164 Owen Boulevard, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C13721642
About this home
In short
- Welcome to this exceptional residence in the prestigious St.
- Boasting approximately 4,600 sq. ft. above grade, this stately home features 10 ft ceilings on the main floor, grand principal rooms, and a soaring cathedral foyer.
- Refined details such as vaulted ceilings, rich architectural finishes, and bright, open spaces enhance everyday living.
- The expansive primary suite boasts his-and-hers walk-in closets and a luxurious 6-piece ensuite.
- The walk-out lower level is ideal for entertaining, offering multiple recreation zones, a wet bar, a nanny/in-law suite, and direct access to a lush, park-like...
Welcome to this exceptional residence in the prestigious St. Andrew-Windfields community, nestled on a quiet, tree-lined street surrounded by luxury homes. Boasting approximately 4,600 sq. ft. above grade, this stately home features 10 ft ceilings on the main floor, grand principal rooms, and a soaring cathedral foyer. The panelled main-floor library and chef-inspired kitchen with granite centre island and breakfast area offer both elegance and functionality.Refined details such as vaulted ceilings, rich architectural finishes, and bright, open spaces enhance everyday living. The expansive primary suite boasts his-and-hers walk-in closets and a luxurious 6-piece ensuite. The walk-out lower level is ideal for entertaining, offering multiple recreation zones, a wet bar, a nanny/in-law suite, and direct access to a lush, park-like backyard with a rare 190 ft depth.Located in one of Toronto's most sought-after school districts - York Mills Collegiate Institute, Owen Public School, and St. Andrew's Middle School - this home is perfect for families seeking luxury, comfort, and top-tier education.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13721642
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 60 × 190 ft
- Cross streets
- York Mills & Bayview
- Parking
- 2 garage · 8 parking (built-in)
- Driveway
- Circular Drive
- Basement
- Finished, Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Other
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $23,113 / 2025
- Days on market
- 14
- Listing brokerage
- HOMELIFE GOLCONDA REALTY INC.
Rooms
french doors · hardwood floor · panelled
semi ensuite · double closet · california shutters
vaulted ceiling(s) · california shutters · broadloom
w/o to garden · wet bar · broadloom
sunken room · california shutters · combined w/dining
w/o to deck · b/i desk · hardwood floor
coffered ceiling(s) · crown moulding · swing doors
centre island · granite counters · breakfast bar
walk-in closet(s) · semi ensuite · broadloom
his and hers closets · 6 pc ensuite · coffered ceiling(s)
3 pc ensuite · walk-in closet(s) · california shutters
Listed at $4,380,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $4.22M, typically $4.00M to $4.34M. Comparable listings on their own put this home around $3.85M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.
Second read, from the city assessment: $4.37M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $4.22M, median of 5 comparables.
The market behind the math:
About 1.8 months of inventory: 14 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,031/sqft against an area asking average of $1,018/sqft. Size and $/sqft both feed the estimate above.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. In St. Andrew-Windfields basements rarely rent out (5 of 133 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
I take the 5 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $4.37M, a close match.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($1,031/sqft) is in line with the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 5 comparable homes nearby.
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $990/sqft; this home lists at $1,031/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
St. Andrew-Windfields, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $3,504,000 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $18,890
- Property tax
- $1,926
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $20,817
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $95,975
- Toronto municipal land transfer tax
- $113,575
- Estimated closing costs
- $209,550
Plus your down payment of $876,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,133,427
- Principal paid down
- $441,006
- Interest paid
- $692,422
- Balance remaining
- $3,062,994
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in St. Andrew-Windfields basements rarely rent out (5 of 133 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 22 whole-home leases in St. Andrew-Windfields signed at a median of $6,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,425. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE GOLCONDA REALTY INC.. MLS®/PropTx.