12 Fiddlehead Crescent, Hamilton, ON

Waterdown, Hamilton · MLS® X13752516

$1,175,000
For Sale
Listed 38 days agoNo offer date stated
4Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 12 Fiddlehead, a beautifully finished and meticulously maintained home, ideally located on one of the most sought-after family friendly crescents in Waterdown.
  • The bright, open-concept main floor features pot lights and a seamless flow for everyday living and entertaining.
  • Hand-scraped hardwood flooring and California shutters carry throughout both the main and upper levels.
  • Upstairs, the generous primary retreat features a walk-in closet and luxurious 5-piece ensuite complete with an oversized freestanding soaker tub, double sinks and a...
  • The private backyard boasts mature lush gardens, a composite inter-locking patio, and a custom planter box.

Welcome to 12 Fiddlehead, a beautifully finished and meticulously maintained home, ideally located on one of the most sought-after family friendly crescents in Waterdown. Exquisitely finished from top to bottom, this move-in-ready home offers over 2400 sq ft of stylish, functional living space for the entire family. The bright, open-concept main floor features pot lights and a seamless flow for everyday living and entertaining. The chef-inspired kitchen is a dream with quartz counters, premium stainless steel appliances, a gorgeous island with ample seating, breakfast nook, coffee bar and plenty of custom cabinetry, including a large pantry. The spacious dining area features a built-in servery and bar, perfect for family dinners and entertaining friends. Hand-scraped hardwood flooring and California shutters carry throughout both the main and upper levels. Upstairs, the generous primary retreat features a walk-in closet and luxurious 5-piece ensuite complete with an oversized freestanding soaker tub, double sinks and a glass-enclosed shower showcasing intricate tile work. Three additional spacious bedrooms offer ample room and large closets. The fully finished lower level provides even more living space with a rec room, games area, lots of storage and a large, functional laundry room. The private backyard boasts mature lush gardens, a composite inter-locking patio, and a custom planter box. Additional features include a 2 pc powder room, brand new fridge and dishwasher, custom blackout blinds in all the bedrooms, parking for three cars, newer garage door opener and remotes, a freshly painted exterior, a water softener plus purification system, and an additional rough-in for stacked laundry on the second floor. Ideally located just steps from parks, schools, trails and the shops and restaurants of charming downtown Waterdown. Easy access to the Go Train, 407, 403, QEW. This home has it all, renovated from top to bottom, with nothing left to do but move in and enjoy!

Key facts

Property type
Detached, 2-Storey
MLS®
X13752516
Bedrooms
4
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
31.17 × 93.5 ft
Cross streets
NISKA & SPRING CREEK
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,255 / 2026
Days on market
38
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 3Second2.91 × 2.85 m

closet · hardwood floor · california shutters

KitchenMain2.85 × 4.57 m

quartz counter · pantry · stainless steel appl

Dining RoomMain4.06 × 5.39 m

pot lights · hardwood floor · california shutters

LaundryBasement2.84 × 3.84 m
RecreationBasement7.02 × 6.43 m

finished · laminate · pot lights

BathroomSecond2.71 × 2.68 m

5 Pc Ensuite

Bedroom 2Second3.13 × 3.90 m

closet · hardwood floor · california shutters

Primary BedroomSecond4.47 × 4.35 m

5 pc ensuite · walk-in closet(s) · california shutters

BreakfastMain2.84 × 1.92 m

w/o to yard · hardwood floor · large window

BathroomSecond1.65 × 2.97 m

4 Pc Bath

BathroomMain1.80 × 0.80 m

2 Pc Bath

Family RoomMain4.39 × 6.49 m

pot lights · hardwood floor · california shutters

Bedroom 4Second4.09 × 4.01 m

closet · hardwood floor · california shutters

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.13Mlikely sale price

Listed at $1,175,000. Going by how homes in Waterdown and the wider GTA have actually closed against their asking prices (about 97%, 32 local closings in 90 days), the likely sale price is near $1.13M, if it sells. A realistic range is $1.06M to $1.28M.

Independent value check: $1.15M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $1.07M and $1.20M).

List price
$1.06MBelow recent closings$1.28MAbove recent closings

Total price vs nearby homes. Likely closing about $1.13M, from 32 recent closings in this pocket.

The market behind the math:

32sold nearby · 90 days
$1.01Mmedian sold price
95%of asking, on average
−16%prices vs a year ago
~22 dayshomes like this take to sell
38days on market so far
$3,299/moest. rent · 15 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 18 detached homes for sale in the area against 32 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $671/sqft against an area asking average of $576/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 32 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.14M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 32 comparable homes that sold in Waterdown over the past two years, from 311 closings there.

Sold price trend

Median sold price for detached homes in Waterdown: $1.03M in September 2026, up 1% from a year ago, on 163 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.12M12
November 2025$1.10M13
December 2025$1.03M9
January 2026$1.29M12
February 2026$1.13M7
March 2026$1.17M11
April 2026$1.20M17
May 2026$1.12M18
June 2026$1.25M19
July 2026$1.10M22
August 2026$1.17M14
September 2026$1.03M9

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westdale
$929K
Dundas
$1.38M
Crown Point
$469K
Rural Flamborough
$1.35M
Delta
$660K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,355/mo
$227KIncome needed
5.2×Price ÷ income
$1,236Weekly cost
$19,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,355Property tax $605Total carry $5,960

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,197per month

Mortgage amount $940,000 · 4.49% over 25 years

$235,000Down payment (20.0%)
$940,000Loan before insurance
$0CMHC premium
$5,802Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,197
Property tax
$605
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,802

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,975
Estimated closing costs
$19,975

Plus your down payment of $235,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,291/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$619,226Total interest paid
$1,559,226Total of all payments
Principal $940,000 Interest $619,226
YearPrincipalInterestBalance
1$20,977$41,392$919,023
2$21,929$40,440$897,094
3$22,925$39,444$874,169
4$23,966$38,403$850,203
5$25,054$37,315$825,149
6$26,191$36,178$798,958
7$27,381$34,988$771,577
8$28,624$33,745$742,953
9$29,924$32,446$713,030
10$31,282$31,087$681,748
11$32,702$29,667$649,045
12$34,187$28,182$614,858
13$35,740$26,630$579,118
14$37,362$25,007$541,756
15$39,059$23,310$502,697
16$40,832$21,537$461,865
17$42,686$19,683$419,179
18$44,624$17,745$374,555
19$46,650$15,719$327,905
20$48,768$13,601$279,136
21$50,983$11,386$228,154
22$53,297$9,072$174,856
23$55,717$6,652$119,139
24$58,247$4,122$60,892
25$60,892$1,477$0

At the end of your 5-year term

Total paid over the term
$311,845
Principal paid down
$114,851
Interest paid
$196,995
Balance remaining
$825,149

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 15 whole-home leases in Waterdown$3,299/mo
$39,588Gross annual rent
2.3%Cap rate after taxes and upkeep
$3,022 to $3,464Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 15 whole-home leases in Waterdown signed at a median of $3,314 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,299. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $7,255− Insurance $1,400− Vacancy & upkeep $4,355Net operating income $26,579

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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