2-1420 GARTH Street, Hamilton, ON
Falkirk, Hamilton · MLS® X13819408
About this home
In short
- Welcome to unit #2 at 1420 Garth Street, a spacious 3-bedroom, 2-bathroom condo townhouse offering a practical layout and plenty of room to make it your own.
- Upstairs, three bedrooms provide flexibility for families, guests, or a home office, while the finished basement adds valuable additional living space for a rec room...
- Step outside to your own private backyard patio, offering a comfortable outdoor extension of the home for summer dinners, morning coffee, or relaxing at the end of...
- With three bedrooms, two bathrooms, a finished basement, and private outdoor space, there's plenty here to work with and even more potential to make it your own.
Welcome to unit #2 at 1420 Garth Street, a spacious 3-bedroom, 2-bathroom condo townhouse offering a practical layout and plenty of room to make it your own. The carpet-free main floor features generous living and dining areas, providing more space to gather, entertain, or simply spread out than you typically find in newer townhomes. Upstairs, three bedrooms provide flexibility for families, guests, or a home office, while the finished basement adds valuable additional living space for a rec room, play area, gym, or media room. Step outside to your own private backyard patio, offering a comfortable outdoor extension of the home for summer dinners, morning coffee, or relaxing at the end of the day. The location keeps everyday life convenient, with shopping, parks, schools, transit, and other daily amenities all within the surrounding area, while easy access to major routes makes getting around Hamilton Mountain simple. Well maintained and ready for your personal cosmetic touches, this home offers a solid opportunity for buyers who value space and functionality and would rather update finishes to suit their own style. With three bedrooms, two bathrooms, a finished basement, and private outdoor space, there's plenty here to work with and even more potential to make it your own.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- X13819408
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1000-1199 sq ft
- Cross streets
- Garth St/Stone Church
- Parking
- 1 parking
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Maintenance
- $621/mo
- Exposure
- South
- Property tax
- $3,105 / 2026
- Days on market
- 22
- Listing brokerage
- KELLER WILLIAMS COMPLETE REALTY
Rooms
4 Pc Bath
2 Pc Bath
Listed at $424,900, about 30% below our estimate of $605K (homes like it typically land between $563K and $636K).
Total price vs nearby homes. Fair value about $605K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $386/sqft against an area asking average of $370/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $433K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($386/sqft) is in line with the area, which usually points to a smaller or more efficient layout.
There were not many closely comparable homes right in Falkirk, so I widened the search to the surrounding area.
Based on 11 comparable homes that sold in Falkirk over the past two years, from 12 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $403/sqft; this home lists at $386/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for condo townhouses in Hamilton: $545K in September 2026, down 7% from a year ago, on 430 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Hamilton as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $555K | 40 |
| November 2025 | $620K | 35 |
| December 2025 | $525K | 21 |
| January 2026 | $587K | 29 |
| February 2026 | $588K | 28 |
| March 2026 | $545K | 38 |
| April 2026 | $615K | 36 |
| May 2026 | $595K | 47 |
| June 2026 | $551K | 44 |
| July 2026 | $547K | 44 |
| August 2026 | $533K | 34 |
| September 2026 | $545K | 34 |
Neighbourhood & location
Falkirk, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $339,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,879
- Property tax
- $259
- Condo / maintenance fees
- $621
- Heating
- $0
- Estimated monthly cost
- $2,759
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,973
- Estimated closing costs
- $4,973
Plus your down payment of $84,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $112,769
- Principal paid down
- $41,532
- Interest paid
- $71,237
- Balance remaining
- $298,388
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS COMPLETE REALTY. MLS®/PropTx.