495 St Johns Road, Toronto, ON
Lambton Baby Point, Toronto · MLS® W14033626
About this home
In short
- Rarely Available, Beautiful Solid Brick Detached Home With A Wide Private Driveway & Two-Car Garage, Located West Of Jane Street In The Desirable Baby Point...
- The Spacious Living Room Boasts Hardwood Floors, A Fireplace, High Ceilings With Crown Mouldings, And Pot Lights.
- The Kitchen Leads Through A Pantry With A 2-Piece Powder Room To The Private, Fenced Backyard & Two-Car Garage.
- The Finished Basement Features A Separate Entrance, Above-Grade Windows, High Ceilings, A 3-Piece Bathroom & Laundry Room.
- This Is An Estate Sale, And The Property Will Be Sold In As-Is Condition.
Rarely Available, Beautiful Solid Brick Detached Home With A Wide Private Driveway & Two-Car Garage, Located West Of Jane Street In The Desirable Baby Point Neighbourhood.This Home Features Additions To Both The Basement & Main Floor. The Spacious Living Room Boasts Hardwood Floors, A Fireplace, High Ceilings With Crown Mouldings, And Pot Lights. The Full-Sized Dining Room Leads To A Family Room Overlooking The Backyard.The Updated Eat-In Kitchen Features Stainless Steel Appliances, New Quartz Countertops, A Modern Sink & A Gooseneck Faucet. The Kitchen Leads Through A Pantry With A 2-Piece Powder Room To The Private, Fenced Backyard & Two-Car Garage.The Second Floor Offers Three Spacious Bedrooms & An Updated 4-Piece Bathroom.The Finished Basement Features A Separate Entrance, Above-Grade Windows, High Ceilings, A 3-Piece Bathroom & Laundry Room. It Also Includes A Large Recreation Room With A Fireplace, An Office, And A Huge Bedroom/Playroom, Making It Ideal For An In-Law Suite. Conveniently Located Near Humbercrest Public School, This Home Is Within Walking Distance Of The Shops & Restaurants At Baby Point Gates, Numerous Parks, Humber River Walking Trails, Summerhill Market, & Loblaws. Ttc Transit Is Just Steps Away, And Trendy Bloor West Village Is Also Within Walking Distance.This Fabulous Home Offers Tremendous Potential! This Is An Estate Sale, And The Property Will Be Sold In As-Is Condition.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W14033626
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 33.33 × 98 ft
- Cross streets
- BABY POINT/JANE/ST JOHNS
- Parking
- 2 garage · 4 parking (detached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Water
- A/C
- Wall Unit(s)
- Exterior
- Brick
- Foundation
- Block
- Roof
- Shingles, Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,550 / 2026
- Days on market
- 5
- Listing brokerage
- RE/MAX PROFESSIONALS SIDOROVA INWOOD REALTY
Rooms
above grade window · ceramic floor · combined w/office
above grade window · fireplace · pot lights
Closet
Combined w/Laundry
hardwood floor · closet · window
hardwood floor · closet · window
2 pc bath · ceramic floor · w/o to yard
overlooks backyard · vinyl floor
Above Grade Window
hardwood floor · closet · window
pot lights · fireplace · hardwood floor
quartz counter · stainless steel appl · w/o to yard
tile floor · window
hardwood floor · window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Runnymede Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $1,004/sqft; this home lists at $827/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Lambton Baby Point, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,158,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,405
- Property tax
- $629
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,034
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,435
- Toronto municipal land transfer tax
- $25,435
- Estimated closing costs
- $50,870
Plus your down payment of $289,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $384,300
- Principal paid down
- $141,535
- Interest paid
- $242,764
- Balance remaining
- $1,016,865
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS SIDOROVA INWOOD REALTY. MLS®/PropTx.