64 Montressor Drive, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13499470

$3,680,000
For Sale
Listed 75 days agoNo offer date statedPrice drop likely
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4+1Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • A Beautifully Higgins Designed Teddington Built Luxury Living Home Nestled in The Prestigious St.
  • High Ceilings, Exquisite Finishes, Oak Hardwood Floor, Ample Custom Cabinetry, Large Island in Kithchen, Open-Concept Layout with Spacious Room Area.
  • The Luxurious Primary Suite with a Spacious Walk-in Closet and a Five-piece Heated Ensuite Bathroom.
  • The Second & Third Bedroom Features Its Own Ensuite Bathroom, The Finished Basement Offers a Large Recreation Area, Exercise Room, Home Theatre, And An Extra Bedroom...
  • Close to York Mills Arena, High ranking Public and Private School (Owen P.S, St Andrews, Yorkmills C.I., TFS, Crescent, Bayview Glen), Easy Access to Hwy 401, Mins to...

A Beautifully Higgins Designed Teddington Built Luxury Living Home Nestled in The Prestigious St. Andrews/Windfield Community. High Ceilings, Exquisite Finishes, Oak Hardwood Floor, Ample Custom Cabinetry, Large Island in Kithchen, Open-Concept Layout with Spacious Room Area. The Luxurious Primary Suite with a Spacious Walk-in Closet and a Five-piece Heated Ensuite Bathroom. The Second & Third Bedroom Features Its Own Ensuite Bathroom, The Finished Basement Offers a Large Recreation Area, Exercise Room, Home Theatre, And An Extra Bedroom Ideal for Guests. Close to York Mills Arena, High ranking Public and Private School (Owen P.S, St Andrews, Yorkmills C.I., TFS, Crescent, Bayview Glen), Easy Access to Hwy 401, Mins to Banks, Grocery Stores and Other Essential Amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
C13499470
Bedrooms
4+1 (5 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
85.59 × 120.16 ft
Cross streets
Bayview/York Mills
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$19,559 / 2026
Days on market
75
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

KitchenGround6.30 × 5.92 m

w/o to deck · centre island · b/i desk

LibraryGround6.20 × 5.18 m

fireplace · b/i shelves · hardwood floor

Dining RoomGround5.18 × 3.96 m

swing doors · crown moulding · coffered ceiling(s)

FoyerGround0.00 × 0.00 m

wainscoting · crown moulding · coffered ceiling(s)

Media RoomBasement6.71 × 5.77 m

coffered ceiling(s) · double doors · broadloom

Primary BedroomSecond5.49 × 5.16 m

5 pc ensuite · coffered ceiling(s) · walk-in closet(s)

Bedroom 3Second4.27 × 4.19 m

3 pc ensuite · walk-in closet(s) · broadloom

Bedroom 2Second4.24 × 3.96 m

double closet · crown moulding · window

Bedroom 4Second4.50 × 4.11 m

4 pc ensuite · crown moulding · walk-in closet(s)

Family RoomGround6.20 × 5.18 m

fireplace · overlooks garden · hardwood floor

Bedroom 5Basement4.65 × 3.99 m

double closet · window · broadloom

Game RoomBasement5.77 × 5.03 m

crown moulding · window · broadloom

Our TakeTeam Asgarian · Broker
In line
$3.54Mest. value

Listed at $3,680,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $3.54M, typically $2.94M to $4.13M. Comparable closings on their own put this home around $3.20M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

A price cut is the likelier next move. 75 days on the market against about 46 for homes like it here, and asking 4% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.

Second read, from the city assessment: $3.37M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$2.94MBelow recent closings$4.13MAbove recent closings

Total price vs nearby homes. Fair value about $3.54M, median of 74 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
95%of asking, on average
−14%prices vs a year ago
~46 dayshomes like this take to sell
75days on market so far
$6,532/moest. rent · 25 leases
2.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.1 months of inventory: 24 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $866/sqft against an area asking average of $1,098/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 74 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $3.37M, a close match.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 74 comparable homes that sold in St. Andrew-Windfields over the past two years, from 170 closings there.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$4.17Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $981/sqft; this home lists at $866/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
3.68MThis home3.99M5.00M3.60M3.98M4.28MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$2.37M
Newtonbrook West
$1.70M
Clairlea-Birchmount
$833K
Brookhaven-Amesbury
$1.02M
Centennial Scarborough
$1.14M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Avondale Alternative Elementary School · Public elementary0.6 km · 94% at standard
Avondale Public School · Public elementary0.6 km · 70% at standard
Owen Public School · Public elementary1.1 km · 59% at standard
Harrison Public School · Public elementary1.2 km · 82% at standard
Hollywood Public School · Public elementary1.3 km · 96% at standard
Cardinal Carter ES · Catholic elementary1.5 km
Cardinal Carter Academy for the Arts · Catholic secondary1.5 km · 92% at standard
Claude Watson School for the Arts · Public elementary1.6 km · 96% at standard
Earl Haig Secondary School · Public secondary1.6 km · 90% at standard
Elkhorn Public School · Public elementary1.7 km · 85% at standard
St Edward Catholic School · Catholic elementary1.8 km · 89% at standard
Windfields Middle School · Public elementary1.8 km · 91% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$16,772/mo
$694KIncome needed
5.3×Price ÷ income
$3,871Weekly cost
$163,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $16,772Property tax $1,630Total carry $18,402

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,871per month

Mortgage amount $2,944,000 · 4.24% over 25 years

$736,000Down payment (20.0%)
$2,944,000Loan before insurance
$0CMHC premium
$17,501Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,871
Property tax
$1,630
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,501

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$78,475
Toronto municipal land transfer tax
$85,275
Estimated closing costs
$163,750

Plus your down payment of $736,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$19,258/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,817,430Total interest paid
$4,761,430Total of all payments
Principal $2,944,000 Interest $1,817,430
YearPrincipalInterestBalance
1$68,021$122,437$2,875,979
2$70,935$119,522$2,805,044
3$73,975$116,482$2,731,069
4$77,145$113,313$2,653,925
5$80,450$110,007$2,573,475
6$83,897$106,560$2,489,577
7$87,492$102,965$2,402,085
8$91,241$99,216$2,310,844
9$95,151$95,306$2,215,693
10$99,228$91,229$2,116,465
11$103,480$86,977$2,012,985
12$107,914$82,543$1,905,071
13$112,538$77,919$1,792,532
14$117,360$73,097$1,675,172
15$122,389$68,068$1,552,783
16$127,633$62,824$1,425,150
17$133,102$57,355$1,292,047
18$138,806$51,651$1,153,241
19$144,754$45,704$1,008,488
20$150,956$39,501$857,531
21$157,425$33,033$700,107
22$164,170$26,287$535,937
23$171,205$19,252$364,732
24$178,541$11,916$186,191
25$186,191$4,266$0

At the end of your 5-year term

Total paid over the term
$952,286
Principal paid down
$370,525
Interest paid
$581,761
Balance remaining
$2,573,475

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 25 whole-home leases in St. Andrew-Windfields$6,532/mo
$78,384Gross annual rent
1.3%Cap rate after taxes and upkeep
$5,735 to $7,350Typical rent range
~35 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 25 whole-home leases in St. Andrew-Windfields signed at a median of $6,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,532. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.1%
Gross yield
− Property tax $19,559− Insurance $1,400− Vacancy & upkeep $8,622Net operating income $48,803

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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