305-10 Willison Square, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C12895680

$299,000
For Sale
Listed 215 days agoNo offer date statedSitting longer than typical
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1Bathrooms
0Parking
0-499Sq ft

About this home

New Boutique Dragon Condo! Rarely Found Studio In The Core Of Downtown, Beautiful Floors 3Penthouse, W/451 SqFt + Large Balcony, Open Concept Thru, Spectacular Unobstructed South Views Overlooking Cn Tower & City Skyline, Steps To Chinatown, Kensington Market, U Of T, Ttc, Fashion District, Art Gallery Of Ontario, Tons Of Restaurants & Bars, Groceries, Coffee Shops, Lobo, Parks, Schools, Major Banks & All Other Amenities, Ttc Is Right At Your Door Steps.

Key facts

Property type
Condo Apartment, Bachelor/Studio
MLS®
C12895680
Bathrooms
1
Size
0-499 sq ft
Cross streets
Spadina ave & Dundas st W
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$548/mo
Exposure
South
Property tax
$2,375 / 2025
Days on market
215
Listing brokerage
HOMELIFE SUPERSTARS REAL ESTATE LIMITED

Rooms

BathroomMain2.90 × 4.36 m
KitchenMain2.47 × 4.33 m

Combined w/Living

Living RoomMain2.90 × 4.36 m

hardwood floor · balcony · combined w/kitchen

LaundryMain0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Kensington-Chinatown · asking prices
$376kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $1,509/sqft; this home lists at $1,198/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
299kThis home319k345k359k380k479kThis home vs active comparables

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$610K
Niagara
$724K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
North St. James Town
$765K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Ogden Junior Public School · Public elementary0.3 km · 69% at standard
Heydon Park Secondary School · Public secondary0.4 km · 8% at standard
Beverley School · Public elementary0.4 km
Subway Academy II · Public secondary0.4 km
Contact Alternative School School · Public secondary0.7 km
Oasis Alternative Secondary School · Public secondary0.7 km
Kensington Community School School Junior · Public elementary0.8 km · 97% at standard
Lord Lansdowne Junior Public School · Public elementary0.8 km · 85% at standard
da Vinci School · Public elementary0.9 km · 67% at standard
Orde Street Public School · Public elementary0.9 km · 76% at standard
Charles G Fraser Junior Public School · Public elementary1.0 km · 74% at standard
King Edward Junior and Senior Public School · Public elementary1.0 km · 83% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,363/mo
$73KIncome needed
4.1×Price ÷ income
$314Weekly cost
$5,920Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $1,363Property tax $198Condo fee $548Total carry $2,109

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,323per month

Mortgage amount $239,200 · 4.49% over 25 years

$59,800Down payment (20.0%)
$239,200Loan before insurance
$0CMHC premium
$2,068Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,323
Property tax
$198
Condo / maintenance fees
$548
Heating
$0
Estimated monthly cost
$2,068

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$2,960
Toronto municipal land transfer tax
$2,960
Estimated closing costs
$5,920

Plus your down payment of $59,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,601/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$157,573Total interest paid
$396,773Total of all payments
Principal $239,200 Interest $157,573
YearPrincipalInterestBalance
1$5,338$10,533$233,862
2$5,580$10,291$228,282
3$5,834$10,037$222,448
4$6,099$9,772$216,350
5$6,375$9,496$209,974
6$6,665$9,206$203,309
7$6,968$8,903$196,342
8$7,284$8,587$189,058
9$7,615$8,256$181,443
10$7,960$7,911$173,483
11$8,322$7,549$165,161
12$8,700$7,171$156,462
13$9,095$6,776$147,367
14$9,508$6,363$137,860
15$9,939$5,932$127,920
16$10,390$5,480$117,530
17$10,862$5,009$106,668
18$11,355$4,516$95,312
19$11,871$4,000$83,441
20$12,410$3,461$71,031
21$12,973$2,897$58,058
22$13,563$2,308$44,495
23$14,178$1,693$30,317
24$14,822$1,049$15,495
25$15,495$376$0

At the end of your 5-year term

Total paid over the term
$79,355
Principal paid down
$29,226
Interest paid
$50,129
Balance remaining
$209,974

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
5.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.2%
Gross yield
− Property tax $2,375− Condo fees $6,582− Insurance $600− Vacancy & upkeep $3,036Net operating income $15,007

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE SUPERSTARS REAL ESTATE LIMITED. MLS®/PropTx.

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