75 Yorkminster Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13471852

$3,950,000
For Sale
Listed 32 days ago
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5Bedrooms
8Bathrooms
2Garage · 4 parking
3500-5000Sq Ft

About this home

Custom Builder-Owned French Country Masterpiece with Unrivaled Luxury Finishes, Fully Redesigned 3,793 sq ft of Above Grade Livable Space(Mpac) .Stunning curb appeal paired with designer-curated interiors. Resort-style backyard oasis complete with outdoor kitchen, covered portico, private pool & detached cabana.Exquisite custom millwork & meticulous craftsmanship throughout, multiple fireplaces. Open-concept chef's kitchen with top-tier appliances & dedicated servery for entertaining.Palatial primary retreat featuring heated 5-piece ensuite & sprawling private terrace. Heated walk-out lower level includes guest bedroom, rec room, wine lounge & abundant storage.Steps to top-ranked schools, local shops & TTC transit. Upgrades: Central Vac, Lennox gas heating & cooling system, custom drapery, electronic air cleaner, whole-home humidifier, Nest smart thermostat, Nexxus surround sound & built-in speakers.

Key facts

Property type
Detached, 2-Storey
MLS®
C13471852
Bedrooms
5 (4 + 1)
Bathrooms
8 (2 half)
Size
3500-5000
Lot
60 × 125 ft
Cross streets
York Mills & Bayview
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$17,848 / 2026
Days on market
32
Listing brokerage
HC REALTY GROUP INC.

Rooms

Dining RoomMain5.05 × 4.01 m
Bedroom 4Second4.32 × 4.29 m
Bedroom 2Second4.39 × 3.76 m
Bedroom 5Lower6.50 × 3.08 m
Living RoomMain5.05 × 5.05 m
RecreationLower12.19 × 4.78 m
BreakfastMain5.03 × 3.51 m
Bedroom 3Second5.97 × 5.61 m
Family RoomMain5.36 × 3.99 m
KitchenMain5.03 × 3.51 m
Primary BedroomSecond5.26 × 5.21 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$3.26Mest. value

Listed at $3,950,000, this home is about 21% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($929/sqft) is below the area, so you are paying for extra space rather than a premium.

In St. Andrew-Windfields lately, sellers have been getting about 97% of asking and homes sell in about 34 days.

Based on 41 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 41 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.98M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.45M
  • Bedrooms −$60K
  • Bathrooms +$60K
  • Adjusts to $2.45M

That comparable adjusts to $2.45M; the $3.26M estimate above is the median of all 41 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$2.78MGreat deal$3.95MOverpriced

Total price vs nearby homes. Fair value about $3.26M, median of 41 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in St. Andrew-Windfields · asking prices
$5.32Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

47 Tournament Drive$4.79M148 Munro Boulevard$6.29M15 Aldershot Crescent$4.75M75 Truman Road$5.48M67 Montressor Drive$5.29M

The 5 closest of 7 active listings nearby.

See all comparable homes
3.95MThis home4.79M6.29M4.75M5.48M5.29MThis home vs active comparables
Live market pulseActive comparables in St. Andrew-Windfields · median list $5.98M
$929this home / sqft
17active listings nearby
32days on market
97sold nearby · 90 days
$2.45Mmedian sold price
97%of asking, on average

This home lists 26% below the area average of $1,259/sqft.

31 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$3.00M
Bedford Park-Nortown
$2.28M
Leaside
$1.73M
L'Amoreaux
$1.54M
Danforth Village-East York
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$18,003/mo
$735KIncome needed
5.4×Price ÷ income
$4,154Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $18,003Property tax $1,487Total carry $19,490

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$16,863per month

Mortgage amount $3,160,000 · 4.14% over 25 years

$790,000Down payment (20.0%)
$3,160,000Loan before insurance
$0CMHC premium
$18,350Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$16,863
Property tax
$1,487
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18,350

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$85,225
Toronto municipal land transfer tax
$94,725
Estimated closing costs
$179,950

Plus your down payment of $790,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$20,482/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,898,880Total interest paid
$5,058,880Total of all payments
Principal $3,160,000 Interest $1,898,880
YearPrincipalInterestBalance
1$74,028$128,327$3,085,972
2$77,124$125,231$3,008,848
3$80,350$122,005$2,928,497
4$83,711$118,644$2,844,786
5$87,213$115,142$2,757,573
6$90,861$111,494$2,666,712
7$94,661$107,694$2,572,051
8$98,621$103,734$2,473,430
9$102,746$99,609$2,370,684
10$107,044$95,311$2,263,640
11$111,521$90,834$2,152,119
12$116,186$86,169$2,035,933
13$121,046$81,309$1,914,887
14$126,109$76,246$1,788,778
15$131,384$70,971$1,657,394
16$136,880$65,476$1,520,514
17$142,605$59,750$1,377,909
18$148,570$53,785$1,229,339
19$154,785$47,571$1,074,555
20$161,259$41,096$913,296
21$168,004$34,351$745,292
22$175,032$27,324$570,260
23$182,353$20,002$387,907
24$189,980$12,375$197,927
25$197,927$4,428$0

At the end of your 5-year term

Total paid over the term
$1,011,776
Principal paid down
$402,427
Interest paid
$609,349
Balance remaining
$2,757,573

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $17,848− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $59,250

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.

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