431 Seaton Drive, Oakville, ON

West, Oakville · MLS® W13863450

$3,099,000
For Sale
Listed 10 days agoNo offer date stated
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4+2Bedrooms
5Bathrooms
2Garage · 8 parking
3500-5000Sq ft

About this home

In short

  • Beautifully custom-built home showcasing luxury finishes throughout in one of the area's most prestigious and highly sought-after neighbourhoods.
  • Boasting stunning curb appeal with a timeless stone exterior and an oversized driveway accommodating up to 6 vehicles, this exceptional residence blends elegance...
  • Designed with impeccable attention to detail, the home features elegant herringbone white oak flooring, soaring floor-to-ceiling windows in the family room, and a...
  • The fully finished entertainer's basement is a true showstopper featuring a massive custom bar, rough-in completed for heated flooring, and a convenient separate...
  • Located in a prestigious and highly desirable neighbourhood close to top-rated schools, parks, shopping, and major amenities.

Beautifully custom-built home showcasing luxury finishes throughout in one of the area's most prestigious and highly sought-after neighbourhoods. Boasting stunning curb appeal with a timeless stone exterior and an oversized driveway accommodating up to 6 vehicles, this exceptional residence blends elegance, comfort, and functionality. Designed with impeccable attention to detail, the home features elegant herringbone white oak flooring, soaring floor-to-ceiling windows in the family room, and a skylight that fills the main floor with an abundance of natural light. The chef-inspired kitchen offers quartz countertops, premium finishes, and ample space for both entertaining and everyday living. Beautiful custom drapery throughout the home adds warmth and sophistication to every space. The fully finished entertainer's basement is a true showstopper featuring a massive custom bar, rough-in completed for heated flooring, and a convenient separate entrance from the backyard offering endless possibilities for hosting, extended family, or future potential. The garage is thoughtfully designed with an additional rear garage door providing easy backyard access, perfect for storage, lawn equipment, and added convenience. Located in a prestigious and highly desirable neighbourhood close to top-rated schools, parks, shopping, and major amenities. Too many upgrades and features to mention - this is a must-see home that truly stands apart. Book your private viewing today!

Key facts

Property type
Detached, 2-Storey
MLS®
W13863450
Bedrooms
4+2 (6 total)
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
64 × 117.5 ft
Cross streets
Third Line & Bridge Rd
Parking
2 garage · 8 parking (built-in)
Driveway
Private
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Poured Concrete
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$15,907 / 2025
Days on market
10
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

Bedroom 2Upper0.00 × 0.00 m

hardwood floor · 3 pc ensuite

KitchenMain0.00 × 0.00 m

hardwood floor · combined w/br · quartz counter

BedroomUpper0.00 × 0.00 m

hardwood floor · 4 pc ensuite

Living RoomLower0.00 × 0.00 m

laminate · pot lights · b/i bar

Bedroom 2Lower0.00 × 0.00 m

laminate · pot lights

Dining RoomLower0.00 × 0.00 m

laminate · pot lights

OfficeMain0.00 × 0.00 m

hardwood floor · pot lights

Family RoomMain0.00 × 0.00 m

hardwood floor · pot lights · window floor to ceiling

LaundryUpper0.00 × 0.00 m

Hardwood Floor

BreakfastMain0.00 × 0.00 m

hardwood floor · pot lights

Bedroom 3Upper0.00 × 0.00 m

hardwood floor · 3 pc ensuite

Dining RoomMain0.00 × 0.00 m

hardwood floor · pot lights

Mud RoomMain0.00 × 0.00 m

Hardwood Floor

BedroomLower0.00 × 0.00 m

laminate · pot lights

Bedroom 4Upper0.00 × 0.00 m

hardwood floor · 3 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in West · asking prices
$3.49Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $822/sqft; this home lists at $729/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
3.10MThis home3.27M3.20M4.00MThis home vs active comparables

Sold price trend

Median sold price for detached homes in West: $1.20M in September 2026, down 22% from a year ago, on 169 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.16M19
November 2025$2.07M16
December 2025$1.17M7
January 2026$1.26M8
March 2026$2.42M7
April 2026$1.27M21
May 2026$1.45M33
June 2026$1.31M17
July 2026$1.14M17
August 2026$1.31M11
September 2026$1.20M13

Neighbourhood & location

West, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Southwest
$2.56M
Bronte
$2.39M
Glen Abbey
$1.64M
College Park
$1.35M
River Oaks
$1.40M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$14,124/mo
$583KIncome needed
5.3×Price ÷ income
$3,259Weekly cost
$63,950Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $14,124Property tax $1,326Total carry $15,450

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,708per month

Mortgage amount $2,479,200 · 4.49% over 25 years

$619,800Down payment (20.0%)
$2,479,200Loan before insurance
$0CMHC premium
$15,034Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,708
Property tax
$1,326
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,034

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$63,950
Estimated closing costs
$63,950

Plus your down payment of $619,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$16,591/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,633,177Total interest paid
$4,112,377Total of all payments
Principal $2,479,200 Interest $1,633,177
YearPrincipalInterestBalance
1$55,325$109,170$2,423,875
2$57,837$106,658$2,366,038
3$60,463$104,032$2,305,574
4$63,208$101,287$2,242,366
5$66,078$98,417$2,176,288
6$69,079$95,416$2,107,209
7$72,215$92,280$2,034,994
8$75,494$89,001$1,959,500
9$78,922$85,573$1,880,578
10$82,505$81,990$1,798,073
11$86,251$78,244$1,711,822
12$90,167$74,328$1,621,655
13$94,261$70,234$1,527,394
14$98,541$65,954$1,428,853
15$103,015$61,480$1,325,838
16$107,692$56,803$1,218,145
17$112,582$51,913$1,105,563
18$117,694$46,801$987,869
19$123,038$41,457$864,832
20$128,624$35,871$736,208
21$134,464$30,031$601,744
22$140,569$23,926$461,174
23$146,952$17,543$314,223
24$153,624$10,871$160,599
25$160,599$3,896$0

At the end of your 5-year term

Total paid over the term
$822,475
Principal paid down
$302,912
Interest paid
$519,563
Balance remaining
$2,176,288

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $15,907− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $61,191

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

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