3 Twinoaks Crescent, Hamilton, ON

Stoney Creek Mountain, Hamilton · MLS® X13493060

$699,900
For Sale
Listed 88 days agoNo offer date stated
3Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 3 Twinoaks Crescent in Stoney Creek, a 3-bedroom home located in a desirable family-friendly neighbourhood.
  • The second floor offers three spacious bedrooms and a 3-piece bathroom, while the main level includes a convenient 2-piece powder room.
  • The functional main floor layout features a kitchen, dining area, and a spacious living room with vaulted ceilings.
  • Ideally situated close to scenic walking trails, parks, schools, shopping, and everyday amenities, this home also offers quick access to the LINC and major highways...
  • With a functional layout and endless opportunities to update and personalize, 3 Twinoaks Crescent presents an excellent opportunity to enter the Stoney Creek market...

Welcome to 3 Twinoaks Crescent in Stoney Creek, a 3-bedroom home located in a desirable family-friendly neighbourhood. Featuring a single-car garage and a concrete driveway, this property offers excellent potential for first-time buyers, investors, or those looking to make a home their own.The second floor offers three spacious bedrooms and a 3-piece bathroom, while the main level includes a convenient 2-piece powder room. The functional main floor layout features a kitchen, dining area, and a spacious living room with vaulted ceilings. A circular open staircase serves as an architectural focal point, adding character and charm to the home's interior.The basement provides additional living or storage space and includes a shower, offering added flexibility and future potential.Ideally situated close to scenic walking trails, parks, schools, shopping, and everyday amenities, this home also offers quick access to the LINC and major highways, making commuting easy. With a functional layout and endless opportunities to update and personalize, 3 Twinoaks Crescent presents an excellent opportunity to enter the Stoney Creek market in a sought-after location.

Key facts

Property type
Detached, 2-Storey
MLS®
X13493060
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
34.19 × 114.67 ft
Cross streets
Gordan Drummond Ave
Parking
1 garage · 3 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,746 / 2026
Days on market
88
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BathroomSecond2.86 × 2.24 m

3 Pc Bath

BathroomMain1.49 × 1.67 m

2 Pc Bath

Primary BedroomSecond5.67 × 3.57 m
KitchenMain3.17 × 3.88 m
BathroomBasement3.02 × 1.96 m
Dining RoomMain3.02 × 12.10 m
Bedroom 3Second2.85 × 3.94 m
Utility RoomBasement3.17 × 4.18 m
Bedroom 2Second3.33 × 2.81 m
Living RoomMain6.29 × 3.55 m
RecreationBasement6.29 × 11.82 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$683Klikely sale price

Listed at $699,900. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $683K, if it sells. A realistic range is $640K to $770K.

Independent value check: $865K. Without looking at the asking price, our model values the home itself about 24% above the ask (homes like it typically land between $810K and $906K).

List price
$640KBelow recent closings$770KAbove recent closings

Total price vs nearby homes. Likely closing about $683K, from 22 recent closings in this pocket.

The market behind the math:

22sold nearby · 90 days
$880Kmedian sold price
97%of asking, on average
−1%prices vs a year ago
~37 dayshomes like this take to sell
88days on market so far
$2,426/moest. rent · 14 leases
4.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 6 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $538/sqft against an area asking average of $503/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $770K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($538/sqft) is above the area, which usually points to a smaller or more efficient layout.

Based on 22 comparable homes that sold in Stoney Creek Mountain over the past two years, from 252 closings there.

What sellers nearby are askingCurrently listed nearby in Stoney Creek Mountain · asking prices
$859kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $865K, which is where my estimate comes from.

Per square foot, these ask about $491/sqft; this home lists at $538/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
700kThis home850k850k870k850k875kThis home vs active comparables

Neighbourhood & location

Stoney Creek Mountain, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Delta
$700K
Raleigh
$500K
Stoney Creek
$850K
Crown Point
$470K
Gibson
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,190/mo
$138KIncome needed
5.1×Price ÷ income
$736Weekly cost
$10,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,190Property tax $395Total carry $3,585

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,065per month

Mortgage amount $559,920 · 4.39% over 25 years

$139,980Down payment (20.0%)
$559,920Loan before insurance
$0CMHC premium
$3,460Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,065
Property tax
$396
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,460

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,473
Estimated closing costs
$10,473

Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$3,713/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$359,537Total interest paid
$919,457Total of all payments
Principal $559,920 Interest $359,537
YearPrincipalInterestBalance
1$12,670$24,108$547,250
2$13,233$23,546$534,017
3$13,820$22,958$520,197
4$14,433$22,345$505,764
5$15,074$21,704$490,690
6$15,743$21,035$474,947
7$16,442$20,337$458,506
8$17,171$19,607$441,334
9$17,933$18,845$423,401
10$18,729$18,049$404,672
11$19,560$17,218$385,111
12$20,429$16,350$364,683
13$21,335$15,443$343,347
14$22,282$14,496$321,065
15$23,271$13,507$297,794
16$24,304$12,474$273,490
17$25,383$11,396$248,108
18$26,509$10,269$221,598
19$27,686$9,093$193,913
20$28,914$7,864$164,999
21$30,198$6,581$134,801
22$31,538$5,240$103,263
23$32,938$3,841$70,325
24$34,399$2,379$35,926
25$35,926$852$0

At the end of your 5-year term

Total paid over the term
$183,891
Principal paid down
$69,230
Interest paid
$114,661
Balance remaining
$490,690

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 14 whole-home leases in Stoney Creek Mountain$2,426/mo
$29,112Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,194 to $2,612Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 14 whole-home leases in Stoney Creek Mountain signed at a median of $2,765 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,426. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.2%
Gross yield
− Property tax $4,746− Insurance $1,400− Vacancy & upkeep $3,202Net operating income $19,764

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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