345 Windermere Avenue, Toronto, ON
High Park-Swansea, Toronto · MLS® W13854176
About this home
In short
- Stunning Fully Renovated 2+1 Bedrooms, 2-Bath Detached Home In Sought-After Swansea/Bloor West Village.
- Thoughtfully updated by the current owner, this turnkey home blends style, comfort & functionality across 2 finished levels plus a bright finished basement.
- Hardwood flooring enhances the upper level, while laminate flooring complements the main floor & finished basement, w/ pot lights throughout the home adding a bright...
- Sliding glass doors in the dining room open directly to a generous deck & fully fenced private yard w/ an open green outlook, perfect for entertaining or relaxed...
- Upstairs are 2 generous bedrooms, including a spacious primary w/ an oversized organized closet & a second bedroom w/ a walk-in closet, plus a renovated 3-piece bath...
Stunning Fully Renovated 2+1 Bedrooms, 2-Bath Detached Home In Sought-After Swansea/Bloor West Village! Thoughtfully updated by the current owner, this turnkey home blends style, comfort & functionality across 2 finished levels plus a bright finished basement. There's a certain warmth, quality & subtle charm here that comes from thoughtful design & a layout that simply works. The main floor flows naturally from the living room to the adjoining dining area & into a beautifully reimagined kitchen w/ sleek cabinetry, granite counters & backsplash, breakfast bar, quality S/S appliances & a window directly above the sink overlooking the backyard. Hardwood flooring enhances the upper level, while laminate flooring complements the main floor & finished basement, w/ pot lights throughout the home adding a bright, polished feel. Sliding glass doors in the dining room open directly to a generous deck & fully fenced private yard w/ an open green outlook, perfect for entertaining or relaxed weekends. Upstairs are 2 generous bedrooms, including a spacious primary w/ an oversized organized closet & a second bedroom w/ a walk-in closet, plus a renovated 3-piece bath w/ glass-enclosed shower & its own window. The finished lower level offers above-grade windows & a large flexible room ideal as a 3rd bedroom, family/rec room or home office, plus a modern 4-piece bath w/ soaker tub, its own window & convenient walk-up access. Owner has obtained City approval for a proposed front yard parking pad. Acces to backyard through shared driveway offers potential for extra parking. Enjoy a pleasant walk to Runnymede Subway & the trendy shops, cafés & restaurants of Bloor West Village. Surrounded by parks & green space, the home is also w/in easy reach of majestic High Park, Grenadier Pond, Humber River trails & the Martin Goodman Trail. Nearby schools include Swansea Junior & Senior PS, ÉS Toronto Ouest, Karen Kain School of the Arts, Humberside CI, Ursula Franklin Academy & ÉÉ Charles-Sauriol
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13854176
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 2
- Size
- 700-1100 sq ft
- Lot
- 25.03 × 91.85 ft
- Cross streets
- Bloor St. W and Windermere Ave.
- Parking
- 0 parking
- Driveway
- None
- Basement
- Finished, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,229 / 2025
- Days on market
- 17
- Listing brokerage
- HOMELIFE FRONTIER REALTY INC.
Rooms
hardwood floor · closet organizers · pot lights
pot lights · sliding doors · w/o to deck
3 pc bath · window · glass doors
hardwood floor · walk-in closet(s) · pot lights
breakfast bar · granite counters · window
combined w/laundry · w/o to yard
pot lights · above grade window · laminate
open concept · pot lights · large window
Listed at $1,200,000. Going by how homes in High Park-Swansea and the wider GTA have actually closed against their asking prices (about 99%, 18 local closings in 90 days), the likely sale price is near $1.19M, if it sells. A realistic range is $1.11M to $1.34M.
Independent value check: $1.31M. Without looking at the asking price, our model values the home itself about 9% above the ask (homes like it typically land between $1.23M and $1.37M).
Why $1.31M. The typical detached home sold in High Park-Swansea over the past year went for about $1.93M (91 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $6,229 a year; the typical home sold here pays about $9,300.
- ▼ Lowers it stronglyIt is 700 to 1,100 sq ft; the typical home sold here is 2,000 to 2,500.
- ▲ Raises it stronglyThe listing describes it as fully renovated or newly built.
- ▼ Lowers it2+1 bedrooms and 2 baths, against 4+1 and 3 typically.
Total price vs nearby homes. Likely closing about $1.19M, from 18 recent closings in this pocket.
The market behind the math:
About 0.8 months of inventory: 5 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,333/sqft against an area asking average of $1,342/sqft.
- Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.42M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($1,333/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in High Park-Swansea, so I widened the search to the surrounding area.
Based on 18 comparable homes that sold in High Park-Swansea over the past two years, from 180 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.31M, which is where my estimate comes from.
Per square foot, these ask about $1,427/sqft; this home lists at $1,333/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in High Park-Swansea: $2.01M in September 2026, down 12% from a year ago, on 81 closings in 9 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $2.05M | 6 |
| November 2025 | $2.25M | 7 |
| January 2026 | $1.60M | 5 |
| February 2026 | $1.95M | 8 |
| March 2026 | $2.10M | 11 |
| April 2026 | $1.45M | 12 |
| May 2026 | $2.06M | 13 |
| June 2026 | $1.62M | 11 |
| September 2026 | $2.01M | 8 |
Neighbourhood & location
High Park-Swansea, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $960,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,308
- Property tax
- $519
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,827
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,475
- Toronto municipal land transfer tax
- $20,475
- Estimated closing costs
- $40,950
Plus your down payment of $240,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $318,480
- Principal paid down
- $117,294
- Interest paid
- $201,186
- Balance remaining
- $842,706
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 34 whole-home leases in High Park-Swansea signed at a median of $3,912 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,781. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.