43 Lake Avenue, Hamilton, ON

Riverdale, Hamilton · MLS® X13777642

$669,000
For Sale
Listed 9 days agoNo offer date stated
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◎ Directions
2+1Bedrooms
2Bathrooms
1Garage · 7 parking
700-1100Sq ft

About this home

In short

  • Nestled on the border of desirable Stoney Creek and a 5 minute drive to the new GO Station, this charming bungalow offers a blend of modern updates and cozy comfort...
  • Step outside to discover a large deck and an enormous backyard backing onto green space, creating a private oasis for outdoor activities.

Nestled on the border of desirable Stoney Creek and a 5 minute drive to the new GO Station, this charming bungalow offers a blend of modern updates and cozy comfort, making it an ideal home for families and individuals alike. The property boasts a range of appealing features that enhance its practicality and aesthetic appeal. One of the key highlights is the updated kitchen, which showcases uniquely styled quartz countertops that add a touch of sophistication and elegance. The vinyl flooring throughout the home ensures durability and easy maintenance, creating a seamless flow from room to room. The main bathroom features a soothing soaker tub, perfect for relaxing after a busy day, providing a spa-like experience within the comforts of home. The principal bedroom is spacious and includes a substantial wardrobe, offering ample storage space for clothing and personal items. For entertainment and family gatherings, the large recreation room stands out with its vinyl flooring and trendy industrial-style open ceiling, creating a modern and inviting atmosphere for leisure and social activities. Additional storage and practicality are catered to by the furnace room, which provides generous space for storage and a workshop area, making it convenient for home projects and organizational needs. Step outside to discover a large deck and an enormous backyard backing onto green space, creating a private oasis for outdoor activities. The backyard's size and enclosed design make it perfect for families with children and pets, offering a secure environment for outdoor play. Furthermore, a separate garage located at the back of the property with side access provides additional parking and storage options. The overall layout and features of this bungalow make it a perfect family home or a peaceful retreat for anyone seeking comfort, style, and functionality.

Key facts

Property type
Detached, Bungalow
MLS®
X13777642
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
49.54 × 132.52 ft
Cross streets
BARTON ST.E. & LAKE AVE. NORTH
Parking
1 garage · 7 parking (detached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Block, Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,147 / 2025
Days on market
9
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Furnace RoomLower0.00 × 0.00 m
KitchenMain0.00 × 0.00 m
Dining RoomMain0.00 × 0.00 m
Bedroom 2Main0.00 × 0.00 m
BathroomMain0.00 × 0.00 m
Bedroom 3Lower0.00 × 0.00 m
LaundryLower0.00 × 0.00 m
Primary BedroomMain0.00 × 0.00 m
BathroomLower0.00 × 0.00 m
RecreationLower0.00 × 0.00 m
Living RoomMain0.00 × 0.00 m
WorkshopLower0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
Below what recent sales support
$768Kautomated estimate, from recent sales

Listed at $669,000, about 13% below our estimate of $768K (homes like it typically land between $720K and $805K).

List price
$669KBelow our range$805KAbove our range

Total price vs nearby homes. Fair value about $768K, learned from recent GTA sales.

The market behind the math:

3sold nearby · 90 days
9days on market so far
$2,150/moest. rent · 6 leases
3.9%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6 months of inventory: 6 detached homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $743/sqft against an area asking average of $531/sqft.

  • Park / green-space backing. This home backs onto a green space, and the listing says so too. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $607K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($743/sqft) is above the area, which usually points to a smaller or more efficient layout.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Riverdale, so I widened the search to the surrounding area.

Based on 12 comparable homes that sold in Riverdale over the past two years, from 31 closings there.

Neighbourhood & location

Riverdale, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$726K
Stoney Creek Mountain
$872K
Delta
$700K
Crown Point
$470K
Raleigh
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,049/mo
$131KIncome needed
5.1×Price ÷ income
$704Weekly cost
$9,855Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,049Property tax $346Total carry $3,395

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,930per month

Mortgage amount $535,200 · 4.39% over 25 years

$133,800Down payment (20.0%)
$535,200Loan before insurance
$0CMHC premium
$3,275Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,930
Property tax
$346
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,275

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,855
Estimated closing costs
$9,855

Plus your down payment of $133,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$3,549/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$343,664Total interest paid
$878,864Total of all payments
Principal $535,200 Interest $343,664
YearPrincipalInterestBalance
1$12,111$23,044$523,089
2$12,648$22,506$510,441
3$13,210$21,945$497,231
4$13,796$21,359$483,435
5$14,408$20,746$469,026
6$15,048$20,107$453,979
7$15,716$19,439$438,263
8$16,413$18,741$421,850
9$17,142$18,013$404,708
10$17,902$17,252$386,806
11$18,697$16,458$368,109
12$19,527$15,628$348,582
13$20,393$14,761$328,189
14$21,298$13,856$306,890
15$22,244$12,911$284,647
16$23,231$11,924$261,416
17$24,262$10,893$237,154
18$25,339$9,816$211,815
19$26,463$8,691$185,352
20$27,638$7,517$157,714
21$28,864$6,290$128,850
22$30,145$5,009$98,704
23$31,483$3,671$67,221
24$32,881$2,274$34,340
25$34,340$815$0

At the end of your 5-year term

Total paid over the term
$175,773
Principal paid down
$66,174
Interest paid
$109,599
Balance remaining
$469,026

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Riverdale$2,150/mo
$25,800Gross annual rent
2.6%Cap rate after taxes and upkeep
$1,978 to $2,387Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Riverdale signed at a median of $3,200 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,150. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $4,147− Insurance $1,400− Vacancy & upkeep $2,838Net operating income $17,415

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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