517-1 Ripley Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W13841940

$849,900
For Sale
Listed 20 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
2Garage
1200-1399Sq ft

About this home

In short

  • Step into this gorgeous south facing suite at The Southampton, a beautifully maintained Tridel building tucked onto a leafy street off South Kingsway.
  • Freshly painted with smooth ceilings throughout and completely move in ready, Suite 517 offers the kind of space that's hard to find in a condo today.
  • Picture cozy evenings by the gas fireplace in the spacious living room, finished with hardwood floors and crown moulding, and dinners with friends in the dining area...
  • Downstairs, unwind in the indoor saltwater pool and sauna, stay active in the gym or on the squash court, or relax in the library, lounge, billiards room or rooftop...

Step into this gorgeous south facing suite at The Southampton, a beautifully maintained Tridel building tucked onto a leafy street off South Kingsway. Freshly painted with smooth ceilings throughout and completely move in ready, Suite 517 offers the kind of space that's hard to find in a condo today. Picture cozy evenings by the gas fireplace in the spacious living room, finished with hardwood floors and crown moulding, and dinners with friends in the dining area with its elegant mirrored walls. The kitchen is set up for real cooking, with a breakfast bar, stainless steel appliances including a brand new fridge, range hood and dishwasher, and a separate pantry for all your extras. The primary suite is wonderfully spacious and bathed in southern light, with a walk in closet and its own private ensuite with double sinks. With two bedrooms on opposite sides of the suite, the split floor plan gives everyone their own private retreat, perfect for visiting family, kids coming home or anyone who values a little space of their own. The second bedroom is bright and sunny with a large south window, and a second bathroom sits right nearby. Then there's the solarium: tucked behind French doors and overlooking the gardens, it's the perfect spot for working from home, curling up with a book or hosting overnight guests. Carpet free living, ensuite laundry, two owned underground parking spots and an owned locker make day to day life easy, and heat, hydro, water and central air are all covered in your monthly fees. Downstairs, unwind in the indoor saltwater pool and sauna, stay active in the gym or on the squash court, or relax in the library, lounge, billiards room or rooftop garden, all with the comfort of a 24 hour concierge, plus a party room, guest suites, an outdoor BBQ terrace and bike storage. Bloor West Village, the lake, High Park and the Humber trails are all close by, with transit on The Queensway and the Gardiner just minutes away. Come see it for yourself!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13841940
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
South Kingsway / The Queensway
Parking
2 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick
Maintenance
$1,855/mo
Exposure
South East
Property tax
$4,005 / 2026
Days on market
20
Listing brokerage
PROPERTY.CA INC.

Rooms

Bedroom 2Main3.10 × 3.54 m

hardwood floor · large window · south view

Bedroom 2Main4.58 × 3.00 m

hardwood floor · south view · large window

Living RoomMain3.16 × 5.95 m

hardwood floor · open concept · south view

Primary BedroomMain6.65 × 3.34 m

hardwood floor · walk-in closet(s) · large window

SolariumMain3.36 × 3.26 m

large closet · french doors · overlooks garden

BathroomMain2.06 × 2.07 m

tile floor · separate room

Dining RoomMain3.33 × 1.87 m

tile floor · mirrored walls · open concept

FoyerMain1.49 × 1.13 m

tile floor · closet · pantry

PantryMain1.13 × 1.70 m

tile floor · closet

KitchenMain2.80 × 2.62 m

tile floor · breakfast bar · stainless steel appl

FoyerMain1.86 × 2.85 m

Hardwood Floor

BathroomMain3.03 × 2.47 m

tile floor · 3 pc ensuite · double sink

Living RoomMain5.39 × 4.44 m

hardwood floor · fireplace · crown moulding

Primary BedroomMain3.33 × 4.50 m

hardwood floor · walk-in closet(s) · 6 pc ensuite

KitchenMain3.00 × 2.75 m

hardwood floor · renovated · quartz counter

Dining RoomMain3.19 × 5.15 m

Hardwood Floor

DenMain2.91 × 3.42 m

hardwood floor · french doors · south view

Our TakeTeam Asgarian · Broker
A small discount is typical
$821Klikely sale price

Listed at $849,900. Going by how homes in High Park-Swansea and the wider GTA have actually closed against their asking prices (about 97%, 26 local closings in 90 days), the likely sale price is near $821K, if it sells. A realistic range is $773K to $888K.

Independent value check: $892K. Without looking at the asking price, our model values the home itself about 5% above the ask (homes like it typically land between $830K and $937K).

Why $892K. The typical condo sold in High Park-Swansea over the past year went for about $616K (122 sales). What sets this one apart:

  • ▲ Raises it stronglyIt is 1,200 to 1,399 sq ft; the typical home sold here is 900 to 999.
  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $4,005 a year; the typical home sold here pays about $3,200.
  • ▲ Raises it stronglyThe listing describes it as fully renovated or newly built.
  • ▲ Raises itIts maintenance fee is $1,855 a month; the typical unit sold here pays about $880.
List price
$773KBelow recent closings$888KAbove recent closings

Total price vs nearby homes. Likely closing about $821K, from 26 recent closings in this pocket.

The market behind the math:

26sold nearby · 90 days
$567Kmedian sold price
95%of asking, on average
−14%prices vs a year ago
~22 dayshomes like this take to sell
20days on market so far
$3,815/moest. rent · 118 leases
5.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.5 months of inventory: 13 condo apartment homes for sale in the area against 26 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $654/sqft against an area asking average of $707/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 26 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $845K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 10 homes sold in this building over the past two years, from 240 closings in High Park-Swansea.

Sold price trend

Median sold price for condos in High Park-Swansea: $603K in September 2026, down 5% from a year ago, on 108 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$550K9
November 2025$688K13
December 2025$545K7
January 2026$614K5
March 2026$659K12
April 2026$695K10
May 2026$595K9
June 2026$614K12
July 2026$685K10
August 2026$540K13
September 2026$603K8

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Little Portugal
$549K
Dovercourt-Wallace Emerson-Junction
$640K
Niagara
$690K
Kensington-Chinatown
$585K
Waterfront Communities C1
$625K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Étienne Brûlé Junior School · Public elementary1.3 km · 79% at standard
St Mark Catholic School · Catholic elementary1.3 km · 59% at standard
Park Lawn Junior and Middle School · Public elementary1.8 km · 71% at standard
Garden Avenue Junior Public School · Public elementary2.1 km · 91% at standard
Runnymede Junior and Senior Public School · Public elementary2.1 km · 92% at standard
Karen Kain School of the Arts · Public elementary2.2 km · 76% at standard
The Student School · Public secondary2.2 km
Ursula Franklin Academy · Public secondary2.3 km · 92% at standard
Western Technical & Commercial School · Public secondary2.3 km · 68% at standard
David Hornell Junior School · Public elementary2.3 km · 68% at standard
Howard Junior Public School · Public elementary2.3 km · 76% at standard
St Vincent de Paul Catholic School · Catholic elementary2.4 km · 83% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,874/mo
$196KIncome needed
4.3×Price ÷ income
$894Weekly cost
$26,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

64%mortgage
Mortgage $3,874Property tax $334Condo fee $1,855Total carry $6,063

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,759per month

Mortgage amount $679,920 · 4.49% over 25 years

$169,980Down payment (20.0%)
$679,920Loan before insurance
$0CMHC premium
$5,948Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,759
Property tax
$334
Condo / maintenance fees
$1,855
Heating
$0
Estimated monthly cost
$5,948

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,473
Toronto municipal land transfer tax
$13,473
Estimated closing costs
$26,946

Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,550/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,898Total interest paid
$1,127,818Total of all payments
Principal $679,920 Interest $447,898
YearPrincipalInterestBalance
1$15,173$29,940$664,747
2$15,862$29,251$648,885
3$16,582$28,531$632,303
4$17,335$27,778$614,968
5$18,122$26,991$596,846
6$18,945$26,168$577,902
7$19,805$25,308$558,097
8$20,704$24,409$537,392
9$21,644$23,468$515,748
10$22,627$22,486$493,121
11$23,654$21,458$469,467
12$24,728$20,384$444,738
13$25,851$19,262$418,887
14$27,025$18,088$391,863
15$28,252$16,861$363,611
16$29,535$15,578$334,076
17$30,876$14,237$303,200
18$32,277$12,835$270,923
19$33,743$11,370$237,180
20$35,275$9,838$201,905
21$36,877$8,236$165,028
22$38,551$6,562$126,477
23$40,301$4,811$86,176
24$42,131$2,981$44,044
25$44,044$1,069$0

At the end of your 5-year term

Total paid over the term
$225,564
Principal paid down
$83,074
Interest paid
$142,490
Balance remaining
$596,846

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 118 whole-home leases in High Park-Swansea$3,815/mo
$45,780Gross annual rent
1.6%Cap rate after taxes and upkeep
$3,624 to $4,161Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 118 whole-home leases in High Park-Swansea signed at a median of $3,327 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,815. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.4%
Gross yield
− Property tax $4,005− Condo fees $22,263− Insurance $600− Vacancy & upkeep $5,036Net operating income $13,876

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.

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