277 Harvie Avenue, Toronto, ON

Caledonia-Fairbank, Toronto · MLS® W13854674

$1,900,000
For Sale
Listed 17 days agoNo offer date stated
6+3Bedrooms
5Bathrooms
1Garage · 5 parking
3000-3500Sq ft

About this home

In short

  • All-Brick Multi-Unit Property Built in 1990, Featuring Front, Side, and Rear Entrances.
  • The Main Floor Offers 3 Bedrooms, 2 Full Bathrooms, Kitchen, Living Room, and Front and Rear Porches.
  • The Second Floor Includes 3 Bedrooms, 2 Full Bathrooms, Kitchen/Living Area, and Front and Rear Porches.
  • The Lower Level Features High Windows, 3 Bedrooms, 1 Full Bathroom, Eat-In Kitchen, and Ensuite Laundry.
  • The Property Includes 2 Tankless Hot Water Heaters, 2 Gas Furnaces (2017), and 2 Central Air Conditioning Units (2017), All Owned With No Rental Contracts.

All-Brick Multi-Unit Property Built in 1990, Featuring Front, Side, and Rear Entrances. The Main Floor Offers 3 Bedrooms, 2 Full Bathrooms, Kitchen, Living Room, and Front and Rear Porches. The Second Floor Includes 3 Bedrooms, 2 Full Bathrooms, Kitchen/Living Area, and Front and Rear Porches. The Lower Level Features High Windows, 3 Bedrooms, 1 Full Bathroom, Eat-In Kitchen, and Ensuite Laundry. The Property Includes 2 Tankless Hot Water Heaters, 2 Gas Furnaces (2017), and 2 Central Air Conditioning Units (2017), All Owned With No Rental Contracts. There Are 3 Electrical Meters, 3 Electrical Panels, and 2 Gas Meters. Parking for up to 4 Vehicles, Detached Garage, and Fully Fenced Yard With Gate. Includes 3 Refrigerators, 3 Stoves, 2 Dishwashers, 1 Washer, and 1 Dryer.

Key facts

Property type
Other, 2-Storey
MLS®
W13854674
Bedrooms
6+3 (9 total)
Bathrooms
5
Size
3000-3500 sq ft
Lot
36 × 128 ft
Cross streets
Between Roger's Road & Teignmouth Avenue
Parking
1 garage · 5 parking (detached)
Driveway
Private Double
Basement
Full, Separate Entrance, Walk-Up, Finished
Kitchens
3 (2 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete, Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,106 / 2025
Days on market
17
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

Living RoomMain3.37 × 3.98 m

Hardwood Floor

BedroomSecond3.35 × 3.28 m
BathroomMain3.07 × 3.40 m

5 Pc Ensuite

BedroomMain3.07 × 3.25 m
LaundryLower3.18 × 3.74 m

Ceramic Floor

Dining RoomMain3.43 × 3.66 m
Utility RoomBasement6.48 × 1.60 m
Dining RoomSecond3.28 × 3.58 m
BedroomMain3.43 × 3.23 m
BedroomBasement3.07 × 3.66 m
BedroomSecond3.30 × 3.35 m
BathroomBasement3.07 × 2.29 m

4 Pc Bath

Living RoomLower4.41 × 5.04 m

ceramic floor · combined w/kitchen

KitchenSecond3.30 × 3.10 m
BathroomSecond3.25 × 2.62 m

5 Pc Ensuite

Bedroom 2Main3.37 × 3.98 m

Hardwood Floor

Family RoomSecond3.30 × 4.14 m
KitchenMain3.43 × 3.02 m
BedroomLower4.05 × 3.24 m

Ceramic Floor

Primary BedroomMain4.34 × 4.52 m
FoyerMain2.11 × 1.07 m
KitchenLower4.41 × 5.04 m

Ceramic Floor

KitchenBasement5.69 × 4.93 m

Eat-in Kitchen

Living RoomMain3.43 × 4.27 m
RecreationBasement3.30 × 6.40 m
Utility RoomBasement3.07 × 2.92 m
Primary BedroomSecond4.50 × 4.72 m
Bedroom 3Main3.24 × 3.33 m

Hardwood Floor

Primary BedroomMain3.86 × 4.45 m

hardwood floor · 4 pc ensuite

FoyerMain3.80 × 3.22 m

Ceramic Floor

KitchenMain3.36 × 6.77 m

Ceramic Floor

BedroomLower3.23 × 3.30 m

Ceramic Floor

BathroomSecond3.25 × 2.39 m

4 Pc Bath

Utility RoomBasement3.40 × 3.56 m
BedroomBasement3.43 × 4.01 m
BathroomMain3.07 × 2.41 m

4 Pc Bath

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (F H Miller Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Caledonia-Fairbank · asking prices
$1.37Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest listings on the market.

Per square foot, these ask about $735/sqft; this home lists at $585/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.90MThis home1.40M989k1.93M1.25M1.30MThis home vs active comparables

Neighbourhood & location

Caledonia-Fairbank, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$917K
Niagara
$789K
Waterfront Communities C1
$559K
Stonegate-Queensway
$999K
Church-Yonge Corridor
$539K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near F H Miller Junior Public School
78%
F H Miller Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 78% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Nicholas of Bari Catholic School · Catholic elementary0.6 km · 59% at standard
Fairbank Memorial Community School · Public elementary0.8 km · 66% at standard
Stella Maris Catholic School · Catholic elementary0.9 km · 76% at standard
Rawlinson Community School · Public elementary1.0 km · 63% at standard
St Clare Catholic School · Catholic elementary1.1 km · 72% at standard
General Mercer Junior Public School · Public elementary1.1 km · 54% at standard
Fairbank Public School · Public elementary1.1 km · 59% at standard
St Paul VI Catholic School · Catholic elementary1.2 km · 76% at standard
D'Arcy McGee Catholic School · Catholic elementary1.2 km · 48% at standard
St Matthew Catholic School · Catholic elementary1.3 km · 63% at standard
St Thomas Aquinas Catholic School · Catholic elementary1.4 km · 74% at standard
Carleton Village Junior and Senior Public School · Public elementary1.5 km · 42% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,660/mo
$354KIncome needed
5.4×Price ÷ income
$1,998Weekly cost
$68,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,660Property tax $676Total carry $9,335

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,404per month

Mortgage amount $1,520,000 · 4.49% over 25 years

$380,000Down payment (20.0%)
$1,520,000Loan before insurance
$0CMHC premium
$9,080Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,404
Property tax
$676
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,080

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,475
Toronto municipal land transfer tax
$34,475
Estimated closing costs
$68,950

Plus your down payment of $380,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,172/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,001,302Total interest paid
$2,521,302Total of all payments
Principal $1,520,000 Interest $1,001,302
YearPrincipalInterestBalance
1$33,920$66,932$1,486,080
2$35,460$65,392$1,450,620
3$37,070$63,782$1,413,550
4$38,753$62,099$1,374,797
5$40,513$60,339$1,334,284
6$42,352$58,500$1,291,932
7$44,275$56,577$1,247,657
8$46,285$54,567$1,201,371
9$48,387$52,465$1,152,984
10$50,584$50,268$1,102,400
11$52,881$47,971$1,049,520
12$55,282$45,570$994,238
13$57,792$43,060$936,447
14$60,416$40,437$876,031
15$63,159$37,693$812,872
16$66,026$34,826$746,846
17$69,024$31,828$677,822
18$72,158$28,694$605,664
19$75,434$25,418$530,229
20$78,859$21,993$451,370
21$82,440$18,412$368,930
22$86,183$14,669$282,746
23$90,096$10,756$192,650
24$94,187$6,665$98,463
25$98,463$2,389$0

At the end of your 5-year term

Total paid over the term
$504,260
Principal paid down
$185,716
Interest paid
$318,545
Balance remaining
$1,334,284

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $8,106− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,778

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

CallRequest a showing