291 St Clair Avenue, Toronto, ON
Rosedale-Moore Park, Toronto · MLS® C13248022
About this home
In short
- Rosedale Moore Park Detached Modern with Traditional Elegance - 3+2 bedroom, 3 bathrooms.
- In Toronto's most coveted neighborhood, this fully renovated approx.
- 1,500 sq ft above ground + finished basement) blends modern and traditional design for buyers seeking prestige, comfort, and convenience.
- Granite, oak, and bamboo floors with hardwood doors, rich stained wood moldings, and marble fireplaces add refinement.
- Minutes to dining, universities, hospitals, transit, and highways.
Rosedale Moore Park Detached Modern with Traditional Elegance - 3+2 bedroom, 3 bathrooms. In Toronto's most coveted neighborhood, this fully renovated approx. 2,500 sq ft home (approx. 1,500 sq ft above ground + finished basement) blends modern and traditional design for buyers seeking prestige, comfort, and convenience. Granite, oak, and bamboo floors with hardwood doors, rich stained wood moldings, and marble fireplaces add refinement. The black-and-white marble powder room and full bathrooms with massaging showers and a Jacuzzi hydrotherapy tub provide luxurious comfort. The open living/dining area flows to a kitchen with granite counters, premium appliances, breakfast area, wine-and-dine space, and French doors opening to a deck with programmable lighting and additional outdoor living space under a new pergola with live vines and integrated fire pit, followed by a stone patio with outdoor dining area and spiral patio heater, and a private retreat behind two storage sheds. Gardens bloom year-round with annuals and perennials. The granite-finished lower level includes decorative columns and fireplace. Curb appeal includes stone-framed blooms, a large driveway, and matching landing. Smart lighting in the primary bedroom, kitchen, bathroom, and deck allows adjustable brightness and color. Surrounded by elite schools Deer Park, North Toronto, Northern Secondary, and Upper Canada College. Minutes to dining, universities, hospitals, transit, and highways. The property's depth allows potential rear expansion for an additional unit, enhancing value and income.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13248022
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 22 × 143 ft
- Cross streets
- Mt.Pleasant/St.Clair
- Parking
- 1 parking
- Driveway
- Front Yard Parking
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,007 / 2025
- Days on market
- 98
- Listing brokerage
- HOMELIFE/CHAMPIONS REALTY INC.
Rooms
granite floor · closet
hardwood floor · closet
hardwood floor · closet
hardwood floor · fireplace · 2 pc bath
eat-in kitchen · french doors · w/o to deck
hardwood floor · bay window · combined w/living
hardwood floor · walk-in closet(s)
granite floor · closet
Listed at $1,735,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.68M, typically $1.54M to $2.18M. Comparable closings on their own put this home around $1.57M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.
A price cut is the likelier next move. 98 days on the market against about 38 for homes like it here, and asking 3% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.
Second read, from the city assessment: $1.81M. That is about 15% above the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.
Total price vs nearby homes. Fair value about $1.68M, median of 17 comparables.
The market behind the math:
About 0.8 months of inventory: 5 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,335/sqft against an area asking average of $1,108/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 17 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.81M, a close match.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Whitney Junior Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Rosedale-Moore Park, so I widened the search to the surrounding area.
Based on 17 comparable homes that sold in Rosedale-Moore Park over the past two years, from 151 closings there.
For sale
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For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.57M, which is where my estimate comes from.
Per square foot, these ask about $1,128/sqft; this home lists at $1,335/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Rosedale-Moore Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $1,388,000 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,483
- Property tax
- $834
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,317
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $31,175
- Toronto municipal land transfer tax
- $31,175
- Estimated closing costs
- $62,350
Plus your down payment of $347,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $448,972
- Principal paid down
- $174,691
- Interest paid
- $274,281
- Balance remaining
- $1,213,309
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Rosedale-Moore Park signed at a median of $6,535 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,964. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/CHAMPIONS REALTY INC.. MLS®/PropTx.