1-1025 Upper Gage Avenue, Hamilton, ON

Berrisfield, Hamilton · MLS® X13170568

$417,990
For Sale
Listed 143 days agoNo offer date stated
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3Bedrooms
1Bathrooms
1Garage · 2 parking
1000-1199Sq ft

About this home

In short

  • Welcome home to this renovated and well-maintained end-unit townhome in a desirable and family friendly neighbourhood.
  • The open-concept main level features brand new laminate flooring throughout, a spacious living room with a stylish electric fireplace wall, full dining area and large...
  • Perfectly situated close to all major amenities-including schools, parks, restaurants, shopping, public transit, and highway access-this home truly has it all.

Welcome home to this renovated and well-maintained end-unit townhome in a desirable and family friendly neighbourhood. The open-concept main level features brand new laminate flooring throughout, a spacious living room with a stylish electric fireplace wall, full dining area and large eat-in kitchen. The second floor features three generously sized, carpet-free bedrooms and a four-piece bathroom. Perfectly situated close to all major amenities-including schools, parks, restaurants, shopping, public transit, and highway access-this home truly has it all. There's nothing left to do but move in!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
X13170568
Bedrooms
3
Bathrooms
1
Size
1000-1199 sq ft
Cross streets
Beryl St
Parking
1 garage · 2 parking (attached)
Basement
Full, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Shingle , Brick
Maintenance
$551/mo
Exposure
East
Property tax
$2,650 / 2025
Days on market
143
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BathroomSecond0.00 × 0.00 m

4 Pc Bath

Dining RoomMain2.74 × 2.74 m
Primary BedroomSecond3.20 × 3.81 m
Bedroom 2Second2.59 × 5.03 m
Living RoomMain4.88 × 3.66 m
Bedroom 3Second2.44 × 3.35 m
LaundryBasement0.00 × 0.00 m
KitchenMain2.74 × 4.88 m
Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$567Kautomated estimate, from recent sales

Listed at $417,990, about 26% below our estimate of $567K (homes like it typically land between $528K and $596K).

List price
$418KBelow our range$596KAbove our range

Total price vs nearby homes. Fair value about $567K, learned from recent GTA sales.

The market behind the math:

143days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $380/sqft against an area asking average of $407/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 6 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $460K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Berrisfield, so I widened the search to the surrounding area.

Based on 6 comparable homes that sold in Berrisfield over the past two years, from 6 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$442kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $567K, which is where my estimate comes from.

Per square foot, these ask about $389/sqft; this home lists at $380/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
418kThis home469k469k420k420k430kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Hamilton: $545K in September 2026, down 7% from a year ago, on 430 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Hamilton as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$555K40
November 2025$620K35
December 2025$525K21
January 2026$587K29
February 2026$588K28
March 2026$545K38
April 2026$615K36
May 2026$595K47
June 2026$551K44
July 2026$547K44
August 2026$533K34
September 2026$545K34

Neighbourhood & location

Berrisfield, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Quinndale
$464K
Templemead
$430K
Stoney Creek Mountain
$616K
Vincent
$477K
McQuesten
$533K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,905/mo
$94KIncome needed
4.5×Price ÷ income
$440Weekly cost
$4,835Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $1,905Property tax $221Condo fee $551Total carry $2,677

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,849per month

Mortgage amount $334,392 · 4.49% over 25 years

$83,598Down payment (20.0%)
$334,392Loan before insurance
$0CMHC premium
$2,621Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,849
Property tax
$221
Condo / maintenance fees
$551
Heating
$0
Estimated monthly cost
$2,621

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,835
Estimated closing costs
$4,835

Plus your down payment of $83,598. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,238/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$220,281Total interest paid
$554,673Total of all payments
Principal $334,392 Interest $220,281
YearPrincipalInterestBalance
1$7,462$14,725$326,930
2$7,801$14,386$319,129
3$8,155$14,032$310,974
4$8,525$13,661$302,448
5$8,913$13,274$293,535
6$9,317$12,870$284,218
7$9,740$12,447$274,478
8$10,183$12,004$264,295
9$10,645$11,542$253,650
10$11,128$11,059$242,522
11$11,633$10,553$230,889
12$12,162$10,025$218,727
13$12,714$9,473$206,013
14$13,291$8,896$192,722
15$13,895$8,292$178,828
16$14,525$7,661$164,302
17$15,185$7,002$149,117
18$15,874$6,313$133,243
19$16,595$5,592$116,648
20$17,349$4,838$99,299
21$18,136$4,051$81,163
22$18,960$3,227$62,203
23$19,821$2,366$42,382
24$20,721$1,466$21,661
25$21,661$526$0

At the end of your 5-year term

Total paid over the term
$110,935
Principal paid down
$40,857
Interest paid
$70,078
Balance remaining
$293,535

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
6.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.8%
Gross yield
− Property tax $2,650− Condo fees $6,612− Insurance $600− Vacancy & upkeep $4,488Net operating income $26,450

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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