43 Lindylou Road, Toronto, ON

Humbermede, Toronto · MLS® W13239454

$950,000
For Sale
Listed 137 days agoNo offer date statedSitting longer than typical
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4+2Bedrooms
2Bathrooms
4Parking
1100-1500Sq ft

About this home

Investors dream, large bow front window allowing afternoon sun, bright rooms, kitchen with all appliances, home with 2 entrances, separate door to spacious lower and basement levels, beautiful Hardwood floors in living room, laundry machines, Central air conditioning, 3 car parking on private driveway, Large green patio followed by a large lower level yard backing onto a Park. Lindylou Rd Park, very close to, schools, public transport, walking distance to LRT fast rapid transit on Finch Ave, running to Humber College, close to York University, short drive to Highway 400 connecting to 401,403, 407 and 427, walking distance to Public Elementary school, near public secondary school and arena, easy to show, this house can be the home you are looking for or good for investment.

Key facts

Property type
Semi-Detached, Backsplit 4
MLS®
W13239454
Bedrooms
4+2 (6 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
30.1 × 126 ft
Cross streets
Weston Rd and Finch Ave
Parking
4 parking
Basement
Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,393 / 2025
Days on market
137
Listing brokerage
RE/MAX OPTIMUM REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Humbermede, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$868K
Corso Italia-Davenport
$899K
Junction Area
$1.16M
Wychwood
$1.14M
Mount Pleasant East
$1.36M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Daystrom Public School
54%
Daystrom Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 54% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Emery EdVance Secondary School · Public secondary0.5 km
Gulfstream Public School · Public elementary1.1 km · 77% at standard
St John Vianney Catholic School · Catholic elementary1.4 km · 68% at standard
Gracedale Public School · Public elementary1.4 km · 53% at standard
Westview Centennial Secondary School · Public secondary1.7 km · 40% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary1.7 km
St Roch Catholic School · Catholic elementary1.8 km · 65% at standard
Firgrove Public School · Public elementary2.0 km · 55% at standard
St Francis de Sales Catholic School · Catholic elementary2.2 km · 38% at standard
Braeburn Junior School · Public elementary2.3 km · 61% at standard
Stanley Public School · Public elementary2.4 km · 44% at standard
Beaumonde Heights Junior Middle School · Public elementary2.5 km · 70% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,330/mo
$177KIncome needed
5.4×Price ÷ income
$999Weekly cost
$30,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $4,330Property tax $283Total carry $4,613

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,202per month

Mortgage amount $760,000 · 4.49% over 25 years

$190,000Down payment (20.0%)
$760,000Loan before insurance
$0CMHC premium
$4,485Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,202
Property tax
$283
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,485

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,475
Toronto municipal land transfer tax
$15,475
Estimated closing costs
$30,950

Plus your down payment of $190,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,086/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,651Total interest paid
$1,260,651Total of all payments
Principal $760,000 Interest $500,651
YearPrincipalInterestBalance
1$16,960$33,466$743,040
2$17,730$32,696$725,310
3$18,535$31,891$706,775
4$19,377$31,049$687,398
5$20,256$30,170$667,142
6$21,176$29,250$645,966
7$22,138$28,288$623,828
8$23,143$27,283$600,686
9$24,193$26,233$576,492
10$25,292$25,134$551,200
11$26,440$23,986$524,760
12$27,641$22,785$497,119
13$28,896$21,530$468,223
14$30,208$20,218$438,016
15$31,579$18,847$406,436
16$33,013$17,413$373,423
17$34,512$15,914$338,911
18$36,079$14,347$302,832
19$37,717$12,709$265,115
20$39,430$10,996$225,685
21$41,220$9,206$184,465
22$43,092$7,334$141,373
23$45,048$5,378$96,325
24$47,093$3,333$49,232
25$49,232$1,194$0

At the end of your 5-year term

Total paid over the term
$252,130
Principal paid down
$92,858
Interest paid
$159,272
Balance remaining
$667,142

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $3,393− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,771

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX OPTIMUM REALTY. MLS®/PropTx.

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