basements rarely rent out (2 of 16 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in York University Heights signed at a median of $3,600 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,594. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.2%
Gross yield
− Property tax $5,633− Insurance $1,400− Vacancy & upkeep $6,064Net operating income $42,031

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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