3-1860 Upper Gage Avenue, Hamilton, ON

Broughton, Hamilton · MLS® X13791036

$519,900
For Sale
Listed 30 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 2 parking
1200-1399Sq ft

About this home

In short

  • Welcome To This Super Clean, Move-In Ready Townhouse In A Small, Quiet Complex In Hamilton's Desirable South Central Mountain Area.
  • Freshly Painted In Neutral Tones And Beautifully Maintained Throughout, The Main Floor Features A Bright Open-Concept Living And Dining Area, A Spacious Eat-In...
  • Upstairs, You'll Find Three Generous Bedrooms, Including A Primary Bedroom With An Oversized Walk-In Closet, Along With Recently Updated Carpet On The Stairs.
  • The Fully Finished Basement Provides A Large Recreation Room, Perfect For Casual Entertaining, A Kids' Play Area, Home Office, Or Additional Living Space.
  • Visitor Parking Adds Extra Convenience, And The Location Is Excellent, Close To Parks, Schools, Limeridge Mall, Public Transit, Highway Access, Greenspace, And All...

Welcome To This Super Clean, Move-In Ready Townhouse In A Small, Quiet Complex In Hamilton's Desirable South Central Mountain Area. Offering The Added Benefit Of A Low Monthly Road Fee, This Home Is Perfect For First-Time Buyers, Young Families, Downsizers, Or Anyone Looking For Comfort, Convenience, And Excellent Value. Freshly Painted In Neutral Tones And Beautifully Maintained Throughout, The Main Floor Features A Bright Open-Concept Living And Dining Area, A Spacious Eat-In Kitchen With Walkout To A Large Deck And Private Enclosed Backyard, Plus A Convenient Powder Room And Direct Inside Access To The Garage. Upstairs, You'll Find Three Generous Bedrooms, Including A Primary Bedroom With An Oversized Walk-In Closet, Along With Recently Updated Carpet On The Stairs. The Fully Finished Basement Provides A Large Recreation Room, Perfect For Casual Entertaining, A Kids' Play Area, Home Office, Or Additional Living Space. Visitor Parking Adds Extra Convenience, And The Location Is Excellent, Close To Parks, Schools, Limeridge Mall, Public Transit, Highway Access, Greenspace, And All Major Amenities. A Well-Cared-For Home In A Great Location With Low Fees And Flexible Living Space. This One Is Not To Be Missed!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
X13791036
Bedrooms
3
Bathrooms
2 (1 half)
Size
1200-1399 sq ft
Cross streets
Rymal Rd E/ Miles Rd
Parking
1 garage · 2 parking (attached)
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$243/mo
Exposure
North
Property tax
$4,117 / 2025
Days on market
30
Listing brokerage
ROCK STAR REAL ESTATE INC.

Rooms

Living RoomMain6.32 × 2.82 m
Dining RoomMain6.32 × 2.82 m
Bedroom 2Second3.96 × 2.67 m
RecreationBasement5.18 × 3.51 m
Primary BedroomSecond4.88 × 2.67 m
Bedroom 3Second4.14 × 2.57 m
KitchenMain4.37 × 2.51 m
Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$738Kautomated estimate, from recent sales

Listed at $519,900, about 30% below our estimate of $738K (homes like it typically land between $686K and $775K).

List price
$520KBelow our range$775KAbove our range

Total price vs nearby homes. Fair value about $738K, learned from recent GTA sales.

The market behind the math:

30days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $400/sqft against an area asking average of $426/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $514K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Broughton, so I widened the search to the surrounding area.

Based on 22 comparable homes that sold in Broughton over the past two years, from 23 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$492kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $738K, which is where my estimate comes from.

Per square foot, these ask about $379/sqft; this home lists at $400/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
520kThis home550k469k460k489kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Hamilton: $545K in September 2026, down 7% from a year ago, on 430 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Hamilton as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$555K40
November 2025$620K35
December 2025$525K21
January 2026$587K29
February 2026$588K28
March 2026$545K38
April 2026$615K36
May 2026$595K47
June 2026$551K44
July 2026$547K44
August 2026$533K34
September 2026$545K34

Neighbourhood & location

Broughton, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Templemead
$430K
Quinndale
$464K
Stoney Creek Mountain
$616K
Falkirk
$420K
Vincent
$477K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,370/mo
$110KIncome needed
4.7×Price ÷ income
$547Weekly cost
$6,873Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $2,370Property tax $343Condo fee $243Total carry $2,956

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,300per month

Mortgage amount $415,920 · 4.49% over 25 years

$103,980Down payment (20.0%)
$415,920Loan before insurance
$0CMHC premium
$2,886Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,300
Property tax
$343
Condo / maintenance fees
$243
Heating
$0
Estimated monthly cost
$2,886

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,873
Estimated closing costs
$6,873

Plus your down payment of $103,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,783/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$273,988Total interest paid
$689,908Total of all payments
Principal $415,920 Interest $273,988
YearPrincipalInterestBalance
1$9,282$18,315$406,638
2$9,703$17,893$396,935
3$10,144$17,453$386,792
4$10,604$16,992$376,188
5$11,086$16,511$365,102
6$11,589$16,007$353,513
7$12,115$15,481$341,398
8$12,665$14,931$328,733
9$13,240$14,356$315,493
10$13,841$13,755$301,652
11$14,470$13,127$287,182
12$15,127$12,470$272,055
13$15,814$11,783$256,241
14$16,532$11,065$239,710
15$17,282$10,314$222,428
16$18,067$9,529$204,361
17$18,887$8,709$185,473
18$19,745$7,852$165,729
19$20,641$6,955$145,087
20$21,578$6,018$123,509
21$22,558$5,038$100,951
22$23,582$4,014$77,368
23$24,653$2,943$52,715
24$25,773$1,824$26,943
25$26,943$654$0

At the end of your 5-year term

Total paid over the term
$137,982
Principal paid down
$50,818
Interest paid
$87,164
Balance remaining
$365,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
7.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.5%
Gross yield
− Property tax $4,117− Condo fees $2,916− Insurance $600− Vacancy & upkeep $5,412Net operating income $36,155

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROCK STAR REAL ESTATE INC.. MLS®/PropTx.

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