54 Ash Crescent, Toronto, ON

Long Branch, Toronto · MLS® W13871584

$1,299,000
For Sale
Listed 12 days agoNo offer date stated
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2Bedrooms
2Bathrooms
2Garage · 6 parking
700-1100Sq ft

About this home

In short

  • Welcome to an exceptional opportunity in the heart of Long Branch.
  • Nestled on a rare and desirable crescent south of Lake Shore, this charming bungalow sits on a premium lot surrounded by nature, beautiful parks, and the stunning...

Welcome to an exceptional opportunity in the heart of Long Branch! Nestled on a rare and desirable crescent south of Lake Shore, this charming bungalow sits on a premium lot surrounded by nature, beautiful parks, and the stunning waterfront of Lake Ontario. Whether you're lookingto move in, renovate, or build your dream custom home, this property offers endless potential in one of Toronto's most sought-after lakeside communities. Enjoy an active lifestyle with nearby bike trails, walking paths, waterfront parks, and easy access to the lake. Located in a family-friendly neighbourhood with excellent schools, convenient transit, shopping, restaurants, and quick access to major highways. A truly rare opportunity to create your dream home in an unbeatable location!

Key facts

Property type
Detached, Bungalow
MLS®
W13871584
Bedrooms
2
Bathrooms
2
Size
700-1100 sq ft
Lot
50 × 130 ft
Cross streets
LAKESHORE & TWENTY EIGHT ST
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Separate Entrance
Heating
Radiant
A/C
None
Exterior
Stucco (Plaster)
Foundation
Block, Brick, Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,114 / 2025
Days on market
12
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Bedroom 2Main3.00 × 4.00 m
Primary BedroomMain3.50 × 5.00 m
KitchenMain4.00 × 3.20 m
BathroomMain2.00 × 3.00 m
Living RoomMain6.00 × 4.00 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is James S Bell Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Long Branch · asking prices
$818kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $909/sqft; this home lists at $1,443/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.30MThis home925k900k629kThis home vs active comparables

Neighbourhood & location

Long Branch, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$2.25M
Islington-City Centre West
$1.54M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near James S Bell Junior Middle School
70%
James S Bell Junior Middle SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 7 more schools within 2.5 km
Twentieth Street Junior School · Public elementary0.7 km · 70% at standard
Father John Redmond Catholic Secondary School · Catholic secondary0.9 km · 84% at standard
St Josaphat Catholic School · Catholic elementary1.4 km · 45% at standard
Sir Adam Beck Junior School · Public elementary1.8 km · 86% at standard
Seventh Street Junior School · Public elementary2.0 km · 73% at standard
Lanor Junior Middle School · Public elementary2.1 km · 79% at standard
Second Street Junior Middle School · Public elementary2.5 km · 69% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,920/mo
$242KIncome needed
5.4×Price ÷ income
$1,366Weekly cost
$44,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,920Property tax $426Total carry $6,347

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,172Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$426
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,172

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Toronto municipal land transfer tax
$22,455
Estimated closing costs
$44,910

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.7%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.3%
Gross yield
− Property tax $5,114− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $8,972

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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