1089 Mt Pleasant Road, Toronto, ON
Mount Pleasant East, Toronto · MLS® C13582792
About this home
In short
- 1089 Mt Pleasant Rd is a semi-detached century home in the Sherwood park neighborhood with a few meaningful updates already in place and significant upside for the...
- Upgrades include the massive sunroom, main bathroom, gas insert fireplace, and roof (2020) giving the next owner a comfortable starting point while leaving plenty of...
- The full, partially finished basement includes den, workshop, and storage space, with potential for a more substantial reworking for buyers thinking long term.
- For those with vision and an income strategy in mind, the property may offer the chance to create additional utility and revenue, including basement redevelopment...
- The property has also been pre-consulted for ADU (aka garden suite) eligibility, offering another layer of future potential for buyers focused on long-term use and...
1089 Mt Pleasant Rd is a semi-detached century home in the Sherwood park neighborhood with a few meaningful updates already in place and significant upside for the right buyer.This is not a fully transformed home. It is a character property with solid bones, some updated features, and clear room to improve over time. Upgrades include the massive sunroom, main bathroom, gas insert fireplace, and roof (2020) giving the next owner a comfortable starting point while leaving plenty of opportunity to add value.The main floor offers a combined living and dining space, a functional kitchen with pass-through to the sunroom, and a layout that works well today while inviting a larger future plan. Upstairs are three bedrooms and an updated 3-piece bath.The full, partially finished basement includes den, workshop, and storage space, with potential for a more substantial reworking for buyers thinking long term. For those with vision and an income strategy in mind, the property may offer the chance to create additional utility and revenue, including basement redevelopment possibilities and, subject to approvals, a future garden suite.Outside, the property includes a shared driveway with two dedicated parking space, That flexibility is a real advantage for buyers looking to maximize the site over time.The property has also been pre-consulted for ADU (aka garden suite) eligibility, offering another layer of future potential for buyers focused on long-term use and value creation. Set steps from Sherwood Park and within walking distance to Mt. Pleasant Village shops, cafés, Northern Secondary School, and John Fisher primary school, this is a property for someone who understands location, sees the upside, and is prepared to unlock it.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- C13582792
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 19.94 × 102.91 ft
- Cross streets
- Mt Pleasant and Blythwood
- Parking
- 2 parking
- Driveway
- Mutual
- Basement
- Full, Partially Finished
- Heating
- Water
- A/C
- Wall Unit(s)
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,060 / 2025
- Days on market
- 91
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
B/I Shelves
B/I Shelves
gas fireplace · window
B/I Bookcase
b/i closet · west view
stone floor · w/o to yard
closet · east view
combined w/living · w/o to sunroom
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readOn schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.
Per square foot, these ask about $1,010/sqft; this home lists at $1,278/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Mount Pleasant East, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $920,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,087
- Property tax
- $422
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,509
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,475
- Toronto municipal land transfer tax
- $19,475
- Estimated closing costs
- $38,950
Plus your down payment of $230,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $305,210
- Principal paid down
- $112,407
- Interest paid
- $192,803
- Balance remaining
- $807,593
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.