75 Yorkminster Road, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C13471852
About this home
In short
- Custom Builder-Owned French Country Masterpiece with Unrivaled Luxury Finishes, Fully Redesigned 3,793 sq ft of Above Grade Livable Space(Mpac) .Stunning curb appeal...
- Resort-style backyard oasis complete with outdoor kitchen, covered portico, private pool & detached cabana.
- Open-concept chef's kitchen with top-tier appliances & dedicated servery for entertaining.
- Palatial primary retreat featuring heated 5-piece ensuite & sprawling private terrace.
- Steps to top-ranked schools, local shops & TTC transit.
Custom Builder-Owned French Country Masterpiece with Unrivaled Luxury Finishes, Fully Redesigned 3,793 sq ft of Above Grade Livable Space(Mpac) .Stunning curb appeal paired with designer-curated interiors. Resort-style backyard oasis complete with outdoor kitchen, covered portico, private pool & detached cabana.Exquisite custom millwork & meticulous craftsmanship throughout, multiple fireplaces. Open-concept chef's kitchen with top-tier appliances & dedicated servery for entertaining.Palatial primary retreat featuring heated 5-piece ensuite & sprawling private terrace. Heated walk-out lower level includes guest bedroom, rec room, wine lounge & abundant storage.Steps to top-ranked schools, local shops & TTC transit. Upgrades: Central Vac, Lennox gas heating & cooling system, custom drapery, electronic air cleaner, whole-home humidifier, Nest smart thermostat, Nexxus surround sound & built-in speakers.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13471852
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 8 (2 half)
- Size
- 3500-5000 sq ft
- Lot
- 60 × 125 ft
- Cross streets
- York Mills & Bayview
- Parking
- 2 garage · 4 parking (built-in)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $17,848 / 2026
- Days on market
- 83
- Listing brokerage
- HC REALTY GROUP INC.
Rooms
Listed at $3,950,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $3.80M, typically $3.12M to $4.41M. Comparable closings on their own put this home around $3.46M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.
A price cut is the likelier next move. 83 days on the market against about 46 for homes like it here, and asking 4% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.
Second read, from the city assessment: $3.08M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $3.80M, median of 67 comparables.
The market behind the math:
About 2.5 months of inventory: 19 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $929/sqft against an area asking average of $1,184/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 67 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $3.08M, a bit lower.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 67 comparable homes that sold in St. Andrew-Windfields over the past two years, from 170 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,153/sqft; this home lists at $929/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
St. Andrew-Windfields, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $3,160,000 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $17,036
- Property tax
- $1,487
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $18,523
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $85,225
- Toronto municipal land transfer tax
- $94,725
- Estimated closing costs
- $179,950
Plus your down payment of $790,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,022,155
- Principal paid down
- $397,711
- Interest paid
- $624,444
- Balance remaining
- $2,762,289
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 22 whole-home leases in St. Andrew-Windfields signed at a median of $6,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,675. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.