19 Upminster Crescent, Toronto, ON

Eringate-Centennial-West Deane, Toronto · MLS® W13865014

$1,079,000
For Sale
Listed 13 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Nestled on a generous 50' x 115' corner lot amongst newly built homes in an exclusive area, this superbly located property offers an exceptional opportunity to either...
  • Situated directly across from West Deane Park and its scenic ravine, the property enjoys a peaceful yet convenient setting close to excellent schools, local...
  • Property is currently tenanted.
  • Sold "As Is, Where Is." Showings of the interior are available by appointment exclusively for serious buyers to respect the tenant's privacy.

Nestled on a generous 50' x 115' corner lot amongst newly built homes in an exclusive area, this superbly located property offers an exceptional opportunity to either renovate the existing 3-bedroom, 2-washroom bungalow or build your dream home from the ground up. Situated directly across from West Deane Park and its scenic ravine, the property enjoys a peaceful yet convenient setting close to excellent schools, local amenities, TTC transit, and major highways including the 401 and 427. Property is currently tenanted. Sold "As Is, Where Is." Showings of the interior are available by appointment exclusively for serious buyers to respect the tenant's privacy. This is a rare chance for builders, investors, or homeowners seeking to create something special in a highly desirable neighbourhood.

Key facts

Property type
Detached, Bungalow
MLS®
W13865014
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
50 × 115 ft
Cross streets
Martin Grove Rd. & Rathburn Rd.
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Forced Air
A/C
Window Unit(s)
Exterior
Brick
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$5,387 / 2026
Days on market
13
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living Room
Primary Bedroom
Kitchen
Bedroom 3
Bedroom 2
Dining Room
Recreation
Office
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (John G Althouse Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Eringate-Centennial-West Deane · asking prices
$1.25Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $965/sqft; this home lists at $830/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.08MThis home1.15M1.20M1.32M1.40M1.20MThis home vs active comparables

Neighbourhood & location

Eringate-Centennial-West Deane, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Leaside
$2.48M
Willowdale East
$2.29M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John G Althouse Middle School
88%
John G Althouse Middle SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 88% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Josyf Cardinal Slipyj Catholic School · Catholic elementary0.5 km · 83% at standard
Princess Margaret Junior School · Public elementary0.8 km · 60% at standard
Briarcrest Junior School · Public elementary1.4 km · 81% at standard
Wellesworth Junior School · Public elementary1.4 km · 58% at standard
West Glen Junior School · Public elementary1.6 km · 57% at standard
Nativity of Our Lord Catholic School · Catholic elementary1.6 km · 68% at standard
Michael Power/St Joseph High School · Catholic secondary1.6 km · 78% at standard
Central Etobicoke High School · Public secondary1.7 km
Burnhamthorpe Collegiate Institute · Public secondary1.8 km
Mother Cabrini Catholic School · Catholic elementary1.8 km · 83% at standard
St Marcellus Catholic School · Catholic elementary1.8 km · 60% at standard
Hollycrest Middle School · Public elementary1.8 km · 75% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,918/mo
$205KIncome needed
5.3×Price ÷ income
$1,135Weekly cost
$36,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,918Property tax $449Total carry $5,367

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,773per month

Mortgage amount $863,200 · 4.49% over 25 years

$215,800Down payment (20.0%)
$863,200Loan before insurance
$0CMHC premium
$5,222Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,773
Property tax
$449
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,222

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,055
Toronto municipal land transfer tax
$18,055
Estimated closing costs
$36,110

Plus your down payment of $215,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,777/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$568,634Total interest paid
$1,431,834Total of all payments
Principal $863,200 Interest $568,634
YearPrincipalInterestBalance
1$19,263$38,010$843,937
2$20,138$37,136$823,799
3$21,052$36,221$802,748
4$22,008$35,266$780,740
5$23,007$34,266$757,733
6$24,052$33,222$733,681
7$25,144$32,130$708,538
8$26,285$30,988$682,252
9$27,479$29,795$654,774
10$28,726$28,547$626,047
11$30,031$27,243$596,017
12$31,394$25,879$564,623
13$32,820$24,454$531,803
14$34,310$22,964$497,493
15$35,867$21,406$461,626
16$37,496$19,777$424,130
17$39,198$18,075$384,931
18$40,978$16,295$343,953
19$42,839$14,435$301,114
20$44,784$12,489$256,330
21$46,817$10,456$209,513
22$48,943$8,330$160,570
23$51,165$6,108$109,405
24$53,488$3,785$55,917
25$55,917$1,357$0

At the end of your 5-year term

Total paid over the term
$286,367
Principal paid down
$105,467
Interest paid
$180,900
Balance remaining
$757,733

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $5,387− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,777

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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