314-15 Windermere Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W13861000

$484,900
For Sale
Listed 14 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Enjoy the best of waterfront living and city convenience at 15 Windermere Avenue #314, ideally located near the tranquil shores of Lake Ontario at Sunnyside Park and...
  • Set within Windermere By The Lake in Toronto's desirable High Park-Swansea neighbourhood, this thoughtfully designed 598 sq. ft. condo offers 1 bedroom, 1 bathroom...
  • 10 foot ceilings make this home feel spacious and luxurious, making it seem bigger than it is.
  • Large picture casement windows brighten the open-concept living and dining area, where hardwood flooring creates an inviting setting for relaxing and entertaining.
  • Residents enjoy concierge/security services and an array of amenities, including an indoor pool, sauna, exercise room, games room, guest suites and a party/meeting room.

Enjoy the best of waterfront living and city convenience at 15 Windermere Avenue #314, ideally located near the tranquil shores of Lake Ontario at Sunnyside Park and the expansive natural beauty of High Park. Set within Windermere By The Lake in Toronto's desirable High Park-Swansea neighbourhood, this thoughtfully designed 598 sq. ft. condo offers 1 bedroom, 1 bathroom and southwest exposure. 10 foot ceilings make this home feel spacious and luxurious, making it seem bigger than it is! Large picture casement windows brighten the open-concept living and dining area, where hardwood flooring creates an inviting setting for relaxing and entertaining. The kitchen features granite countertops, track lighting, ceramic backsplash, stainless steel appliances & undermount double sink. A comfortable primary bedroom offers broadloom flooring, a double mirrored closet and a large casement window, while the 4-piece bathroom features marble flooring and a built-in vanity. Convenient in-suite laundry includes a 2026 washer and dryer with a 5-year warranty. All electrical light fixtures and window coverings, including blackout blinds, are included, along with an owned underground parking space, a garage door remote and an owned locker. Residents enjoy concierge/security services and an array of amenities, including an indoor pool, sauna, exercise room, games room, guest suites and a party/meeting room. Monthly maintenance fees include heat, hydro, air conditioning, water, parking, common elements and building insurance for added convenience. Whether jogging along the waterfront, exploring High Park's trails or commuting downtown, this location keeps you connected to nature and urban essentials, with public transit, schools and St. Joseph's Hospital nearby. An inviting opportunity for first-time buyers, investors or downsizers seeking comfort and convenience in Toronto's vibrant west end.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13861000
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
The Queensway & Windermere Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$763/mo
Exposure
South West
Property tax
$2,218 / 2026
Days on market
14
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Primary BedroomFlat2.91 × 4.40 m

broadloom · double closet · large window

Dining RoomFlat4.08 × 2.10 m

hardwood floor · open concept · combined w/living

BathroomFlat1.64 × 2.72 m

4 pc bath · marble floor · b/i vanity

Living RoomFlat3.04 × 4.49 m

hardwood floor · combined w/dining · picture window

KitchenFlat2.89 × 2.50 m

stainless steel appl · granite counters · track lighting

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in High Park-Swansea · asking prices
$519kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $905/sqft; this home lists at $882/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
485kThis home518k419k619kThis home vs active comparables

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Niagara
$724K
Waterfront Communities C1
$610K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Étienne Brûlé Junior School · Public elementary1.7 km · 79% at standard
St Mark Catholic School · Catholic elementary1.7 km · 59% at standard
Garden Avenue Junior Public School · Public elementary1.8 km · 91% at standard
Howard Junior Public School · Public elementary2.0 km · 76% at standard
St Vincent de Paul Catholic School · Catholic elementary2.0 km · 83% at standard
Fern Avenue Junior and Senior Public School · Public elementary2.1 km · 75% at standard
Park Lawn Junior and Middle School · Public elementary2.2 km · 71% at standard
Runnymede Junior and Senior Public School · Public elementary2.2 km · 92% at standard
The Student School · Public secondary2.2 km
Ursula Franklin Academy · Public secondary2.3 km · 92% at standard
Western Technical & Commercial School · Public secondary2.3 km · 68% at standard
Keele Street Public School · Public elementary2.4 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,210/mo
$108KIncome needed
4.5×Price ÷ income
$510Weekly cost
$12,346Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,210Property tax $185Condo fee $763Total carry $3,157

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,145per month

Mortgage amount $387,920 · 4.49% over 25 years

$96,980Down payment (20.0%)
$387,920Loan before insurance
$0CMHC premium
$3,093Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,145
Property tax
$185
Condo / maintenance fees
$763
Heating
$0
Estimated monthly cost
$3,093

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,173
Toronto municipal land transfer tax
$6,173
Estimated closing costs
$12,346

Plus your down payment of $96,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,596/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$255,543Total interest paid
$643,463Total of all payments
Principal $387,920 Interest $255,543
YearPrincipalInterestBalance
1$8,657$17,082$379,263
2$9,050$16,689$370,214
3$9,461$16,278$360,753
4$9,890$15,848$350,863
5$10,339$15,399$340,523
6$10,809$14,930$329,715
7$11,299$14,439$318,415
8$11,813$13,926$306,603
9$12,349$13,390$294,254
10$12,910$12,829$281,344
11$13,496$12,243$267,849
12$14,108$11,630$253,740
13$14,749$10,989$238,991
14$15,419$10,320$223,572
15$16,119$9,620$207,454
16$16,851$8,888$190,603
17$17,616$8,123$172,987
18$18,416$7,323$154,572
19$19,252$6,487$135,320
20$20,126$5,613$115,194
21$21,040$4,699$94,155
22$21,995$3,744$72,160
23$22,993$2,745$49,166
24$24,037$1,701$25,129
25$25,129$610$0

At the end of your 5-year term

Total paid over the term
$128,693
Principal paid down
$47,397
Interest paid
$81,296
Balance remaining
$340,523

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $2,218− Condo fees $9,151− Insurance $600− Vacancy & upkeep $2,244Net operating income $6,187

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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