17-30 Mia Drive, Hamilton, ON

Ryckmans, Hamilton · MLS® X13773580

$699,999
For Sale
Listed 34 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1200-1399Sq ft

About this home

Two story town house built in 2023 has a 3 bedrooms 3 bathrooms , open-concept layout with 9-foot ceilings filled with natural light, The second floor offers three well-proportioned bedrooms, including a spacious primary suite with a private ensuite and walk-in closet. A conveniently located second-floor laundry area. This house is located in a quiet, peaceful neighbourhood surrounded by best schools, parks and shops, transportation, and much

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
X13773580
Bedrooms
3
Bathrooms
3 (1 half)
Size
1200-1399 sq ft
Cross streets
Rymal rd E x Upper James St
Parking
1 garage · 2 parking (attached)
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Roof
Asphalt Shingle
Maintenance
$250/mo
Exposure
East
Property tax
$4,448 / 2026
Days on market
34
Listing brokerage
HOME AND BUSINESS REALTY

Rooms

BathroomSecond0.00 × 0.00 m

4 Pc Bath

BathroomMain0.00 × 0.00 m

2 Pc Bath

BedroomSecond4.11 × 2.67 m
Dining RoomMain3.15 × 2.62 m
BathroomSecond0.00 × 0.00 m

4 Pc Ensuite

BedroomSecond2.54 × 4.01 m
KitchenMain2.64 × 1.63 m
Family RoomMain3.15 × 5.41 m
LaundryBasement0.00 × 0.00 m
Primary BedroomSecond3.05 × 4.67 m
Our TakeTeam Asgarian · Broker
In line with recent sales
$742Kautomated estimate, from recent sales

Listed at $699,999, about 6% below our estimate of $742K (homes like it typically land between $690K and $779K).

List price
$690KBelow our range$779KAbove our range

Total price vs nearby homes. Fair value about $742K, learned from recent GTA sales.

The market behind the math:

34days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $539/sqft against an area asking average of $441/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 6 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $622K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Ryckmans, so I widened the search to the surrounding area.

Based on 6 comparable homes that sold in Ryckmans over the past two years, from 6 closings there.

Sold price trend

Median sold price for condo townhouses in Hamilton: $545K in September 2026, down 7% from a year ago, on 430 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Hamilton as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$555K40
November 2025$620K35
December 2025$525K21
January 2026$587K29
February 2026$588K28
March 2026$545K38
April 2026$615K36
May 2026$595K47
June 2026$551K44
July 2026$547K44
August 2026$533K34
September 2026$545K34

Neighbourhood & location

Ryckmans, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Falkirk
$425K
Quinndale
$464K
Templemead
$430K
Fessenden
$448K
Meadowlands
$675K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,190/mo
$142KIncome needed
4.9×Price ÷ income
$736Weekly cost
$10,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

84%mortgage
Mortgage $3,190Property tax $371Condo fee $250Total carry $3,811

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,096per month

Mortgage amount $559,999 · 4.49% over 25 years

$140,000Down payment (20.0%)
$559,999Loan before insurance
$0CMHC premium
$3,717Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,096
Property tax
$371
Condo / maintenance fees
$250
Heating
$0
Estimated monthly cost
$3,717

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,475
Estimated closing costs
$10,475

Plus your down payment of $140,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,748/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,900Total interest paid
$928,900Total of all payments
Principal $559,999 Interest $368,900
YearPrincipalInterestBalance
1$12,497$24,659$547,502
2$13,064$24,092$534,438
3$13,657$23,499$520,781
4$14,277$22,879$506,503
5$14,926$22,230$491,578
6$15,603$21,553$475,974
7$16,312$20,844$459,662
8$17,052$20,103$442,610
9$17,827$19,329$424,783
10$18,636$18,520$406,147
11$19,482$17,674$386,665
12$20,367$16,789$366,298
13$21,292$15,864$345,006
14$22,258$14,898$322,748
15$23,269$13,887$299,479
16$24,325$12,831$275,153
17$25,430$11,726$249,723
18$26,585$10,571$223,139
19$27,792$9,364$195,347
20$29,053$8,103$166,294
21$30,373$6,783$135,921
22$31,752$5,404$104,170
23$33,193$3,963$70,976
24$34,700$2,456$36,276
25$36,276$880$0

At the end of your 5-year term

Total paid over the term
$185,780
Principal paid down
$68,422
Interest paid
$117,358
Balance remaining
$491,578

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.0%
Gross yield
− Property tax $4,448− Condo fees $2,995− Insurance $600− Vacancy & upkeep $5,412Net operating income $35,744

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOME AND BUSINESS REALTY. MLS®/PropTx.

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