291 St Clair Avenue, Toronto, ON
Rosedale-Moore Park, Toronto · MLS® C13248022
About this home
Rosedale Moore Park Detached Modern with Traditional Elegance - 3+2 bedroom, 3 bathrooms. In Toronto's most coveted neighborhood, this fully renovated approx. 2,500 sq ft home (approx. 1,500 sq ft above ground + finished basement) blends modern and traditional design for buyers seeking prestige, comfort, and convenience. Granite, oak, and bamboo floors with hardwood doors, rich stained wood moldings, and marble fireplaces add refinement. The black-and-white marble powder room and full bathrooms with massaging showers and a Jacuzzi hydrotherapy tub provide luxurious comfort. The open living/dining area flows to a kitchen with granite counters, premium appliances, breakfast area, wine-and-dine space, and French doors opening to a deck with programmable lighting and additional outdoor living space under a new pergola with live vines and integrated fire pit, followed by a stone patio with outdoor dining area and spiral patio heater, and a private retreat behind two storage sheds. Gardens bloom year-round with annuals and perennials. The granite-finished lower level includes decorative columns and fireplace. Curb appeal includes stone-framed blooms, a large driveway, and matching landing. Smart lighting in the primary bedroom, kitchen, bathroom, and deck allows adjustable brightness and color. Surrounded by elite schools Deer Park, North Toronto, Northern Secondary, and Upper Canada College. Minutes to dining, universities, hospitals, transit, and highways. The property's depth allows potential rear expansion for an additional unit, enhancing value and income.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13248022
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500
- Lot
- 22 × 143 ft
- Cross streets
- Mt.Pleasant/St.Clair
- Parking
- 1 parking
- Driveway
- Front Yard Parking
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,007 / 2025
- Days on market
- 48
- Listing brokerage
- HOMELIFE/CHAMPIONS REALTY INC.
Rooms
granite floor · closet
hardwood floor · closet
hardwood floor · closet
hardwood floor · fireplace · 2 pc bath
eat-in kitchen · french doors · w/o to deck
hardwood floor · bay window · combined w/living
hardwood floor · walk-in closet(s)
granite floor · closet
Listed at $1,785,000, and my independent estimate is within the range of comparable homes, on the higher side.
In Rosedale-Moore Park lately, sellers get about 99% of asking; homes sell in ~25 days.
Total price vs nearby homes. Fair value about $1.58M, median of 29 comparables.
How this estimate is builtthe short version
I take the 29 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.83M, a bit higher.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Whitney Junior Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Rosedale-Moore Park, so I widened the search to the surrounding area.
Based on 29 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 13% above the area average of $1,220/sqft.
47 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rosedale-Moore Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $1,428,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,620
- Property tax
- $834
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,454
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,175
- Toronto municipal land transfer tax
- $32,175
- Estimated closing costs
- $64,350
Plus your down payment of $357,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $457,220
- Principal paid down
- $181,856
- Interest paid
- $275,364
- Balance remaining
- $1,246,144
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/CHAMPIONS REALTY INC.. MLS®/PropTx.