11-21 Four Winds Drive, Toronto, ON

York University Heights, Toronto · MLS® W14082596

$499,900
For Sale
Listed 4 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Large 1,225 sq ft + basement Condo Townhouse near York University.
  • The expansive layout features a large open-concept living and dining area perfect for entertaining, and three generously sized bedrooms and large basement.
  • Nearby recreation center includes: indoor pool, a fully equipped gym, a sauna to unwind in after work, and 24-hour security for peace of mind.
  • For drivers, Highways 400 and 407 are just minutes away.

Large 1,225 sq ft + basement Condo Townhouse near York University. Stop compromising on space! Bathed in natural light, the unit boasts a premium South exposure, ensuring your living space is flooded with warm sun all day! The expansive layout features a large open-concept living and dining area perfect for entertaining, and three generously sized bedrooms and large basement. Nearby recreation center includes: indoor pool, a fully equipped gym, a sauna to unwind in after work, and 24-hour security for peace of mind. Location, Location, Location. Leave the car at home! You are steps away from the Finch West Subway Station and the new Finch West LRT, giving you rapid access to Downtown Toronto, York University, and Vaughan Metropolitan Centre. For drivers, Highways 400 and 407 are just minutes away. Whether you are a first-time buyer looking for room to grow, or an investor seeking a high-demand rental pocket near York U, this property checks every single box.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W14082596
Bedrooms
3+1 (4 total)
Bathrooms
2 (1 half)
Size
1200-1399 sq ft
Cross streets
Keele/Finch
Parking
1 garage (underground)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$987/mo
Exposure
South West
Property tax
$2,103 / 2025
Days on market
4
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

RecreationBasement6.10 × 4.75 m
Bedroom 3Second3.05 × 2.65 m

double closet · parquet

Bedroom 2Second4.10 × 2.65 m

double closet · parquet

Primary BedroomSecond4.10 × 3.50 m

double closet · parquet

Dining RoomGround3.25 × 2.60 m

combined w/living · parquet

KitchenGround3.27 × 3.27 m

eat-in kitchen · tile floor

Living RoomGround4.75 × 3.50 m

w/o to yard · parquet

Our TakeTeam Asgarian · Broker
In line with recent sales
$530Kautomated estimate, from recent sales

Listed at $499,900, about 6% below our estimate of $530K (homes like it typically land between $493K and $557K).

Why $530K. The typical townhouse sold in York University Heights over the past year went for about $598K (14 sales). What sets this one apart:

  • ▼ Lowers it slightlyIts maintenance fee is $987 a month; the typical unit sold here pays about $630.
List price
$493KBelow our range$557KAbove our range

Total price vs nearby homes. Fair value about $530K, learned from recent GTA sales.

The market behind the math:

4days on market so far
$2,906/moest. rent · 10 leases
7.0%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $385/sqft against an area asking average of $590/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $596K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in York University Heights, so I widened the search to the surrounding area.

Based on 3 homes sold in this building over the past two years, plus 2 nearby in York University Heights, from 32 closings in York University Heights.

What sellers nearby are askingCurrently listed nearby in York University Heights · asking prices
$763kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $530K, which is where my estimate comes from.

Per square foot, these ask about $576/sqft; this home lists at $385/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
500kThis home745k775k770kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$699K
St. Andrew-Windfields
$929K
Casa Loma
$2.80M
Islington-City Centre West
$555K
Niagara
$902K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Derrydown Public School
34%
Derrydown Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 34% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
James Cardinal McGuigan Catholic High School · Catholic secondary0.3 km · 66% at standard
Lamberton Public School · Public elementary1.3 km · 63% at standard
Driftwood Public School · Public elementary1.5 km · 42% at standard
Stilecroft Public School · Public elementary1.5 km · 60% at standard
Topcliff Public School · Public elementary1.5 km · 34% at standard
Brookview Middle School · Public elementary1.7 km · 51% at standard
St Charles Garnier Catholic School · Catholic elementary1.8 km · 63% at standard
Shoreham Public School · Public elementary1.8 km · 54% at standard
St Jerome Catholic School · Catholic elementary1.9 km · 66% at standard
Gosford Public School · Public elementary2.0 km · 48% at standard
Yorkwoods Public School · Public elementary2.1 km · 16% at standard
St Francis de Sales Catholic School · Catholic elementary2.2 km · 38% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,278/mo
$114KIncome needed
4.4×Price ÷ income
$526Weekly cost
$12,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $2,278Property tax $175Condo fee $987Total carry $3,441

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,211per month

Mortgage amount $399,920 · 4.49% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$3,373Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,211
Property tax
$175
Condo / maintenance fees
$987
Heating
$0
Estimated monthly cost
$3,373

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Estimated closing costs
$12,946

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,676/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,448Total interest paid
$663,368Total of all payments
Principal $399,920 Interest $263,448
YearPrincipalInterestBalance
1$8,925$17,610$390,995
2$9,330$17,205$381,666
3$9,753$16,781$371,912
4$10,196$16,339$361,716
5$10,659$15,876$351,057
6$11,143$15,392$339,914
7$11,649$14,886$328,265
8$12,178$14,357$316,087
9$12,731$13,804$303,356
10$13,309$13,226$290,047
11$13,913$12,622$276,134
12$14,545$11,990$261,589
13$15,205$11,329$246,384
14$15,896$10,639$230,488
15$16,617$9,917$213,871
16$17,372$9,163$196,499
17$18,161$8,374$178,338
18$18,985$7,550$159,353
19$19,847$6,688$139,506
20$20,748$5,786$118,758
21$21,690$4,844$97,067
22$22,675$3,859$74,392
23$23,705$2,830$50,687
24$24,781$1,754$25,906
25$25,906$628$0

At the end of your 5-year term

Total paid over the term
$132,674
Principal paid down
$48,863
Interest paid
$83,811
Balance remaining
$351,057

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in York University Heights$2,906/mo
$34,872Gross annual rent
3.3%Cap rate after taxes and upkeep
$2,674 to $3,139Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in York University Heights signed at a median of $2,881 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,906. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.0%
Gross yield
− Property tax $2,103− Condo fees $11,849− Insurance $600− Vacancy & upkeep $3,836Net operating income $16,484

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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