16-1420 Garth Street, Hamilton, ON

Falkirk, Hamilton · MLS® X13614258

$429,900
For Sale
Listed 79 days agoNo offer date stated
3Bedrooms
2Bathrooms
1Parking
1000-1199Sq ft

About this home

In short

  • Don't miss out on this gorgeously renovated end unit in sought after West Mountain complex.
  • Open concept main floor features new vinyl flooring, separate dining room and spacious living room with sliding patio door leading out to the back yard.
  • New vinyl flooring upstairs in 3 spacious bedrooms with one full bath on upper level.
  • Fully finished basement with recreation room and office with vinyl flooring.
  • Convenient living at its best - located close to the Line, shopping, schools, bus routes, park, and so much more.

Don't miss out on this gorgeously renovated end unit in sought after West Mountain complex. Brand new kitchen boasts granite counters, island with pendant lighting, oversized sink, backsplash, glass-front cabinetry, stainless steel double door fridge, built in dishwasher, over-the-range microwave and range with ceramic cooktop. Open concept main floor features new vinyl flooring, separate dining room and spacious living room with sliding patio door leading out to the back yard. Convenient main floor powder room. New dimming pot lights throughout home! New vinyl flooring upstairs in 3 spacious bedrooms with one full bath on upper level. Tiled kitchen and bathroom areas. Fully finished basement with recreation room and office with vinyl flooring. Spacious laundry room includes washer & dryer and lots of storage space. Convenient living at its best - located close to the Line, shopping, schools, bus routes, park, and so much more. Condo fee includes exterior maintenance, building insurance, snow removal, lawn care, parking, water, cable tv, AND high-speed internet!! Includes one assigned parking spot and ample visitor parking. Nothing to do but move in!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
X13614258
Bedrooms
3
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
GARTH AND STONECHURCH
Parking
1 parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Maintenance
$621/mo
Exposure
East
Property tax
$3,121 / 2026
Days on market
79
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

Primary BedroomSecond4.23 × 3.05 m

vinyl floor · pot lights · large closet

Bedroom 2Second4.06 × 2.62 m

vinyl floor · pot lights

BathroomSecond2.31 × 1.50 m

4 pc bath · granite floor · tile floor

RecreationBasement5.03 × 3.56 m

vinyl floor · pot lights

Furnace RoomBasement2.44 × 1.63 m

Concrete Floor

KitchenMain3.15 × 2.98 m

granite counters · stainless steel appl · open concept

Bedroom 3Second3.05 × 2.44 m

vinyl floor · pot lights

Powder RoomMain2.13 × 1.00 m

2 pc bath · tile floor · granite counters

OfficeBasement2.69 × 2.49 m

vinyl floor · pot lights

Living RoomMain5.10 × 3.15 m

vinyl floor · w/o to patio · pot lights

LaundryBasement5.05 × 3.10 m

concrete floor · stainless steel sink · pantry

Dining RoomMain4.04 × 2.69 m

vinyl floor · pot lights · open concept

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$622Kautomated estimate, from recent sales

Listed at $429,900, about 31% below our estimate of $622K (homes like it typically land between $578K and $653K).

List price
$430KBelow our range$653KAbove our range

Total price vs nearby homes. Fair value about $622K, learned from recent GTA sales.

The market behind the math:

79days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $391/sqft against an area asking average of $369/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $448K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($391/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Falkirk, so I widened the search to the surrounding area.

Based on 11 comparable homes that sold in Falkirk over the past two years, from 12 closings there.

What sellers nearby are askingCurrently listed nearby in Falkirk · asking prices
$442kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $401/sqft; this home lists at $391/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
430kThis home425k420k480kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Hamilton: $545K in September 2026, down 7% from a year ago, on 430 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Hamilton as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$555K40
November 2025$620K35
December 2025$525K21
January 2026$587K29
February 2026$588K28
March 2026$545K38
April 2026$615K36
May 2026$595K47
June 2026$551K44
July 2026$547K44
August 2026$533K34
September 2026$545K34

Neighbourhood & location

Falkirk, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Fessenden
$448K
Meadowlands
$675K
Ancaster
$697K
Quinndale
$464K
Templemead
$430K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,959/mo
$99KIncome needed
4.4×Price ÷ income
$452Weekly cost
$5,073Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $1,959Property tax $260Condo fee $621Total carry $2,841

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,902per month

Mortgage amount $343,920 · 4.49% over 25 years

$85,980Down payment (20.0%)
$343,920Loan before insurance
$0CMHC premium
$2,783Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,902
Property tax
$260
Condo / maintenance fees
$621
Heating
$0
Estimated monthly cost
$2,783

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,073
Estimated closing costs
$5,073

Plus your down payment of $85,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,302/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$226,558Total interest paid
$570,478Total of all payments
Principal $343,920 Interest $226,558
YearPrincipalInterestBalance
1$7,675$15,144$336,245
2$8,023$14,796$328,222
3$8,388$14,432$319,834
4$8,768$14,051$311,066
5$9,167$13,653$301,899
6$9,583$13,236$292,317
7$10,018$12,801$282,299
8$10,473$12,346$271,826
9$10,948$11,871$260,878
10$11,445$11,374$249,433
11$11,965$10,854$237,468
12$12,508$10,311$224,959
13$13,076$9,743$211,883
14$13,670$9,149$198,214
15$14,290$8,529$183,923
16$14,939$7,880$168,984
17$15,618$7,201$153,366
18$16,327$6,492$137,039
19$17,068$5,751$119,971
20$17,843$4,976$102,128
21$18,653$4,166$83,475
22$19,500$3,319$63,975
23$20,385$2,434$43,590
24$21,311$1,508$22,279
25$22,279$540$0

At the end of your 5-year term

Total paid over the term
$114,096
Principal paid down
$42,021
Interest paid
$72,075
Balance remaining
$301,899

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
5.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.5%
Gross yield
− Property tax $3,121− Condo fees $7,456− Insurance $600− Vacancy & upkeep $4,488Net operating income $25,134

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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