12 Otter Crescent, Toronto, ON
Bedford Park-Nortown, Toronto · MLS® C13635880
About this home
In short
- Welcome to 12 Otter Crescent ---- a custom-built modern design home, and elevate your upscale lifestyle here LUXURIOUSresidence that blends functionality and...
- The main level showcases a seamless open-concept layout of living & dining rooms, and a flood of natural light.
- The chef's kitchen is a culinary dream and masterpiece, featuring custom cabinetry, high-end finishes, top-of-the-line appliance(SUBZERO & WOLF BRAND) and an open...
- Upstairs, the primary suite is a private sanctuary, its own heated floor ensuite, and walk-in closet.
- The heated basement floor extends the homes versatility, featuring spacious recreation room with a hi ceiling, a nanny suite, and a 4-pcs washroom.
Welcome to 12 Otter Crescent ---- a custom-built modern design home, and elevate your upscale lifestyle here ***LUXURIOUS***residence that blends functionality and elegance, offering modern sophistication with ultimate comfort, featuring designer interior-finishes, and opulent interiors in one of Toronto's most desirable neighbourhood ----Every detail has been thoughtfully crafted & tastefully designed and finely finished ---- With over 3,800 sq. ft of total living space, offering 4 +1 spacious bedrooms, discovering hi ceilings on all levels, and floor-to-ceiling, expansive windows that fill the space with natural light and enhancing the homes airy, open feel and luminous atmosphere ---- Elevating each space into something extraordinary. The main level showcases a seamless open-concept layout of living & dining rooms, and a flood of natural light. The chef's kitchen is a culinary dream and masterpiece, featuring custom cabinetry, high-end finishes, top-of-the-line appliance(SUBZERO & WOLF BRAND) and an open concept layout flowing effortlessly into the heart of the home, a family room, perfect for family relaxation and sophisticated entertaining. Upstairs, the primary suite is a private sanctuary, its own heated floor ensuite, and walk-in closet. Three additional bedrooms feature a large window, closet. The heated basement floor extends the homes versatility, featuring spacious recreation room with a hi ceiling, a nanny suite, and a 4-pcs washroom. This property is in the district of the city's top-ranked schools; John Ross Robertson Junior Public School, Glenview Senior Public School, Lawrence Park Collegiate Institute, and the prestigious private girl's school, Havergal College. Situated in a family-friendly neighbourhood just a short distance from Avenue Road, with easy access to parks, shopping, restaurants, main transportation hubs, and public transit. Full lot size(45.88Ftx139.99Ftx101.34Ftx30.27Ft--Irregular Shaped)
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13635880
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 44.48 × 139.99 ft
- Cross streets
- S.Lawrence Ave W/Just W.Avenue Rd
- Parking
- 1 garage · 3 parking (built-in)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Other
- Roof
- Other
- Sewer
- Sewer
- Property tax
- $17,698 / 2026
- Days on market
- 76
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
heated floor · built-in speakers · wet bar
4 pc ensuite · hardwood floor · pot lights
heated floor · pot lights
hardwood floor · pot lights · window floor to ceiling
hardwood floor · pot lights · window floor to ceiling
gas fireplace · w/o to yard · built-in speakers
b/i shelves · hardwood floor · pot lights
5 pc ensuite · fireplace · pot lights
hardwood floor · combined w/living · open concept
b/i appliances · centre island
Listed at $3,688,000. Going by how homes in Bedford Park-Nortown and the wider GTA have actually closed against their asking prices (about 97%, 27 local closings in 90 days), the likely sale price is near $3.59M, if it sells. A realistic range is $3.36M to $4.04M.
Independent value check: $3.51M. Without looking at the asking price, our model values the home itself about 5% below the ask (homes like it typically land between $3.29M and $3.68M).
Why $3.51M. The typical detached home sold in Bedford Park-Nortown over the past year went for about $2.58M (128 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $17,698 a year; the typical home sold here pays about $12,900.
- ▲ Raises it stronglyIt is 2,500 to 3,000 sq ft; the typical home sold here is 2,000 to 2,500.
- ▲ Raises it4+1 bedrooms and 5 baths, against 4+1 and 4 typically.
- ▲ Raises itIts lot is 44 by 140 ft; the typical lot sold here is 40 by 118.
Longer on the market than typical. 76 days on the market against about 21 for homes like it here, and asking 5% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $3.59M, from 27 recent closings in this pocket.
The market behind the math:
About 2.3 months of inventory: 21 detached homes for sale in the area against 27 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,341/sqft against an area asking average of $1,208/sqft.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Bedford Park-Nortown basements rarely rent out (5 of 141 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 27 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.64M. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Lawrence Park Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Based on 27 comparable homes that sold in Bedford Park-Nortown over the past two years, from 262 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,222/sqft; this home lists at $1,341/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Bedford Park-Nortown: $2.68M in September 2026, up 4% from a year ago, on 131 closings in 11 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $2.71M | 11 |
| November 2025 | $2.56M | 8 |
| December 2025 | $2.70M | 5 |
| February 2026 | $2.88M | 11 |
| March 2026 | $2.20M | 9 |
| April 2026 | $2.31M | 16 |
| May 2026 | $3.01M | 14 |
| June 2026 | $2.48M | 19 |
| July 2026 | $2.62M | 18 |
| August 2026 | $3.24M | 8 |
| September 2026 | $2.68M | 12 |
Neighbourhood & location
Bedford Park-Nortown, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $2,950,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $16,313
- Property tax
- $1,475
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $17,788
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $78,675
- Toronto municipal land transfer tax
- $85,555
- Estimated closing costs
- $164,230
Plus your down payment of $737,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $978,796
- Principal paid down
- $360,484
- Interest paid
- $618,312
- Balance remaining
- $2,589,916
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Bedford Park-Nortown basements rarely rent out (5 of 141 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 46 whole-home leases in Bedford Park-Nortown signed at a median of $8,332 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,724. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.