75 Truman Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13530700

$5,480,000
For Sale
Listed 67 days agoNo offer date stated
4+1Bedrooms
7Bathrooms
2Garage · 10 parking
3500-5000Sq ft

About this home

In short

  • Welcome to Villa Lunaire, an exquisitely renovated residence where timeless sophistication meets resort-inspired living.
  • Set on an extraordinary 60' x 267' private lot, this remarkable estate offers nearly 7,000 sq. ft. of beautifully appointed living space designed for elegant...
  • The designer kitchen, renovated in 2022, features premium Fisher & Paykel, Bosch, KitchenAid and Marvel appliances, seamlessly connecting to expansive living spaces...
  • A heated 18' x 36' saltwater pool, built-in hot tub, composite entertainment deck, cabana with granite countertop and sink, extensive stone landscaping, landscape...
  • The home offers five spacious bedrooms plus a lower-level guest or nanny suite, 5+2 bathrooms, an attached private two-car garage, and an impressive collection of...

Welcome to Villa Lunaire, an exquisitely renovated residence where timeless sophistication meets resort-inspired living. Set on an extraordinary 60' x 267' private lot, this remarkable estate offers nearly 7,000 sq. ft. of beautifully appointed living space designed for elegant entertaining and exceptional everyday living.Sun-filled principal rooms, professionally curated interiors by Qummunicate, and impeccable craftsmanship create a refined yet inviting atmosphere. The designer kitchen, renovated in 2022, features premium Fisher & Paykel, Bosch, KitchenAid and Marvel appliances, seamlessly connecting to expansive living spaces that overlook the spectacular backyard.Outside, discover a private retreat inspired by the world's finest resorts. A heated 18' x 36' saltwater pool, built-in hot tub, composite entertainment deck, cabana with granite countertop and sink, extensive stone landscaping, landscape lighting, and multiple outdoor entertaining areas create an unforgettable setting for relaxing or hosting beneath the stars.The home offers five spacious bedrooms plus a lower-level guest or nanny suite, 5+2 bathrooms, an attached private two-car garage, and an impressive collection of modern conveniences including Sonos whole-home audio, Lutron smart lighting, comprehensive security systems, a Generac whole-home backup generator, EV charging pre-wire, and numerous recent mechanical updates.Ideally located just moments from Bayview Village, the TTC subway, Crescent School, Toronto French School, Crestwood Preparatory College, Bayview Glen, The Granite Club and Donalda Club, Villa Lunaire offers an exceptional balance of privacy, prestige, and convenience.

Key facts

Property type
Detached, 2-Storey
MLS®
C13530700
Bedrooms
4+1 (5 total)
Bathrooms
7 (2 half)
Size
3500-5000 sq ft
Lot
60.08 × 267 ft
Cross streets
TRUMAN AND BAYVIEW
Parking
2 garage · 10 parking (attached)
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$27,339 / 2026
Days on market
67
Listing brokerage
HAMMOND INTERNATIONAL PROPERTIES LIMITED

Rooms

Family RoomMain6.60 × 7.15 m

fireplace · walk-out · overlooks pool

KitchenMain4.19 × 5.48 m

centre island · b/i appliances · open concept

Bedroom 2Second4.55 × 4.92 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

Bedroom 3Second4.55 × 4.26 m

hardwood floor · 3 pc ensuite · closet

Primary BedroomSecond5.93 × 7.04 m

5 pc ensuite · walk-in closet(s) · overlooks backyard

Bedroom 4Second4.55 × 6.47 m

3 pc ensuite · hardwood floor · closet

Dining RoomMain3.46 × 5.38 m

hardwood floor · open concept · wainscoting

Living RoomMain4.55 × 6.54 m

fireplace · open concept · north view

OfficeMain4.53 × 3.98 m

hardwood floor · closet · north view

Bedroom 5Second4.66 × 4.13 m

hardwood floor · b/i bookcase · closet

Our TakeTeam Asgarian · Broker
In line
$5.16Mest. value

Listed at $5,480,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $5.16M, typically $4.85M to $6.03M. Comparable listings on their own put this home around $4.41M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

Second read, from the city assessment: $5.19M. That is about 18% above the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$4.85MBelow asking range$6.03MAbove asking range

Total price vs nearby homes. Fair value about $5.16M, median of 7 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
95%of asking, on average
−14%prices vs a year ago
~46 dayshomes like this take to sell
67days on market so far
$7,174/moest. rent · 14 leases
1.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.1 months of inventory: 24 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,289/sqft against an area asking average of $1,149/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 7 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single listing.

It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $5.19M, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 7 comparable homes nearby.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Wexford-Maryvale
$1.10M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Harrison Public School
82%
Harrison Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 82% meet the provincial standard
Park Lane Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Dunlace Public School · Public elementary0.9 km · 69% at standard
Windfields Middle School · Public elementary1.0 km · 91% at standard
Elkhorn Public School · Public elementary1.1 km · 85% at standard
St Andrew's Middle School · Public elementary1.3 km · 81% at standard
Hollywood Public School · Public elementary1.4 km · 96% at standard
Avondale Alternative Elementary School · Public elementary1.5 km · 94% at standard
Avondale Public School · Public elementary1.5 km · 70% at standard
Owen Public School · Public elementary1.6 km · 59% at standard
Bayview Middle School · Public elementary1.7 km · 80% at standard
Denlow Public School · Public elementary2.2 km · 90% at standard
Earl Haig Secondary School · Public secondary2.2 km · 90% at standard
Cardinal Carter ES · Catholic elementary2.3 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$24,976/mo
$1026KIncome needed
5.3×Price ÷ income
$5,764Weekly cost
$291,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $24,976Property tax $2,278Total carry $27,254

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$23,635per month

Mortgage amount $4,384,000 · 4.24% over 25 years

$1,096,000Down payment (20.0%)
$4,384,000Loan before insurance
$0CMHC premium
$25,913Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$23,635
Property tax
$2,278
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$25,913

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$123,475
Toronto municipal land transfer tax
$167,875
Estimated closing costs
$291,350

Plus your down payment of $1,096,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$28,678/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,706,391Total interest paid
$7,090,391Total of all payments
Principal $4,384,000 Interest $2,706,391
YearPrincipalInterestBalance
1$101,292$182,324$4,282,708
2$105,632$177,984$4,177,077
3$110,158$173,458$4,066,919
4$114,878$168,737$3,952,040
5$119,801$163,815$3,832,240
6$124,934$158,681$3,707,305
7$130,287$153,328$3,577,018
8$135,870$147,745$3,441,148
9$141,692$141,923$3,299,456
10$147,764$135,852$3,151,692
11$154,095$129,520$2,997,597
12$160,698$122,918$2,836,899
13$167,584$116,032$2,669,315
14$174,765$108,851$2,494,550
15$182,253$101,362$2,312,296
16$190,063$93,553$2,122,234
17$198,207$85,409$1,924,027
18$206,700$76,916$1,717,327
19$215,557$68,059$1,501,770
20$224,793$58,822$1,276,976
21$234,426$49,190$1,042,550
22$244,471$39,145$798,080
23$254,946$28,669$543,133
24$265,870$17,745$277,263
25$277,263$6,353$0

At the end of your 5-year term

Total paid over the term
$1,418,078
Principal paid down
$551,760
Interest paid
$866,318
Balance remaining
$3,832,240

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 14 whole-home leases in St. Andrew-Windfields$7,174/mo
$86,088Gross annual rent
0.9%Cap rate after taxes and upkeep
$6,632 to $8,326Typical rent range
~35 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 14 whole-home leases in St. Andrew-Windfields signed at a median of $7,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,174. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.6%
Gross yield
− Property tax $27,339− Insurance $1,400− Vacancy & upkeep $9,470Net operating income $47,879

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HAMMOND INTERNATIONAL PROPERTIES LIMITED. MLS®/PropTx.

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