4409-395 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C13220386

$499,999
For Sale
Listed 47 days ago
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1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

Luxury Living In The Heart Of The City With The Nearly-New Rosedale On Bloor Condos. Enjoy A Breathtaking, Unobstructed Eastern Views Of The Don Valley Parklands From This One-Bedroom Unit, Featuring Floor-To-Ceiling Windows That Fill The Space With Natural Light, Offering A Stunning Vista. Conveniently Located, It's Just A 1-Minute Walk To Sherbourne Subway Station And A Short Stroll To Yonge/Bloor And The University Of Toronto. Indulge In The Vibrant Lifestyle Steps Away In Yorkville - Home To High-End Boutiques, Renowned Restaurants, And Trendy Bars. This Is A Rare Opportunity To Embrace Upscale Urban Living. Tons Of Amenities In The Building, Including An Indoor Pool, Gym, 24 Hr Concierge, Party/Meeting Room, And More. Step Outside To Enjoy Easy Access To The Subway, Shopping, Dining, Museums, Theatres, And More.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13220386
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Bloor St E/Sherbourne
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$409/mo
Exposure
East
Property tax
$2,843 / 2025
Days on market
47
Listing brokerage
PSR

Rooms

BedroomMain3.17 × 2.82 m

hardwood floor · window floor to ceiling · large closet

BathroomMain0.00 × 0.00 m

ceramic floor · 3 pc bath

KitchenMain5.79 × 3.15 m

hardwood floor · stainless steel appl · backsplash

Dining RoomMain5.79 × 3.15 m

hardwood floor · combined w/living · open concept

Living RoomMain5.79 × 3.15 m

hardwood floor · window floor to ceiling · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bloor St East at Sherbourne St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Value driver
Comparable listingsCurrently listed nearby in North St. James Town · asking prices
$392kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2503-395 Bloor Street$419k1603-395 Bloor Street$399kL1-21 Earl Street$395k2109-395 Bloor Street$355k

The 4 closest active listings nearby.

See all comparable homes
500kThis home419k399k395k355kThis home vs active comparables
Live market pulseActive comparables in North St. James Town · median list $560K
$2,004this home / sqft
41active listings nearby
47days on market

46 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bloor St East at Sherbourne St, about 43 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$929K
Church-Yonge Corridor
$644K
Waterfront Communities C1
$698K
Banbury-Don Mills
$500K
Mimico
$875K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$2,279/mo
$106KIncome needed
4.7×Price ÷ income
$526Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,279Property tax $237Condo fee $409Total carry $2,925

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,135per month

Mortgage amount $399,999 · 4.14% over 25 years

$100,000Down payment (20.0%)
$399,999Loan before insurance
$0CMHC premium
$2,780Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,135
Property tax
$237
Condo / maintenance fees
$409
Heating
$0
Estimated monthly cost
$2,780

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,475
Toronto municipal land transfer tax
$6,475
Estimated closing costs
$12,950

Plus your down payment of $100,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,593/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$240,364Total interest paid
$640,363Total of all payments
Principal $399,999 Interest $240,364
YearPrincipalInterestBalance
1$9,371$16,244$390,629
2$9,763$15,852$380,866
3$10,171$15,444$370,695
4$10,596$15,018$360,099
5$11,040$14,575$349,059
6$11,501$14,113$337,558
7$11,982$13,632$325,575
8$12,484$13,131$313,092
9$13,006$12,609$300,086
10$13,550$12,065$286,536
11$14,117$11,498$272,420
12$14,707$10,907$257,713
13$15,322$10,292$242,390
14$15,963$9,651$226,427
15$16,631$8,984$209,796
16$17,327$8,288$192,470
17$18,051$7,563$174,419
18$18,806$6,808$155,612
19$19,593$6,022$136,019
20$20,412$5,202$115,607
21$21,266$4,348$94,341
22$22,156$3,459$72,185
23$23,083$2,532$49,102
24$24,048$1,566$25,054
25$25,054$561$0

At the end of your 5-year term

Total paid over the term
$128,073
Principal paid down
$50,940
Interest paid
$77,133
Balance remaining
$349,059

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $2,843− Condo fees $4,908− Insurance $600− Vacancy & upkeep $3,036Net operating income $16,213

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PSR. MLS®/PropTx.

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