637-2020 Bathurst Street, Toronto, ON

Humewood-Cedarvale, Toronto · MLS® C12925604

$699,000
For Sale
Listed 118 days ago
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3Bedrooms
2Bathrooms
0Parking
700-799Sq Ft

About this home

Welcome to "The Forest Hill Condominiums" By Award Winning Centre Court Developments In TheHeart Of Forest Hill. Surrounded By MultiMillion Dollar Homes In One Of Toronto's PremierNeighborhoods. Enjoy Open Concept Living with A Gorgeous Kitchen featuring B/I Appliances& Winefridge, connecting to lovely Living Room with A Walk out to Balcony and BeautifulFloor-to-Ceiling Windows offering lots of Natural Light and Views of the peaceful Neighbourhoodand Outdoor Common Areas. Primary Bedroom has double closet, 3 piece En-Suite and Blinds.Second Bedroom has double closets and sliding doors with Blinds for privacy. Den can be used asoffice or fits a sofa sleeper for extra sleeping space. Amenities include 24/7 Concierge,Well-Equipped Gym with Yoga And Cross Fit Studios, Co-Working Space and outdoor Spaces withBBQs. Top location with Easy access to the 401, Trendy Shops, Cafes and Great Restaurants.Direct access to the LRT line via the Lobby. Locker included. Bell Fibre Optic WiFi is includedthroughout the building as well.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12925604
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
700-799
Cross streets
Bathurst/Eglington
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$580/mo
Exposure
East
Property tax
$3,500 / 2025
Days on market
118
Listing brokerage
RE/MAX SPECIALISTS TEAM SUKHVINDER
Moe’s TakeTeam Asgarian · Broker
In line
$659Kest. value

Listed at $699,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Humewood-Cedarvale lately, sellers have been getting about 96% of asking and homes sell in about 40 days.

Based on 90 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 90 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $626K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $852K
  • Bedrooms +$30K
  • Adjusts to $882K

That comparable adjusts to $882K; the $659K estimate above is the median of all 90 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for Cedarvale Community School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$547KGreat deal$714KOverpriced

Total price vs nearby homes. Fair value about $659K, median of 90 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$712kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3303-85 Wood Street$699k514-15 Richardson Street$633k1122-35 Hollywood Avenue$738k625-10 Park Lawn Road$660k4202-501 Yonge Street$828k

The 5 closest of 8 active listings nearby.

See all comparable homes
699kThis home699k633k738k660k828kThis home vs active comparables
Live market pulseActive comparables in Humewood-Cedarvale · median list $629K
$933this home / sqft
6active listings nearby
118days on market
100sold nearby · 90 days
$663Kmedian sold price
96%of asking, on average

This home lists 17% above the area average of $798/sqft.

117 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humewood-Cedarvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$465K
Church-Yonge Corridor
$660K
Waterfront Communities C1
$687K
Niagara
$703K
Moss Park
$519K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cedarvale Community School
85%
Cedarvale Community SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 85% meet the provincial standard
Forest Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$3,186/mo
$145KIncome needed
4.8×Price ÷ income
$735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $3,186Property tax $292Condo fee $580Total carry $4,057

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,984per month

Mortgage amount $559,200 · 4.14% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$3,856Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,984
Property tax
$292
Condo / maintenance fees
$580
Heating
$0
Estimated monthly cost
$3,856

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,624/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,030Total interest paid
$895,230Total of all payments
Principal $559,200 Interest $336,030
YearPrincipalInterestBalance
1$13,100$22,709$546,100
2$13,648$22,161$532,452
3$14,219$21,590$518,233
4$14,814$20,995$503,419
5$15,433$20,376$487,986
6$16,079$19,730$471,907
7$16,751$19,058$455,155
8$17,452$18,357$437,703
9$18,182$17,627$419,521
10$18,943$16,866$400,578
11$19,735$16,074$380,843
12$20,561$15,249$360,283
13$21,421$14,389$338,862
14$22,317$13,493$316,546
15$23,250$12,559$293,296
16$24,222$11,587$269,073
17$25,236$10,573$243,838
18$26,291$9,518$217,546
19$27,391$8,418$190,155
20$28,537$7,272$161,619
21$29,730$6,079$131,888
22$30,974$4,835$100,914
23$32,270$3,540$68,645
24$33,619$2,190$35,026
25$35,026$784$0

At the end of your 5-year term

Total paid over the term
$179,046
Principal paid down
$71,214
Interest paid
$107,832
Balance remaining
$487,986

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,500− Condo fees $6,960− Insurance $600− Vacancy & upkeep $3,168Net operating income $14,572

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX SPECIALISTS TEAM SUKHVINDER. MLS®/PropTx.

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