303-1486 Bathurst Street, Toronto, ON

Humewood-Cedarvale, Toronto · MLS® C13714698

$439,000
For Sale
Listed 54 days agoNo offer date stated
Request a showing
◎ Directions
1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • 1 Bed Plus Functional Den like a 2nd Bed for $449,000 with 1 Parking & 2 Lockers - Across from Unit Door on same Floor # 3 - Spot # 8.
  • Already Tenanted with Qualified Tenant.
  • Go Ahead Potential to Make your $200K in 2028 when the Recession will be over.
  • Who gives an Investor $200K in 2 Years.

Here it is ! Deal of the Year ! 1 Bed Plus Functional Den like a 2nd Bed for $449,000 with 1 Parking & 2 Lockers - Across from Unit Door on same Floor # 3 - Spot # 8 ! How Convenient ! ! Already Tenanted with Qualified Tenant. ONLY Showing if Conditional Offer is sent ! Go Ahead Potential to Make your $200K in 2028 when the Recession will be over ! Who gives an Investor $200K in 2 Years ! Plus you have the property ! Great Location ! Just look up the address and you will find out ! Find out what are houses in the area cost even now !

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13714698
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Bathurst/St. Clair
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,022/mo
Exposure
East
Property tax
$3,324 / 2026
Days on market
54
Listing brokerage
RE/MAX DOWNTOWN CONDOS TEAM

Rooms

Living RoomGround3.41 × 3.08 m

combined w/dining · w/o to balcony · hardwood floor

DenGround2.13 × 3.08 m

hardwood floor · open concept

KitchenGround2.44 × 3.08 m

stainless steel appl · centre island · granite counters

BedroomGround3.44 × 2.77 m

hardwood floor · closet · large window

Dining RoomGround3.41 × 3.08 m

combined w/living · w/o to balcony · hardwood floor

Our TakeTeam Asgarian · Broker
Below what recent sales support
$492Kautomated estimate, from recent sales

Listed at $439,000, about 11% below our estimate of $492K (homes like it typically land between $458K and $517K).

Why $492K. The typical condo sold in Humewood-Cedarvale over the past year went for about $432K (31 sales). What sets this one apart:

  • ▲ Raises itIt is 600 to 699 sq ft; the typical home sold here is 500 to 599.
  • ▼ Lowers itIts maintenance fee is $1,022 a month; the typical unit sold here pays about $680.
List price
$439KBelow our range$517KAbove our range

Total price vs nearby homes. Fair value about $492K, learned from recent GTA sales.

The market behind the math:

54days on market so far
$2,437/moest. rent · 6 leases
6.7%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $676/sqft against an area asking average of $800/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 20 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $459K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Schools & getting aroundcatchment and transit

The assigned public school is Humewood Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 20 comparable homes that sold in Humewood-Cedarvale over the past two years, from 42 closings there.

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

Humewood-Cedarvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Kensington-Chinatown
$585K
North St. James Town
$765K
Church-Yonge Corridor
$529K
Waterfront Communities C1
$610K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humewood Community School
75%
Humewood Community SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 75% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Hillcrest Community School · Public elementary0.6 km · 85% at standard
St Alphonsus Catholic School · Catholic elementary1.0 km · 74% at standard
McMurrich Junior Public School · Public elementary1.2 km · 81% at standard
Winona Drive Senior Public School · Public elementary1.2 km
Forest Hill Junior and Senior Public School · Public elementary1.3 km · 82% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary1.3 km · 56% at standard
Brown Junior Public School · Public elementary1.4 km · 86% at standard
Cedarvale Community School · Public elementary1.6 km · 85% at standard
Palmerston Avenue Junior Public School · Public elementary1.7 km · 80% at standard
Rawlinson Community School · Public elementary1.7 km · 63% at standard
Essex Junior and Senior Public School · Public elementary1.8 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary1.8 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,001/mo
$108KIncome needed
4.1×Price ÷ income
$462Weekly cost
$10,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

61%mortgage
Mortgage $2,001Property tax $277Condo fee $1,022Total carry $3,300

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,942per month

Mortgage amount $351,200 · 4.49% over 25 years

$87,800Down payment (20.0%)
$351,200Loan before insurance
$0CMHC premium
$3,241Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,942
Property tax
$277
Condo / maintenance fees
$1,022
Heating
$0
Estimated monthly cost
$3,241

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,255
Toronto municipal land transfer tax
$5,255
Estimated closing costs
$10,510

Plus your down payment of $87,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,350/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$231,354Total interest paid
$582,554Total of all payments
Principal $351,200 Interest $231,354
YearPrincipalInterestBalance
1$7,837$15,465$343,363
2$8,193$15,109$335,170
3$8,565$14,737$326,604
4$8,954$14,348$317,650
5$9,361$13,942$308,290
6$9,786$13,517$298,504
7$10,230$13,072$288,274
8$10,694$12,608$277,580
9$11,180$12,122$266,400
10$11,688$11,615$254,713
11$12,218$11,084$242,494
12$12,773$10,529$229,721
13$13,353$9,949$216,368
14$13,959$9,343$202,409
15$14,593$8,709$187,816
16$15,256$8,047$172,561
17$15,948$7,354$156,613
18$16,672$6,630$139,940
19$17,429$5,873$122,511
20$18,221$5,081$104,290
21$19,048$4,254$85,242
22$19,913$3,389$65,329
23$20,817$2,485$44,512
24$21,762$1,540$22,750
25$22,750$552$0

At the end of your 5-year term

Total paid over the term
$116,511
Principal paid down
$42,910
Interest paid
$73,601
Balance remaining
$308,290

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Humewood-Cedarvale$2,437/mo
$29,244Gross annual rent
2.2%Cap rate after taxes and upkeep
$2,242 to $2,632Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Humewood-Cedarvale signed at a median of $2,295 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,437. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.7%
Gross yield
− Property tax $3,324− Condo fees $12,264− Insurance $600− Vacancy & upkeep $3,217Net operating income $9,839

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX DOWNTOWN CONDOS TEAM. MLS®/PropTx.

CallRequest a showing