220 Torresdale Avenue, Toronto, ON

Westminster-Branson, Toronto · MLS® C13546582

$1,688,888
For Sale
Listed 8 days ago
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5Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Absolute Showstopper! Welcome to this fully reimagined, single detached masterpiece in the highly coveted Westminister-Branson Enclave. No detail has been overlooked in this top-to-bottom, ultra-modern renovation boasting over $200K in premium luxury upgrades. The bright, sun-drenched main level features as airy, open-concept layout with pristine contemporary flooring, smooth ceilings, and sophisticated architectural details throughout. A true chef's dream, the newly designed kitchen features high-end finishes, sleek integrated cabinetry, and quartz countertop perfect for entertaining. The upper levels offer spacious, sunlit bedrooms and spa-like, professionally curated bathrooms with high-end fixtures, Step downstairs to a fully finished, versatile lower level-ideal for a premium media room, home office, or guest suite. Enjoy a seamless indoor-outdoor flow to a private backyard oasis. Unbeatable location just minutes to top-rated schools, Rockford and Antibes Pak, TTC, Community Centres, and the vibrant shops of North York. Turn-key perfection investment or Just move in and enjoy! New Furance, New A/C, New Roof, New Hardwood floors throughout, New Windows with Many upgrade. Has been Done!

Key facts

Property type
Detached, 2-Storey
MLS®
C13546582
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
2500-3000
Lot
72.19 × 106.5 ft
Cross streets
Torresdale and Steeles
Parking
2 garage · 6 parking (built-in)
Basement
Apartment
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,123 / 2026
Days on market
8
Listing brokerage
HOME STANDARDS BRICKSTONE REALTY
Moe’s TakeTeam Asgarian · Broker
Below comparables
$2.05Mest. value

Listed at $1,688,888, this home is about 18% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($614/sqft) is above the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Westminster-Branson, so I widened the search to the surrounding area.

Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.42M, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.19M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $1.23M

That comparable adjusts to $1.23M; the $2.05M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Rockford Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bathurst St at Rockford Rd is about a 5-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.69MGreat deal$2.64MOverpriced

Total price vs nearby homes. Fair value about $2.05M, median of 16 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.82Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

84 Fred Young Drive$1.80M18 Thatcher Avenue$1.98M59 Princemere Crescent$1.74M4 Lunness Road$1.50M20 Mossgrove Trail$2.09M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.69MThis home1.80M1.98M1.74M1.50M2.09MThis home vs active comparables
Live market pulseActive comparables in Westminster-Branson · median list $1.60M
$614this home / sqft
6active listings nearby
8days on market

This home lists 13% above the area average of $545/sqft.

7 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Westminster-Branson, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bathurst St at Rockford Rd, about 411 m away

20+ transit stops2 grocery20+ dining20+ parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Lawrence Park South
$2.14M
Wexford-Maryvale
$865K
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rockford Public School
54%
Rockford Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 54% meet the provincial standard
Fisherville Senior Public SchoolEQAO results not published
Avondale Secondary Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$7,697/mo
$312KIncome needed
5.4×Price ÷ income
$1,776Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $7,697Property tax $510Total carry $8,208

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,210per month

Mortgage amount $1,351,110 · 4.14% over 25 years

$337,778Down payment (20.0%)
$1,351,110Loan before insurance
$0CMHC premium
$7,720Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,210
Property tax
$510
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,720

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,253
Toronto municipal land transfer tax
$30,253
Estimated closing costs
$60,506

Plus your down payment of $337,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,757/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$811,898Total interest paid
$2,163,008Total of all payments
Principal $1,351,110 Interest $811,898
YearPrincipalInterestBalance
1$31,652$54,868$1,319,459
2$32,976$53,545$1,286,483
3$34,355$52,165$1,252,128
4$35,792$50,728$1,216,335
5$37,289$49,231$1,179,046
6$38,849$47,671$1,140,197
7$40,474$46,046$1,099,723
8$42,167$44,353$1,057,556
9$43,931$42,590$1,013,625
10$45,768$40,752$967,857
11$47,683$38,838$920,174
12$49,677$36,843$870,497
13$51,755$34,765$818,742
14$53,920$32,600$764,822
15$56,175$30,345$708,646
16$58,525$27,995$650,121
17$60,973$25,547$589,148
18$63,524$22,997$525,624
19$66,181$20,340$459,444
20$68,949$17,571$390,495
21$71,833$14,687$318,662
22$74,838$11,683$243,824
23$77,968$8,552$165,856
24$81,229$5,291$84,627
25$84,627$1,893$0

At the end of your 5-year term

Total paid over the term
$432,602
Principal paid down
$172,064
Interest paid
$260,537
Balance remaining
$1,179,046

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $6,123− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $48,547

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOME STANDARDS BRICKSTONE REALTY. MLS®/PropTx.

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