3 Clayhall Crescent, Toronto, ON

York University Heights, Toronto · MLS® W14089474

$699,999
For Sale
Listed 2 days agoNo offer date stated
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4+1Bedrooms
3Bathrooms
7Parking
1100-1500Sq ft

About this home

In short

  • This is a beautifully renovated semi-detached home close to all ammenities.
  • Some of the renovations done to this house include: 200amp electric panel upgrade of $4000(2025) , washroom and kitchen renovations (2025), laminate flooring (2025)...
  • Currently, there is a AAA tenant living in the basement who is willing tostay with a monthly rent of $1400 + 25% utilities.
  • This is while keeping the upstairs privatefrom the basement with a separate entrance.
  • In the basement, you can enter through a separate entrance and youare greeted to an open-concept den area that allows spaces for a bed and living area.

This is a beautifully renovated semi-detached home close to all ammenities. These include busservice, York University, Seneca College, high school, elementary school, and middle school. Aswell as a short distance away from Walmart, Dollarama, NoFrills, pharmacies, gas stations, andmuch more.Some of the renovations done to this house include: 200amp electric panel upgrade of $4000(2025) , washroom and kitchen renovations (2025), laminate flooring (2025), and fresh paint(2025) . These have totalled about $70000 until now. The hot water tank, AC unit, and furnaceare owned.Additionally, this house comes with two kitchens and two laundries which make it a great homefor rental revenue. Currently, there is a AAA tenant living in the basement who is willing tostay with a monthly rent of $1400 + 25% utilities. This is while keeping the upstairs privatefrom the basement with a separate entrance.The house features a driveway parking space of 7 to 8 cars. Once you enter the house, you aregreeted to a foyer that leads to the kitchen and living room. From the living room, you canStep down a few steps into the sunken dining room, making for interesting interior design. Thekitchen features a luxurious amount of space that leaves room for a roll-in island or breakfastnook. Additionally, the window in the kitchen provides natural light, making for happy startsin morning and a peaceful dinnertime view. This space welcomes guests with a powder room on themain floor. Once you go up the stairs, you are greeted to two bedrooms and the main washroom. Acouple more steps up opens the way to two more bedrooms. The primary bedroom comes with his andher's closets and a view that onlooks the street. Each bedroom comes with its own closet,providing space for storage. In the basement, you can enter through a separate entrance and youare greeted to an open-concept den area that allows spaces for a bed and living area. Thebackyard features a storage shed and tiled landscape.

Key facts

Property type
Semi-Detached, Backsplit 5
MLS®
W14089474
Bedrooms
4+1 (5 total)
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
47.5 × 115.5 ft
Cross streets
Keele & Sheppard
Parking
7 parking
Driveway
Private
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,582 / 2025
Days on market
2
Listing brokerage
ROYAL LEPAGE FLOWER CITY REALTY

Rooms

KitchenMain1.22 × 2.63 m

ceramic floor · stainless steel appl · granite counters

Bedroom 3Second3.13 × 2.78 m

laminate · closet

BathroomBasement2.15 × 1.09 m

3 Pc Bath

Bedroom 4Second2.71 × 3.47 m

laminate · closet

Primary BedroomSecond4.01 × 2.75 m

laminate · his and hers closets

Living RoomMain3.43 × 5.15 m

laminate · overlooks dining

BathroomSecond2.33 × 2.33 m

3 pc bath · ceramic floor

Powder RoomMain2.28 × 0.77 m

2 pc bath · ceramic floor

Dining RoomMain4.04 × 3.11 m

ceramic floor · sunken room

BedroomBasement4.44 × 3.16 m

Laminate

Bedroom 2Second2.74 × 2.74 m

laminate · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Lamberton Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in York University Heights · asking prices
$1.01Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $553/sqft; this home lists at $538/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
700kThis home888k929k860k999k1.40MThis home vs active comparables

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$868K
Corso Italia-Davenport
$899K
Junction Area
$1.16M
Wychwood
$1.14M
Mount Pleasant East
$1.36M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lamberton Public School
63%
Lamberton Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 63% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Stilecroft Public School · Public elementary0.5 km · 60% at standard
St Jerome Catholic School · Catholic elementary0.9 km · 66% at standard
Derrydown Public School · Public elementary0.9 km · 34% at standard
Topcliff Public School · Public elementary1.0 km · 34% at standard
Sheppard Public School · Public elementary1.1 km · 24% at standard
Oakdale Park Middle School · Public elementary1.1 km · 55% at standard
St. Margherita of Cittá di Castello Catholic School · Catholic elementary1.1 km · 75% at standard
Africentric Alternative School · Public elementary1.2 km · 57% at standard
St Martha Catholic School · Catholic elementary1.2 km · 58% at standard
Yorkwoods Public School · Public elementary1.2 km · 16% at standard
James Cardinal McGuigan Catholic High School · Catholic secondary1.4 km · 66% at standard
St Jane Frances Catholic School · Catholic elementary1.5 km · 47% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,190/mo
$135KIncome needed
5.2×Price ÷ income
$736Weekly cost
$20,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,190Property tax $299Total carry $3,489

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,096per month

Mortgage amount $559,999 · 4.49% over 25 years

$140,000Down payment (20.0%)
$559,999Loan before insurance
$0CMHC premium
$3,395Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,096
Property tax
$299
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,395

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,475
Toronto municipal land transfer tax
$10,475
Estimated closing costs
$20,950

Plus your down payment of $140,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,748/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,900Total interest paid
$928,900Total of all payments
Principal $559,999 Interest $368,900
YearPrincipalInterestBalance
1$12,497$24,659$547,502
2$13,064$24,092$534,438
3$13,657$23,499$520,781
4$14,277$22,879$506,503
5$14,926$22,230$491,578
6$15,603$21,553$475,974
7$16,312$20,844$459,662
8$17,052$20,103$442,610
9$17,827$19,329$424,783
10$18,636$18,520$406,147
11$19,482$17,674$386,665
12$20,367$16,789$366,298
13$21,292$15,864$345,006
14$22,258$14,898$322,748
15$23,269$13,887$299,479
16$24,325$12,831$275,153
17$25,430$11,726$249,723
18$26,585$10,571$223,139
19$27,792$9,364$195,347
20$29,053$8,103$166,294
21$30,373$6,783$135,921
22$31,752$5,404$104,170
23$33,193$3,963$70,976
24$34,700$2,456$36,276
25$36,276$880$0

At the end of your 5-year term

Total paid over the term
$185,780
Principal paid down
$68,422
Interest paid
$117,358
Balance remaining
$491,578

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $3,582− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,582

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE FLOWER CITY REALTY. MLS®/PropTx.

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