12 Tammy Lane, Toronto, ON

West Humber-Clairville, Toronto · MLS® W14033496

$999,000
For Sale
Listed 5 days agoNo offer date stated
3+2Bedrooms
2Bathrooms
2Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Fall In Love With This Beautifully And Meticulously Maintained Solid Brick Bungalow, Set On A Large 48.80 Ft X 113.00 Ft Lot With Over 2,800 Sq.
  • Expansive Windows Bathe The Open-Concept Living/Dining Areas In Abundant Natural Light Throughout The Day, Creating A Bright, Warm, And Inviting Atmosphere.
  • Updated Throughout With Elegant Neutral Finishes, Freshly Painted Interior & Exterior, Renovated Lower Level 3-Piece Bathroom And A Large Finished Family Room With...
  • Step Outside To A Beautifully Landscaped Private Backyard, Offering The Perfect Balance Of Interlock And Lush Green Space, Ideal For Entertaining, Or Simply Relaxing.
  • The Garage Features A High Ceiling And Attic Storage.

Fall In Love With This Beautifully And Meticulously Maintained Solid Brick Bungalow, Set On A Large 48.80 Ft X 113.00 Ft Lot With Over 2,800 Sq. Ft. Of Combined Upper And Lower Level Living Space. Expansive Windows Bathe The Open-Concept Living/Dining Areas In Abundant Natural Light Throughout The Day, Creating A Bright, Warm, And Inviting Atmosphere. Updated Throughout With Elegant Neutral Finishes, Freshly Painted Interior & Exterior, Renovated Lower Level 3-Piece Bathroom And A Large Finished Family Room With Fireplace And Built-Ins Offers Exceptional Versatility. The Lower Level Also Includes 2 Bedrooms: Added Living Space And Flexibility, With Excellent Potential For Either A Separate Living Arrangement, Multi-Generational Living, Work From Home Or Additional Income. Additional Features Include Ample Storage Throughout And A Sought-After Separate Side Entrance. Step Outside To A Beautifully Landscaped Private Backyard, Offering The Perfect Balance Of Interlock And Lush Green Space, Ideal For Entertaining, Or Simply Relaxing. The Garage Features A High Ceiling And Attic Storage. A Rare Combination Of An Impressive Lot, Generous Living Space, Thoughtful Updates, And Move-In-Ready Condition. Quiet Street. Impressive Space. Simply Move In And Enjoy.

Key facts

Property type
Detached, Bungalow
MLS®
W14033496
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
48.8 × 113 ft
Cross streets
Rexdale/Martin Grove
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,619 / 2026
Days on market
5
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Bedroom 2Main3.91 × 3.32 m

hardwood floor · closet · overlooks backyard

Living RoomMain4.63 × 4.44 m

hardwood floor · open concept

Primary BedroomMain4.66 × 3.72 m

hardwood floor · double closet · overlooks backyard

Bedroom 4Lower4.29 × 3.58 m

tile floor · above grade window

Utility RoomLower5.61 × 3.11 m

concrete floor · combined w/laundry

RecreationLower7.59 × 3.99 m

closed fireplace · above grade window · b/i bookcase

Bedroom 5Lower4.31 × 3.85 m

tile floor · above grade window

KitchenMain3.12 × 2.71 m

updated · eat-in kitchen

Dining RoomMain3.87 × 3.23 m

hardwood floor · open concept

Bedroom 3Main3.72 × 3.12 m

hardwood floor · closet · picture window

Cold Room/CantinaLower4.41 × 1.28 m

Concrete Floor

KitchenLower3.67 × 3.52 m

tile floor · above grade window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Albion Heights Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in West Humber-Clairville · asking prices
$978kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $852/sqft; this home lists at $768/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
999kThis home873k1.19M1.02M830kThis home vs active comparables

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Dovercourt-Wallace Emerson-Junction
$1.25M
St. Andrew-Windfields
$4.10M
Willowdale East
$2.19M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Albion Heights Junior Middle School
46%
Albion Heights Junior Middle SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 46% meet the provincial standard
West Humber Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
West Humber Collegiate Institute · Public secondary0.7 km · 62% at standard
Father Henry Carr Catholic Secondary School · Catholic secondary1.0 km · 62% at standard
Elmbank Junior Middle Academy · Public elementary1.0 km · 48% at standard
West Humber Junior Middle School · Public elementary1.1 km · 69% at standard
Melody Village Junior School · Public elementary1.2 km · 64% at standard
Greenholme Junior Middle School · Public elementary1.2 km · 72% at standard
St Benedict Catholic School · Catholic elementary1.7 km · 79% at standard
Monsignor Percy Johnson Catholic High School · Catholic secondary1.9 km · 65% at standard
Rivercrest Junior School · Public elementary2.0 km · 59% at standard
Highfield Junior School · Public elementary2.0 km · 58% at standard
Humberwood Downs Junior Middle Academy · Public elementary2.1 km · 81% at standard
Holy Child Catholic School · Catholic elementary2.1 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,553/mo
$189KIncome needed
5.3×Price ÷ income
$1,051Weekly cost
$32,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,553Property tax $385Total carry $4,938

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,419per month

Mortgage amount $799,200 · 4.49% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,804Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,419
Property tax
$385
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,804

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Toronto municipal land transfer tax
$16,455
Estimated closing costs
$32,910

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,348/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,474Total interest paid
$1,325,674Total of all payments
Principal $799,200 Interest $526,474
YearPrincipalInterestBalance
1$17,835$35,192$781,365
2$18,645$34,382$762,721
3$19,491$33,536$743,230
4$20,376$32,651$722,854
5$21,301$31,726$701,553
6$22,268$30,759$679,284
7$23,279$29,748$656,005
8$24,336$28,691$631,668
9$25,441$27,586$606,227
10$26,596$26,430$579,631
11$27,804$25,223$551,827
12$29,066$23,960$522,760
13$30,386$22,641$492,374
14$31,766$21,261$460,608
15$33,208$19,819$427,400
16$34,716$18,311$392,684
17$36,292$16,735$356,392
18$37,940$15,087$318,452
19$39,663$13,364$278,789
20$41,463$11,563$237,325
21$43,346$9,681$193,979
22$45,314$7,713$148,665
23$47,372$5,655$101,294
24$49,522$3,504$51,771
25$51,771$1,256$0

At the end of your 5-year term

Total paid over the term
$265,135
Principal paid down
$97,647
Interest paid
$167,487
Balance remaining
$701,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $4,619− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,545

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

CallRequest a showing