3 Legacy Court, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13575934

$4,998,000
For Sale
Listed 56 days agoNo offer date stated
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◎ Directions
4+1Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • Stunning Custom Residence, Windermere Homes Built On A Quiet Exclusive Cul-De-Sac In Prestigious Family-Friendly Neighbourhood of St.
  • 187' Of Frontage, Soaring Ceilings, Crown Moulding, Integrated Speakers, And Luxurious Finishes Throughout.
  • Open Concept Gourmet Kitchen With Breakfast Area And Family Room Features Custom Finishes, Cathedral Ceiling And Sun-Drenched Interior With Walkouts To The Sprawling...
  • The Tranquil Primary Retreat Features Ante-Room Entrance, Vaulted Ceiling, Sitting Area With Custom Fireplace, Walk-In Closet, And Lavish 8-Piece Ensuite With...
  • Three More Bedrooms With Ensuites Plus Convenient Laundry Complete The 2nd Floor.

Stunning Custom Residence, Windermere Homes Built On A Quiet Exclusive Cul-De-Sac In Prestigious Family-Friendly Neighbourhood of St. Andrew-Windfields. 187' Of Frontage, Soaring Ceilings, Crown Moulding, Integrated Speakers, And Luxurious Finishes Throughout. Generously-Sized Principal Rooms Overlooking The Serene Rear Rock Garden Set Against A Lush Verdant Landscape. Open Concept Gourmet Kitchen With Breakfast Area And Family Room Features Custom Finishes, Cathedral Ceiling And Sun-Drenched Interior With Walkouts To The Sprawling Side Garden. The Tranquil Primary Retreat Features Ante-Room Entrance, Vaulted Ceiling, Sitting Area With Custom Fireplace, Walk-In Closet, And Lavish 8-Piece Ensuite With Spa-Like Amenities. Three More Bedrooms With Ensuites Plus Convenient Laundry Complete The 2nd Floor. The Lower Level Offers A Sprawling Rec Room With Fireplace Plus Exercise Room With 3-Piece Ensuite And Steam Shower, And Nanny Suite. The Impeccably Maintained Interior Is Elevated Even Further By The Residence's Stunning Curb Appeal - Custom Stucco Exterior And Refined Architecture Set Within An Exclusive Lot Featuring 187.99' Frontage With Mature Trees, Manicured Lawns And Custom Landscaping Including Water Feature And Two-Level Stone Terrace. Conveniently Located Within Minutes Of Hwy 401, Top-Rated Golf, Renowned Public And Private Schools, Granite Club, High-End Shops And Eateries.

Key facts

Property type
Detached, 2-Storey
MLS®
C13575934
Bedrooms
4+1 (5 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
187.99 × 103.18 ft
Cross streets
Bayview Ave/York Mills Rd
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$22,849 / 2025
Days on market
56
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

BreakfastMain3.84 × 2.26 m

stone floor · overlooks garden · w/o to terrace

Bedroom 2Second4.75 × 4.09 m

walk-in closet(s) · broadloom · semi ensuite

FoyerMain3.10 × 1.91 m

closet · crown moulding · stone floor

Bedroom 3Second3.94 × 3.68 m

broadloom · semi ensuite · walk-in closet(s)

OfficeMain4.52 × 2.95 m

hardwood floor · overlooks frontyard · swing doors

Exercise RoomLower4.55 × 3.86 m

3 pc bath · sauna · broadloom

Living RoomMain4.72 × 3.99 m

hardwood floor · overlooks backyard · crown moulding

Dining RoomMain4.60 × 3.99 m

overlooks living · swing doors · hardwood floor

Bedroom 5Lower6.81 × 3.71 m

broadloom · 4 pc ensuite · walk-in closet(s)

RecreationLower8.00 × 6.48 m

fireplace · above grade window · broadloom

Bedroom 4Second4.42 × 3.28 m

4 pc ensuite · broadloom · double closet

KitchenMain3.96 × 3.28 m

centre island · family size kitchen · breakfast area

Family RoomMain7.09 × 4.88 m

gas fireplace · cathedral ceiling(s) · juliette balcony

Primary BedroomSecond6.02 × 4.27 m

6 pc ensuite · gas fireplace · walk-in closet(s)

Our TakeTeam Asgarian · Broker
In line
$4.76Mest. value

Listed at $4,998,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $4.76M, typically $4.40M to $5.12M. Comparable listings on their own put this home around $4.20M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

Second read, from the city assessment: $4.34M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$4.40MBelow asking range$5.12MAbove asking range

Total price vs nearby homes. Fair value about $4.76M, median of 8 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
95%of asking, on average
−14%prices vs a year ago
~46 dayshomes like this take to sell
56days on market so far
$7,700/moest. rent · 11 leases
1.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 23 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,176/sqft against an area asking average of $1,089/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 8 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single listing.

It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $4.34M, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 8 comparable homes nearby.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$4.40Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,036/sqft; this home lists at $1,176/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
5.00MThis home3.99M3.68M5.48M4.49M4.38MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Wexford-Maryvale
$1.10M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Avondale Alternative Elementary School · Public elementary0.8 km · 94% at standard
Avondale Public School · Public elementary0.8 km · 70% at standard
Owen Public School · Public elementary1.0 km · 59% at standard
Harrison Public School · Public elementary1.1 km · 82% at standard
Hollywood Public School · Public elementary1.4 km · 96% at standard
Cardinal Carter ES · Catholic elementary1.6 km
Windfields Middle School · Public elementary1.6 km · 91% at standard
Cardinal Carter Academy for the Arts · Catholic secondary1.6 km · 92% at standard
Elkhorn Public School · Public elementary1.7 km · 85% at standard
Dunlace Public School · Public elementary1.7 km · 69% at standard
Claude Watson School for the Arts · Public elementary1.7 km · 96% at standard
Earl Haig Secondary School · Public secondary1.8 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$22,779/mo
$929KIncome needed
5.4×Price ÷ income
$5,257Weekly cost
$252,810Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $22,779Property tax $1,904Total carry $24,683

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$21,556per month

Mortgage amount $3,998,400 · 4.24% over 25 years

$999,600Down payment (20.0%)
$3,998,400Loan before insurance
$0CMHC premium
$23,460Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$21,556
Property tax
$1,904
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$23,460

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$111,425
Toronto municipal land transfer tax
$141,385
Estimated closing costs
$252,810

Plus your down payment of $999,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$26,155/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,468,347Total interest paid
$6,466,747Total of all payments
Principal $3,998,400 Interest $2,468,347
YearPrincipalInterestBalance
1$92,382$166,288$3,906,018
2$96,341$162,329$3,809,677
3$100,469$158,201$3,709,208
4$104,774$153,896$3,604,434
5$109,264$149,406$3,495,170
6$113,945$144,724$3,381,225
7$118,828$139,842$3,262,397
8$123,920$134,750$3,138,477
9$129,229$129,440$3,009,248
10$134,767$123,903$2,874,481
11$140,542$118,128$2,733,939
12$146,564$112,106$2,587,376
13$152,844$105,826$2,434,532
14$159,393$99,277$2,275,139
15$166,223$92,447$2,108,916
16$173,346$85,324$1,935,570
17$180,773$77,896$1,754,796
18$188,519$70,150$1,566,277
19$196,597$62,072$1,369,680
20$205,021$53,648$1,164,658
21$213,807$44,863$950,852
22$222,968$35,702$727,884
23$232,522$26,148$495,361
24$242,486$16,184$252,876
25$252,876$5,794$0

At the end of your 5-year term

Total paid over the term
$1,293,349
Principal paid down
$503,230
Interest paid
$790,120
Balance remaining
$3,495,170

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in St. Andrew-Windfields$7,700/mo
$92,400Gross annual rent
1.2%Cap rate after taxes and upkeep
$6,750 to $10,552Typical rent range
~35 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in St. Andrew-Windfields signed at a median of $7,091 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,700. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.8%
Gross yield
− Property tax $22,849− Insurance $1,400− Vacancy & upkeep $10,164Net operating income $57,987

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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