521-20 Southport Street, Toronto, ON

High Park-Swansea, Toronto · MLS® W14031370

$699,000
For Sale
Listed 5 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • SOUTH KINGSWAY VILLAGE - SPACE, STYLE & AN EXCEPTIONAL LOCATION.
  • Discover the best of west-end Toronto living in this beautifully updated, bright and spacious 2-bedroom + den, 2-bathroom suite in the sought-after South Kingsway...
  • Offering over 1,136 sq ft of thoughtfully designed living space, this inviting suite features a desirable split-bedroom layout, floor-to-ceiling windows and newer...
  • The spacious primary bedroom features a walk-in closet and a newer private 3-piece ensuite, while the large den offers the perfect setting for a home office, creative...
  • Enjoy the security, convenience and lifestyle of this prestigious, gated Tridel community, complete with 24-hour gatehouse security and an impressive selection of...

SOUTH KINGSWAY VILLAGE - SPACE, STYLE & AN EXCEPTIONAL LOCATION. Discover the best of west-end Toronto living in this beautifully updated, bright and spacious 2-bedroom + den, 2-bathroom suite in the sought-after South Kingsway Village. Ideally positioned between the charming shops and cafes of Bloor West Village, High Park and the waterfront, this great location offers the perfect balance of urban convenience and a relaxed, nature-inspired lifestyle. Offering over 1,136 sq ft of thoughtfully designed living space, this inviting suite features a desirable split-bedroom layout, floor-to-ceiling windows and newer custom laminate flooring throughout. West-facing exposure fills the home with warm afternoon sunshine and beautiful evening light, complemented by tranquil courtyard views. The updated kitchen showcases custom countertops and newer stainless steel appliances, flowing seamlessly into the generous living and dining areas- ideal for entertaining or simply enjoying the comfort of home. The spacious primary bedroom features a walk-in closet and a newer private 3-piece ensuite, while the large den offers the perfect setting for a home office, creative studio or additional living space. Enjoy the security, convenience and lifestyle of this prestigious, gated Tridel community, complete with 24-hour gatehouse security and an impressive selection of amenities, including an indoor pool, fitness centre, squash court, sauna, party room and outdoor BBQ area. *** Exceptional all-inclusive value: ** Maintenance fees cover heat, hydro, water, central air conditioning, cable TV with a special Rogers package, high-speed internet, building insurance and common elements. One parking space conveniently located on P1 is included. Step outside and enjoy easy access to transit, the vibrant village atmosphere of Bloor West Village, High Park, the lakefront and scenic walking and cycling trails. With convenient connections to the Gardiner Expressway.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W14031370
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
The Queensway & Windermere
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick
Maintenance
$1,445/mo
Exposure
West
Property tax
$2,494 / 2026
Days on market
5
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

KitchenFlat4.27 × 2.44 m

backsplash · ceramic floor · combined w/laundry

BathroomFlat2.36 × 1.75 m

3 pc ensuite · ceramic floor

Bedroom 2Flat3.35 × 2.82 m

west view · closet · laminate

DenFlat3.73 × 2.74 m

laminate · west view

Dining RoomFlat3.35 × 3.25 m

laminate · overlooks living

BathroomFlat2.37 × 1.82 m

4 pc bath · b/i shelves · ceramic floor

Primary BedroomFlat4.34 × 3.15 m

3 pc ensuite · b/i closet · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in High Park-Swansea · asking prices
$970kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $787/sqft; this home lists at $636/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
699kThis home879k850k1.18MThis home vs active comparables

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Niagara
$724K
Waterfront Communities C1
$610K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Étienne Brûlé Junior School · Public elementary1.4 km · 79% at standard
St Mark Catholic School · Catholic elementary1.5 km · 59% at standard
Garden Avenue Junior Public School · Public elementary2.0 km · 91% at standard
Park Lawn Junior and Middle School · Public elementary2.0 km · 71% at standard
Runnymede Junior and Senior Public School · Public elementary2.1 km · 92% at standard
Howard Junior Public School · Public elementary2.1 km · 76% at standard
The Student School · Public secondary2.2 km
Ursula Franklin Academy · Public secondary2.2 km · 92% at standard
Western Technical & Commercial School · Public secondary2.2 km · 68% at standard
St Vincent de Paul Catholic School · Catholic elementary2.2 km · 83% at standard
Fern Avenue Junior and Senior Public School · Public elementary2.3 km · 75% at standard
Karen Kain School of the Arts · Public elementary2.4 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,186/mo
$158KIncome needed
4.4×Price ÷ income
$735Weekly cost
$20,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $3,186Property tax $208Condo fee $1,445Total carry $4,839

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,092per month

Mortgage amount $559,200 · 4.49% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$4,745Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,092
Property tax
$208
Condo / maintenance fees
$1,445
Heating
$0
Estimated monthly cost
$4,745

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,742/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,374Total interest paid
$927,574Total of all payments
Principal $559,200 Interest $368,374
YearPrincipalInterestBalance
1$12,479$24,624$546,721
2$13,046$24,057$533,675
3$13,638$23,465$520,038
4$14,257$22,846$505,781
5$14,904$22,199$490,876
6$15,581$21,522$475,295
7$16,289$20,814$459,006
8$17,028$20,075$441,978
9$17,801$19,302$424,177
10$18,610$18,493$405,567
11$19,455$17,648$386,113
12$20,338$16,765$365,775
13$21,261$15,842$344,514
14$22,227$14,876$322,287
15$23,236$13,867$299,051
16$24,291$12,812$274,761
17$25,394$11,709$249,367
18$26,547$10,556$222,820
19$27,752$9,351$195,069
20$29,012$8,091$166,057
21$30,329$6,774$135,727
22$31,706$5,397$104,021
23$33,146$3,957$70,875
24$34,651$2,452$36,224
25$36,224$879$0

At the end of your 5-year term

Total paid over the term
$185,515
Principal paid down
$68,324
Interest paid
$117,191
Balance remaining
$490,876

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $2,494− Condo fees $17,340− Insurance $600− Vacancy & upkeep $4,488Net operating income $15,878

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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