63 Mercury Road, Toronto, ON

West Humber-Clairville, Toronto · MLS® W14083624

$1,380,000
For Sale
Listed 4 days agoNo offer date stated
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5+1Bedrooms
3Bathrooms
2Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 63 Mercury Road, a beautifully updated and freshly painted large 5-bedroom, 3-bathroom, 4-level backsplit ideally situated in the desirable West...
  • The home features a separate entrance to an in-law apartment, granite countertops in the kitchen and bathrooms, and a spacious primary bedroom with a 4-piece ensuite...
  • Close to schools, shopping, dining, parks and public transit, with convenient access to Highways 27, 427, 401, 409 and 407.

Welcome to 63 Mercury Road, a beautifully updated and freshly painted large 5-bedroom, 3-bathroom, 4-level backsplit ideally situated in the desirable West Humber-Clairville neighbourhood. Set directly across from beautiful Flagstaff Park, with open-field views at the rear, this exceptional property offers a rare combination of space, privacy and scenic surroundings. The home features a separate entrance to an in-law apartment, granite countertops in the kitchen and bathrooms, and a spacious primary bedroom with a 4-piece ensuite and jacuzzi tub. Close to schools, shopping, dining, parks and public transit, with convenient access to Highways 27, 427, 401, 409 and 407. Perfect for large families, or multi-generational families looking for the convenience and privacy of a separate in-law living space. Also an excellent opportunity for investors seeking versatility and income potential. An outstanding home in a fantastic location - don't miss this opportunity!

Key facts

Property type
Detached, Backsplit 4
MLS®
W14083624
Bedrooms
5+1 (6 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
45 × 122.5 ft
Cross streets
Martin Grove Rd and Rexdale Blvd
Parking
2 garage · 3 parking (carport)
Basement
Apartment, Separate Entrance, Crawl Space
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,875 / 2026
Days on market
4
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

KitchenMain3.96 × 3.20 m

ceramic floor · eat-in kitchen · granite counters

RecreationBasement5.03 × 3.30 m

vinyl floor · pot lights · closet

Living RoomMain6.60 × 3.35 m

hardwood floor · combined w/dining · pot lights

KitchenBasement4.27 × 2.90 m

double sink · eat-in kitchen

Dining RoomMain3.35 × 3.25 m

hardwood floor · l-shaped room

Bedroom 5Lower2.85 × 2.44 m

vinyl floor · closet · walk-out

Bedroom 2Second4.83 × 2.50 m

hardwood floor · closet

BedroomBasement3.73 × 3.20 m

vinyl floor · window

Bedroom 4Lower4.78 × 2.54 m

hardwood floor · double closet

Primary BedroomUpper4.72 × 3.96 m

hardwood floor · mirrored closet · 4 pc ensuite

Bedroom 3Lower3.89 × 2.67 m

hardwood floor · double closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.34Mlikely sale price

Listed at $1,380,000. Going by how homes in West Humber-Clairville and the wider GTA have actually closed against their asking prices (about 97%, 17 local closings in 90 days), the likely sale price is near $1.34M, if it sells. A realistic range is $1.25M to $1.51M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$1.25MBelow recent closings$1.51MAbove recent closings

Total price vs nearby homes. Likely closing about $1.34M, from 17 recent closings in this pocket.

The market behind the math:

17sold nearby · 90 days
$831Kmedian sold price
96%of asking, on average
−12%prices vs a year ago
~21 dayshomes like this take to sell
4days on market so far
$3,759/moest. rent · 24 leases
3.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.1 months of inventory: 6 detached homes for sale in the area against 17 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $789/sqft against an area asking average of $622/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in West Humber-Clairville: 24 of the 96 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 17 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $920K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in West Humber-Clairville, so I widened the search to the surrounding area.

Based on 17 comparable homes that sold in West Humber-Clairville over the past two years, from 130 closings there.

What sellers nearby are askingCurrently listed nearby in West Humber-Clairville · asking prices
$992kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.02M, which is where my estimate comes from.

Per square foot, these ask about $584/sqft; this home lists at $789/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.38MThis home900k1.10M919k1.05MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Dovercourt-Wallace Emerson-Junction
$1.25M
St. Andrew-Windfields
$4.10M
Willowdale East
$2.19M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Benedict
79%
St. BenedictCatholic · Elementary · 1.6 km awayAbove the GTA average · 79% meet the provincial standard
West Humber Junior Middle SchoolEQAO results not published
West Humber Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
West Humber Junior Middle School · Public elementary1.0 km · 69% at standard
Albion Heights Junior Middle School · Public elementary1.1 km · 46% at standard
St Dorothy Catholic School · Catholic elementary1.2 km · 64% at standard
West Humber Collegiate Institute · Public secondary1.2 km · 62% at standard
Father Henry Carr Catholic Secondary School · Catholic secondary1.6 km · 62% at standard
Monsignor Percy Johnson Catholic High School · Catholic secondary1.7 km · 65% at standard
Elmbank Junior Middle Academy · Public elementary1.7 km · 48% at standard
Greenholme Junior Middle School · Public elementary1.7 km · 72% at standard
Melody Village Junior School · Public elementary1.9 km · 64% at standard
Rivercrest Junior School · Public elementary2.1 km · 59% at standard
Caring and Safe School 1 · Public secondary2.1 km
Humberwood Downs Junior Middle Academy · Public elementary2.3 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,290/mo
$252KIncome needed
5.5×Price ÷ income
$1,451Weekly cost
$48,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $6,290Property tax $323Total carry $6,612

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,104per month

Mortgage amount $1,104,000 · 4.49% over 25 years

$276,000Down payment (20.0%)
$1,104,000Loan before insurance
$0CMHC premium
$6,427Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,104
Property tax
$323
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,427

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,075
Toronto municipal land transfer tax
$24,075
Estimated closing costs
$48,150

Plus your down payment of $276,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,388/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$727,262Total interest paid
$1,831,262Total of all payments
Principal $1,104,000 Interest $727,262
YearPrincipalInterestBalance
1$24,637$48,614$1,079,363
2$25,755$47,495$1,053,608
3$26,925$46,326$1,026,684
4$28,147$45,103$998,537
5$29,425$43,825$969,112
6$30,761$42,489$938,351
7$32,158$41,093$906,193
8$33,618$39,633$872,575
9$35,144$38,106$837,431
10$36,740$36,511$800,691
11$38,408$34,842$762,283
12$40,152$33,099$722,131
13$41,975$31,276$680,156
14$43,881$29,370$636,275
15$45,873$27,377$590,402
16$47,956$25,294$542,446
17$50,133$23,117$492,313
18$52,410$20,841$439,903
19$54,789$18,461$385,114
20$57,277$15,974$327,837
21$59,877$13,373$267,959
22$62,596$10,654$205,363
23$65,438$7,812$139,925
24$68,409$4,841$71,516
25$71,516$1,735$0

At the end of your 5-year term

Total paid over the term
$366,252
Principal paid down
$134,888
Interest paid
$231,364
Balance remaining
$969,112

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 24 whole-home leases in West Humber-Clairville$3,759/mo
$45,108Gross annual rent
2.5%Cap rate after taxes and upkeep
$3,372 to $4,062Typical rent range
~24 daysTo find a tenant, on average

The suite is real income here: basements rent in West Humber-Clairville (24 of 96 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 24 whole-home leases in West Humber-Clairville signed at a median of $3,178 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,759. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.3%
Gross yield
− Property tax $3,875− Insurance $1,400− Vacancy & upkeep $4,962Net operating income $34,871

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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