151 Ardwick Boulevard, Toronto, ON
Humbermede, Toronto · MLS® W13881734
About this home
In short
- Excellent Opportunity for Investors and End Users.
- This immaculate and spacious 5-level split offers exceptional versatility, generous living space, and excellent income potential.
- Based on estimated current market rental rates, the property offers potential rental income of approximately $6,200 per month ($74,400 annually), with the main floor...
Excellent Opportunity for Investors and End Users! This immaculate and spacious 5-level split offers exceptional versatility, generous living space, and excellent income potential. Based on estimated current market rental rates, the property offers potential rental income of approximately $6,200 per month ($74,400 annually), with the main floor estimated at $2,800/month, lower level at $1,600/month, and basement at $1,800/month. Featuring three bathrooms and separate entrances to all three living areas, this well-maintained property provides excellent privacy and flexibility for investors, large families, and multi-generational living. The functional multi-level layout offers comfortable living spaces throughout. Conveniently located just minutes from LRT transit, parks, schools, shopping, and everyday amenities, offering excellent accessibility and convenience. A fantastic opportunity to own a versatile property with strong income potential in an established Toronto neighbourhood!
Key facts
- Property type
- Semi-Detached, Backsplit 5
- MLS®
- W13881734
- Bedrooms
- 5+1 (6 total)
- Bathrooms
- 3
- Size
- 1500-2000 sq ft
- Lot
- 30 × 120 ft
- Cross streets
- FINCH AND ARDWICK BLVD
- Parking
- 1 garage · 4 parking (none)
- Driveway
- Private
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,823 / 2025
- Days on market
- 10
- Listing brokerage
- RE/MAX MILLENNIUM REAL ESTATE
Rooms
hardwood floor · w/o to yard
ceramic floor · eat-in kitchen
hardwood floor · w/o to balcony
heated floor · large closet
hardwood floor · combined w/living
hardwood floor · closet
hardwood floor · closet
hardwood floor · closet
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.
Per square foot, these ask about $603/sqft; this home lists at $457/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Humbermede, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $639,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,534
- Property tax
- $319
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,853
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,455
- Toronto municipal land transfer tax
- $12,455
- Estimated closing costs
- $24,910
Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $212,055
- Principal paid down
- $78,098
- Interest paid
- $133,956
- Balance remaining
- $561,102
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX MILLENNIUM REAL ESTATE. MLS®/PropTx.