725 Indian Road, Toronto, ON

High Park North, Toronto · MLS® W13884804

$1,499,000
For Sale
Listed 9 days agoNo offer date stated
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4+1Bedrooms
3Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • Exceptional Investment Opportunity in High Park North! High-Cash-Flow (5.2% Cap) Triplex in One of Toronto's Most Desirable Neighbourhoods.
  • Featuring 3 Well-Designed Legal Apartments with unique character, cozy vibes, and spacious private decks: 1 Two-Bedroom Unit + 2 One-Bedroom Units.
  • Each unit is currently tenanted on a month-to-month basis with wonderful tenants at excellent market rents, while the lower-level two-bedroom unit including the...

** CHARMING! Exceptional Investment Opportunity in High Park North! ** High-Cash-Flow (5.2% Cap) Triplex in One of Toronto's Most Desirable Neighbourhoods! Featuring 3 Well-Designed Legal Apartments with unique character, cozy vibes, and spacious private decks: 1 Two-Bedroom Unit + 2 One-Bedroom Units. A Rare Bonus: One-of-a-Kind Garden Cabin-Perfect for a Home Office, Creative Studio, Hobby Room, or Guest Retreat! Live in One Unit and Let the Other Two Help Pay Your Mortgage! Each unit is currently tenanted on a month-to-month basis with wonderful tenants at excellent market rents, while the lower-level two-bedroom unit including the garden cabin will be vacant as of December 1-offering exceptional flexibility for owner-occupiers, investors, or multi-generational living. Shared coin-operated laundry provides an additional income stream. Enjoy an unbeatable location just a short walk to the vibrant shops and restaurants of The Junction and Bloor Street, Dundas West and Keele subway stations, UP Express and GO Transit, and the beautiful trails and green spaces of High Park. Set on a lovely, tree-lined street in a welcoming community, this distinctive property combines income potential, lifestyle appeal, and urban convenience. ** A Rare Opportunity to Own a Versatile, Turn-key Income Property in a Prime Toronto Neighbourhood! A Must-See! **

Key facts

Property type
Other, 2-Storey
MLS®
W13884804
Bedrooms
4+1 (5 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
22.5 × 100 ft
Cross streets
Bloor & Dundas W
Parking
0 parking
Basement
Apartment, Separate Entrance, Walk-Out
Heating
Baseboard
A/C
Window Unit(s)
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,046 / 2026
Days on market
9
Listing brokerage
RIGHT AT HOME REALTY

Rooms

BedroomMain3.56 × 2.90 m

w/o to deck · window · hardwood floor

KitchenSecond3.35 × 2.74 m

w/o to deck · quartz counter · hardwood floor

Living RoomMain4.67 × 4.42 m

open concept · pot lights · hardwood floor

Dining RoomSecond2.82 × 1.93 m

open concept · skylight · hardwood floor

Dining RoomLower4.27 × 2.74 m

open concept · combined w/living · laminate

Primary BedroomLower2.92 × 2.74 m

window · b/i closet · laminate

Living RoomLower4.27 × 2.74 m

b/i bookcase · ceiling fan(s) · laminate

Bedroom 2Lower2.92 × 2.36 m

above grade window · b/i closet · laminate

BedroomSecond3.35 × 2.92 m

window · b/i closet · hardwood floor

Living RoomSecond4.78 × 3.10 m

open concept · b/i closet · hardwood floor

OtherLower3.96 × 3.05 m

vaulted ceiling(s) · raised floor · window

KitchenMain3.66 × 2.90 m

granite counters · stainless steel appl · hardwood floor

KitchenLower3.56 × 2.74 m

quartz counter · stainless steel appl · centre island

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in High Park North · asking prices
$1.40Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,076/sqft; this home lists at $1,153/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.50MThis home1.50M1.60M1.10MThis home vs active comparables

Neighbourhood & location

High Park North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$728K
Wychwood
$1.28M
Stonegate-Queensway
$999K
Waterfront Communities C1
$648K
Mimico
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humberside Collegiate Institute
88%
Humberside Collegiate InstitutePublic · Secondary · 1.0 km awayHigher-rated than most nearby · 88% meet the provincial standard
Lucy McCormick Senior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Indian Road Crescent Junior Public School · Public elementary0.2 km · 88% at standard
St Luigi Catholic School · Catholic elementary0.5 km · 36% at standard
Perth Avenue Junior Public School · Public elementary0.5 km · 77% at standard
St Rita Catholic School · Catholic elementary0.5 km · 73% at standard
Keele Street Public School · Public elementary0.6 km · 82% at standard
Mountview Alternative School School · Public elementary0.6 km · 83% at standard
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary0.8 km · 55% at standard
Carleton Village Junior and Senior Public School · Public elementary1.2 km · 42% at standard
Annette Street Junior and Senior Public School · Public elementary1.2 km · 81% at standard
High Park Alternative School Junior · Public elementary1.2 km · 82% at standard
Howard Junior Public School · Public elementary1.4 km · 76% at standard
St Paul VI Catholic School · Catholic elementary1.4 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,832/mo
$279KIncome needed
5.4×Price ÷ income
$1,577Weekly cost
$52,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,832Property tax $504Total carry $7,336

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,631per month

Mortgage amount $1,199,200 · 4.49% over 25 years

$299,800Down payment (20.0%)
$1,199,200Loan before insurance
$0CMHC premium
$7,134Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,631
Property tax
$504
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,134

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,455
Toronto municipal land transfer tax
$26,455
Estimated closing costs
$52,910

Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,025/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$789,975Total interest paid
$1,989,175Total of all payments
Principal $1,199,200 Interest $789,975
YearPrincipalInterestBalance
1$26,761$52,806$1,172,439
2$27,976$51,591$1,144,463
3$29,246$50,321$1,115,217
4$30,574$48,993$1,084,642
5$31,962$47,605$1,052,680
6$33,414$46,153$1,019,266
7$34,931$44,636$984,336
8$36,517$43,050$947,819
9$38,175$41,392$909,644
10$39,908$39,659$869,736
11$41,720$37,847$828,016
12$43,614$35,953$784,402
13$45,595$33,972$738,807
14$47,665$31,902$691,142
15$49,829$29,738$641,314
16$52,091$27,476$589,222
17$54,456$25,111$534,766
18$56,929$22,638$477,837
19$59,514$20,053$418,323
20$62,216$17,351$356,107
21$65,041$14,526$291,066
22$67,994$11,573$223,072
23$71,081$8,486$151,991
24$74,309$5,258$77,682
25$77,682$1,885$0

At the end of your 5-year term

Total paid over the term
$397,835
Principal paid down
$146,520
Interest paid
$251,315
Balance remaining
$1,052,680

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $6,046− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,118

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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