2 Chieftain Crescent, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13768906

$3,595,000
For Sale
Listed 1 day agoNo offer date stated
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4+1Bedrooms
5Bathrooms
2Garage · 4 parking
3500-5000Sq ft

About this home

In short

  • Andrews neighbourhood you could be living in a sanctuary of luxury.
  • This spectacular showcase corner lot within a coveted Toronto district awaits a new home and a visionary's creation.
  • You will be ideally located close to top-rated schools with easy transportation all while being surrounded by exquisite homes.
  • Also a schematic zoning-ready proposal is done for 3 floors with 8,500+ Sq.

In the elite St. Andrews neighbourhood you could be living in a sanctuary of luxury. Build your dream mansion in the heart of Fifeshire, one of Toronto's most desirable communities. This spectacular showcase corner lot within a coveted Toronto district awaits a new home and a visionary's creation. This appealing property is a true gem . You will be ideally located close to top-rated schools with easy transportation all while being surrounded by exquisite homes. Some room photos show virtually staged furnishings. There are also renderings of conceptual homes. The proposed concepts labeled with Sharf Architecture Inc. have site plan, floor plans, and area calculations. Also a schematic zoning-ready proposal is done for 3 floors with 8,500+ Sq.Ft. of above ground living space. Now is the time to move on this exceptional opportunity.

Key facts

Property type
Detached, 2-Storey
MLS®
C13768906
Bedrooms
4+1 (5 total)
Bathrooms
5 (2 half)
Size
3500-5000 sq ft
Lot
107.41 × 150.71 ft
Cross streets
Fifeshire and Bayview
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Shingle
Foundation
Poured Concrete
Roof
Cedar, Shake
Sewer
Sewer
Pool
Inground
Property tax
$16,858 / 2026
Days on market
1
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

KitchenBasement2.70 × 2.30 m
BedroomSecond5.00 × 4.70 m
KitchenMain8.40 × 4.60 m
Furnace RoomBasement6.20 × 4.00 m
OtherBasement8.30 × 4.70 m
Bedroom 4Second3.00 × 2.80 m
BedroomBasement6.40 × 4.10 m
Living RoomMain8.50 × 4.70 m
RecreationBasement9.00 × 4.40 m
Bedroom 2Second4.80 × 3.70 m
FoyerMain2.60 × 2.30 m
Family RoomMain5.30 × 4.60 m
LaundryMain2.80 × 2.40 m
Bedroom 3Second4.70 × 3.70 m
Dining RoomMain5.20 × 3.90 m
Our TakeTeam Asgarian · Broker
In line
$3.64Mest. value

Listed at $3,595,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $3.64M, typically $2.90M to $4.25M. Comparable closings on their own put this home around $3.73M, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $2.84M. That is about 24% below the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$2.90MBelow recent closings$4.25MAbove recent closings

Total price vs nearby homes. Fair value about $3.64M, median of 46 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
95%of asking, on average
−14%prices vs a year ago
~46 dayshomes like this take to sell
1days on market so far
$7,024/moest. rent · 14 leases
2.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.8 months of inventory: 14 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $846/sqft against an area asking average of $1,031/sqft. Size and $/sqft both feed the estimate above.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
  • Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version

I take the 46 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.84M, lower than the comparables and worth a second look.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 46 comparable homes that sold in St. Andrew-Windfields over the past two years, from 170 closings there.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$2.37M
Newtonbrook West
$1.70M
Clairlea-Birchmount
$833K
Brookhaven-Amesbury
$1.00M
Centennial Scarborough
$1.14M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Owen Public School · Public elementary0.7 km · 59% at standard
Avondale Alternative Elementary School · Public elementary0.9 km · 94% at standard
Avondale Public School · Public elementary0.9 km · 70% at standard
Harrison Public School · Public elementary1.1 km · 82% at standard
Windfields Middle School · Public elementary1.6 km · 91% at standard
Hollywood Public School · Public elementary1.7 km · 96% at standard
Dunlace Public School · Public elementary1.8 km · 69% at standard
Cardinal Carter ES · Catholic elementary1.8 km
Cardinal Carter Academy for the Arts · Catholic secondary1.8 km · 92% at standard
St Edward Catholic School · Catholic elementary1.8 km · 89% at standard
Claude Watson School for the Arts · Public elementary1.9 km · 96% at standard
Elkhorn Public School · Public elementary2.0 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$16,385/mo
$671KIncome needed
5.4×Price ÷ income
$3,781Weekly cost
$158,650Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $16,385Property tax $1,405Total carry $17,790

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,505per month

Mortgage amount $2,876,000 · 4.24% over 25 years

$719,000Down payment (20.0%)
$2,876,000Loan before insurance
$0CMHC premium
$16,910Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,505
Property tax
$1,405
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,910

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$76,350
Toronto municipal land transfer tax
$82,300
Estimated closing costs
$158,650

Plus your down payment of $719,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$18,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,775,452Total interest paid
$4,651,452Total of all payments
Principal $2,876,000 Interest $1,775,452
YearPrincipalInterestBalance
1$66,449$119,609$2,809,551
2$69,297$116,761$2,740,254
3$72,266$113,792$2,667,988
4$75,363$110,695$2,592,625
5$78,592$107,466$2,514,033
6$81,960$104,099$2,432,074
7$85,471$100,587$2,346,602
8$89,134$96,924$2,257,468
9$92,953$93,105$2,164,515
10$96,936$89,122$2,067,579
11$101,090$84,968$1,966,489
12$105,421$80,637$1,861,068
13$109,939$76,119$1,751,129
14$114,650$71,409$1,636,479
15$119,562$66,496$1,516,917
16$124,685$61,373$1,392,232
17$130,028$56,030$1,262,204
18$135,600$50,458$1,126,604
19$141,410$44,648$985,194
20$147,469$38,589$837,724
21$153,788$32,270$683,936
22$160,378$25,680$523,558
23$167,250$18,808$356,307
24$174,417$11,641$181,891
25$181,891$4,168$0

At the end of your 5-year term

Total paid over the term
$930,290
Principal paid down
$361,967
Interest paid
$568,323
Balance remaining
$2,514,033

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 14 whole-home leases in St. Andrew-Windfields$7,024/mo
$84,288Gross annual rent
1.6%Cap rate after taxes and upkeep
$6,432 to $8,126Typical rent range
~35 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 14 whole-home leases in St. Andrew-Windfields signed at a median of $7,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,024. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.3%
Gross yield
− Property tax $16,858− Insurance $1,400− Vacancy & upkeep $9,272Net operating income $56,759

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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