97 Twenty Ninth Street, Toronto, ON

Long Branch, Toronto · MLS® W14088014

$945,000
For Sale
Listed 3 days agoNo offer date stated
Request a showing
◎ Directions
4Bedrooms
2Bathrooms
2Parking
700-1100Sq ft

About this home

In short

  • This lakeside charmer Nestled in the heart of Long Branch.
  • Under a 10-minute walk to the GO Station and steps from Marie Curtis Parks trails and public beach.
  • Seconds to the 427/QEW and minutes to the 401.

This lakeside charmer Nestled in the heart of Long Branch. Brimming with potential, this is the perfect canvas for those looking to create their dream home. Located in a friendly neighborhood with close proximity to schools, parks, shopping, transit and and beautiful beaches, this property offers the best of both worlds: a tranquil retreat with convenient access to all amenities. Whether you're a first-time buyer or an investor looking for a prime opportunity, this bungalow is a rare find. Unleash your inner designer and transform this hidden gem into a stunning masterpiece. Don't miss out...schedule your private showing today! Under a 10-minute walk to the GO Station and steps from Marie Curtis Parks trails and public beach. Seconds to the 427/QEW and minutes to the 401.

Key facts

Property type
Detached, Bungalow
MLS®
W14088014
Bedrooms
4
Bathrooms
2
Size
700-1100 sq ft
Lot
25 × 110 ft
Cross streets
Twenty Ninth St and Elder Ave.
Parking
2 parking
Driveway
Private Double
Basement
None
Kitchens
2 (1 + 1)
Heating
Baseboard
A/C
None
Exterior
Aluminum Siding, Other
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,424 / 2025
Days on market
3
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenGround4.38 × 1.46 m

B/I Microwave

Bedroom 2Ground3.68 × 3.26 m

Parquet

BathroomGround0.00 × 0.00 m

3 Pc Bath

LaundryGround2.43 × 1.46 m
BathroomGround0.00 × 0.00 m

3 Pc Bath

Dining RoomGround3.08 × 2.65 m

Ceramic Floor

Primary BedroomGround4.54 × 3.26 m

Parquet

Living RoomGround5.02 × 3.44 m

Hardwood Floor

Bedroom 4Ground2.95 × 4.26 m
Bedroom 3Ground3.16 × 1.55 m
Our TakeTeam Asgarian · Broker
Likely to sell near ask
$938Klikely sale price

Listed at $945,000. Going by how homes in Long Branch and the wider GTA have actually closed against their asking prices (about 99%, 12 local closings in 90 days), the likely sale price is near $938K, if it sells. A realistic range is $878K to $1.06M.

Independent value check: $818K. Without looking at the asking price, our model values the home itself about 13% below the ask (homes like it typically land between $767K and $857K).

Why $818K. The typical detached home sold in Long Branch over the past year went for about $1.26M (48 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $3,424 a year; the typical home sold here pays about $5,800.
  • ▼ Lowers itIt is 700 to 1,100 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▼ Lowers itIts lot is 25 by 110 ft; the typical lot sold here is 40 by 125.
List price
$878KBelow recent closings$1.06MAbove recent closings

Total price vs nearby homes. Likely closing about $938K, from 12 recent closings in this pocket.

The market behind the math:

12sold nearby · 90 days
$1.35Mmedian sold price
102%of asking, on average
+13%prices vs a year ago
~18 dayshomes like this take to sell
3days on market so far
$3,133/moest. rent · 11 leases
4.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 4 months of inventory: 16 detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,050/sqft against an area asking average of $886/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $872K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Twentieth Street Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Long Branch, so I widened the search to the surrounding area.

Based on 12 comparable homes that sold in Long Branch over the past two years, from 102 closings there.

What sellers nearby are askingCurrently listed nearby in Long Branch · asking prices
$841kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $818K, which is where my estimate comes from.

Per square foot, these ask about $935/sqft; this home lists at $1,050/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
945kThis home789k900k835kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

Long Branch, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$2.25M
Islington-City Centre West
$1.54M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Twentieth Street Junior School
70%
Twentieth Street Junior SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 6 more schools within 2.5 km
Father John Redmond Catholic Secondary School · Catholic secondary1.2 km · 84% at standard
St Josaphat Catholic School · Catholic elementary1.5 km · 45% at standard
Sir Adam Beck Junior School · Public elementary1.5 km · 86% at standard
Lanor Junior Middle School · Public elementary1.7 km · 79% at standard
Seventh Street Junior School · Public elementary2.1 km · 73% at standard
Second Street Junior Middle School · Public elementary2.5 km · 69% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,307/mo
$176KIncome needed
5.4×Price ÷ income
$994Weekly cost
$30,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $4,307Property tax $285Total carry $4,592

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,180per month

Mortgage amount $756,000 · 4.49% over 25 years

$189,000Down payment (20.0%)
$756,000Loan before insurance
$0CMHC premium
$4,465Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,180
Property tax
$285
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,465

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,375
Toronto municipal land transfer tax
$15,375
Estimated closing costs
$30,750

Plus your down payment of $189,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,059/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$498,016Total interest paid
$1,254,016Total of all payments
Principal $756,000 Interest $498,016
YearPrincipalInterestBalance
1$16,871$33,290$739,129
2$17,637$32,524$721,493
3$18,437$31,723$703,055
4$19,275$30,886$683,781
5$20,150$30,011$663,631
6$21,065$29,096$642,566
7$22,021$28,140$620,545
8$23,021$27,140$597,524
9$24,066$26,095$573,458
10$25,159$25,002$548,299
11$26,301$23,859$521,998
12$27,495$22,665$494,503
13$28,744$21,417$465,759
14$30,049$20,112$435,710
15$31,413$18,748$404,297
16$32,839$17,321$371,458
17$34,330$15,830$337,127
18$35,889$14,271$301,238
19$37,519$12,642$263,719
20$39,222$10,938$224,497
21$41,003$9,158$183,494
22$42,865$7,296$140,629
23$44,811$5,350$95,818
24$46,846$3,315$48,973
25$48,973$1,188$0

At the end of your 5-year term

Total paid over the term
$250,803
Principal paid down
$92,369
Interest paid
$158,434
Balance remaining
$663,631

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Long Branch$3,133/mo
$37,596Gross annual rent
3.0%Cap rate after taxes and upkeep
$2,882 to $3,676Typical rent range
~32 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Long Branch signed at a median of $3,024 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,133. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $3,424− Insurance $1,400− Vacancy & upkeep $4,136Net operating income $28,636

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

CallRequest a showing