4409-395 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C13220386

$499,999
For Sale
Listed 140 days agoNo offer date statedSitting longer than typical
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◎ Directions
1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • Luxury Living In The Heart Of The City With The Nearly-New Rosedale On Bloor Condos.
  • Conveniently Located, It's Just A 1-Minute Walk To Sherbourne Subway Station And A Short Stroll To Yonge/Bloor And The University Of Toronto.
  • Tons Of Amenities In The Building, Including An Indoor Pool, Gym, 24 Hr Concierge, Party/Meeting Room, And More.

Luxury Living In The Heart Of The City With The Nearly-New Rosedale On Bloor Condos. Enjoy A Breathtaking, Unobstructed Eastern Views Of The Don Valley Parklands From This One-Bedroom Unit, Featuring Floor-To-Ceiling Windows That Fill The Space With Natural Light, Offering A Stunning Vista. Conveniently Located, It's Just A 1-Minute Walk To Sherbourne Subway Station And A Short Stroll To Yonge/Bloor And The University Of Toronto. Indulge In The Vibrant Lifestyle Steps Away In Yorkville - Home To High-End Boutiques, Renowned Restaurants, And Trendy Bars. This Is A Rare Opportunity To Embrace Upscale Urban Living. Tons Of Amenities In The Building, Including An Indoor Pool, Gym, 24 Hr Concierge, Party/Meeting Room, And More. Step Outside To Enjoy Easy Access To The Subway, Shopping, Dining, Museums, Theatres, And More.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13220386
Bedrooms
1
Bathrooms
1
Size
0-499 sq ft
Cross streets
Bloor St E/Sherbourne
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$409/mo
Exposure
East
Property tax
$2,843 / 2025
Days on market
140
Listing brokerage
PSR

Rooms

BedroomMain3.17 × 2.82 m

hardwood floor · window floor to ceiling · large closet

BathroomMain0.00 × 0.00 m

ceramic floor · 3 pc bath

KitchenMain5.79 × 3.15 m

hardwood floor · stainless steel appl · backsplash

Dining RoomMain5.79 × 3.15 m

hardwood floor · combined w/living · open concept

Living RoomMain5.79 × 3.15 m

hardwood floor · window floor to ceiling · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in North St. James Town · asking prices
$466kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $1,020/sqft; this home lists at $2,004/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
500kThis home395k495k470k449k519kThis home vs active comparables

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$529K
Kensington-Chinatown
$585K
Waterfront Communities C8
$554K
Waterfront Communities C1
$610K
Niagara
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.3 km
Rose Avenue Junior Public School · Public elementary0.4 km · 46% at standard
Rosedale Junior Public School · Public elementary0.7 km · 94% at standard
Jarvis Collegiate Institute · Public secondary0.7 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.7 km
Rosedale Heights School of the Arts · Public secondary0.9 km · 80% at standard
Church Street Junior Public School · Public elementary1.0 km · 73% at standard
Native Learning Centre · Public secondary1.0 km
St Martin Catholic School (St.Martin) · Catholic secondary1.2 km
Jesse Ketchum Junior and Senior Public School · Public elementary1.2 km · 87% at standard
St Joseph's College School · Catholic secondary1.3 km · 76% at standard
Sprucecourt Junior Public School · Public elementary1.4 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,279/mo
$106KIncome needed
4.7×Price ÷ income
$526Weekly cost
$12,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,279Property tax $237Condo fee $409Total carry $2,925

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,212per month

Mortgage amount $399,999 · 4.49% over 25 years

$100,000Down payment (20.0%)
$399,999Loan before insurance
$0CMHC premium
$2,858Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,212
Property tax
$237
Condo / maintenance fees
$409
Heating
$0
Estimated monthly cost
$2,858

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,475
Toronto municipal land transfer tax
$6,475
Estimated closing costs
$12,950

Plus your down payment of $100,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,677/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,500Total interest paid
$663,499Total of all payments
Principal $399,999 Interest $263,500
YearPrincipalInterestBalance
1$8,926$17,614$391,073
2$9,332$17,208$381,741
3$9,755$16,785$371,986
4$10,198$16,342$361,788
5$10,661$15,879$351,127
6$11,145$15,395$339,981
7$11,651$14,889$328,330
8$12,180$14,360$316,150
9$12,733$13,807$303,416
10$13,312$13,228$290,105
11$13,916$12,624$276,189
12$14,548$11,992$261,641
13$15,208$11,332$246,433
14$15,899$10,641$230,534
15$16,621$9,919$213,913
16$17,375$9,165$196,538
17$18,164$8,376$178,374
18$18,989$7,551$159,385
19$19,851$6,689$139,534
20$20,752$5,788$118,781
21$21,695$4,845$97,087
22$22,680$3,860$74,407
23$23,709$2,830$50,697
24$24,786$1,754$25,911
25$25,911$629$0

At the end of your 5-year term

Total paid over the term
$132,700
Principal paid down
$48,873
Interest paid
$83,827
Balance remaining
$351,127

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $2,843− Condo fees $4,908− Insurance $600− Vacancy & upkeep $3,036Net operating income $16,213

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PSR. MLS®/PropTx.

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