629 Bedford Park Avenue, Toronto, ON

Bedford Park-Nortown, Toronto · MLS® C14025256

$3,499,000
For Sale
Listed 5 days agoNo offer date stated

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4+1Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Arrive to all-new landscaping, a heated driveway, walkway, stairs, and front porch - over $350,000.00 invested in exterior upgrades alone.
  • Inside, discover a newly renovated kitchen, library, and bathrooms, plus a Generac generator for peace of mind.
  • New Ridley windows ($120,000.00 value) installed oct 1 2026.
  • The backyard features a new Trex deck & railing, along with a south facing pool refreshed with a new liner & heater in 2025.
  • Security and convenience are covered with ant-break film on the front & back doors,2nd A/C unit with separate thermostat for 2nd floor ,Leak Detection System With...

Arrive to all-new landscaping, a heated driveway, walkway, stairs, and front porch - over $350,000.00 invested in exterior upgrades alone. Inside, discover a newly renovated kitchen, library, and bathrooms, plus a Generac generator for peace of mind. New Ridley windows ($120,000.00 value) installed oct 1 2026. The backyard features a new Trex deck & railing, along with a south facing pool refreshed with a new liner & heater in 2025. Security and convenience are covered with ant-break film on the front & back doors,2nd A/C unit with separate thermostat for 2nd floor ,Leak Detection System With Automatic Water Shut-Off, , seven cameras, abundant of built-in storage, a projection T.V., and a remote screen. Meticulously maintained by the original owners, this home truly checks every box. Ideally located just steps from shops, schools, parks & TTC transit.

Key facts

Property type
Detached, 2-Storey
MLS®
C14025256
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
40 × 120 ft
Cross streets
Avenue Rd & Lawrence Ave
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Unknown
Roof
Asphalt Shingle, Membrane
Sewer
Sewer
Pool
Inground
Property tax
$16,566 / 2026
Days on market
5
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

StudyMain3.12 × 3.05 m

b/i shelves · french doors · renovated

KitchenMain4.47 × 3.35 m

centre island · stainless steel appl · renovated

RecreationBasement4.88 × 3.45 m

Above Grade Window

LaundrySecond2.95 × 2.57 m

b/i shelves · window

Family RoomMain5.54 × 4.78 m

gas fireplace · b/i shelves · coffered ceiling(s)

Bedroom 3Second4.42 × 3.48 m

hardwood floor · double closet · 5 pc ensuite

Primary BedroomSecond5.79 × 4.37 m

walk-in closet(s) · 6 pc ensuite · vaulted ceiling(s)

BreakfastMain4.47 × 3.20 m

eat-in kitchen · w/o to pool

OtherBasement3.35 × 3.25 m

above grade window · 3 pc bath

RecreationBasement7.14 × 4.39 m

w/o to yard · above grade window

Dining RoomMain4.80 × 3.78 m

hardwood floor · coffered ceiling(s) · combined w/living

Bedroom 2Second3.81 × 3.66 m

4 pc ensuite · double closet

Living RoomMain5.03 × 3.78 m

fireplace · coffered ceiling(s) · hardwood floor

Bedroom 4Second3.84 × 3.66 m

hardwood floor · double closet · 5 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Ledbury Park Elementary and Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Bedford Park-Nortown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ledbury Park Elementary and Middle School
77%
Ledbury Park Elementary and Middle SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 77% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Our Lady of the Assumption Catholic School · Catholic elementary0.7 km · 54% at standard
Glen Park Public School · Public elementary1.2 km · 54% at standard
Lawrence Park Collegiate Institute · Public secondary1.4 km · 92% at standard
Baycrest Public School · Public elementary1.4 km · 69% at standard
Flemington Public School · Public elementary1.4 km · 36% at standard
Bannockburn Public School · Public elementary1.4 km
John Wanless Junior Public School · Public elementary1.4 km · 88% at standard
Glenview Senior Public School · Public elementary1.5 km
John Ross Robertson Junior Public School · Public elementary1.5 km · 83% at standard
Allenby Junior Public School · Public elementary1.8 km · 78% at standard
North Preparatory Junior Public School · Public elementary1.9 km · 71% at standard
Lawrence Heights Middle School · Public elementary1.9 km · 44% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$15,947/mo
$654KIncome needed
5.4×Price ÷ income
$3,680Weekly cost
$152,890Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $15,947Property tax $1,381Total carry $17,328

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,477per month

Mortgage amount $2,799,200 · 4.49% over 25 years

$699,800Down payment (20.0%)
$2,799,200Loan before insurance
$0CMHC premium
$16,858Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,477
Property tax
$1,381
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,858

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$73,950
Toronto municipal land transfer tax
$78,940
Estimated closing costs
$152,890

Plus your down payment of $699,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$18,733/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,843,977Total interest paid
$4,643,177Total of all payments
Principal $2,799,200 Interest $1,843,977
YearPrincipalInterestBalance
1$62,466$123,261$2,736,734
2$65,302$120,425$2,671,431
3$68,267$117,460$2,603,164
4$71,367$114,360$2,531,797
5$74,607$111,120$2,457,189
6$77,995$107,732$2,379,195
7$81,536$104,191$2,297,658
8$85,238$100,489$2,212,420
9$89,108$96,619$2,123,312
10$93,154$92,573$2,030,158
11$97,384$88,343$1,932,774
12$101,805$83,922$1,830,968
13$106,428$79,299$1,724,540
14$111,260$74,467$1,613,280
15$116,312$69,415$1,496,969
16$121,593$64,134$1,375,376
17$127,114$58,614$1,248,262
18$132,885$52,842$1,115,377
19$138,919$46,809$976,459
20$145,226$40,501$831,233
21$151,820$33,907$679,413
22$158,713$27,014$520,700
23$165,919$19,808$354,781
24$173,453$12,274$181,328
25$181,328$4,399$0

At the end of your 5-year term

Total paid over the term
$928,635
Principal paid down
$342,011
Interest paid
$586,625
Balance remaining
$2,457,189

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $16,566− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $49,318

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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