20 Blaine Drive, Toronto, ON
Banbury-Don Mills, Toronto · MLS® C13678874
About this home
Exceptional fully renovated luxury home in prestigious Banbury-Don Mills on a prime 62 x 140 ft corner lot. Offering over 7,000 sq. ft. of finished living space, this grand detached 2-storey residence was renovated top to bottom in 2022 and features 5 bedrooms, 7 full bathrooms, an open-to-above foyer, elegant spiral staircase, expansive principal rooms, large windows, and skylights. The gourmet eat-in kitchen includes a pantry, breakfast area with walk-out to deck that leads to the side garden, and premium appliances including Wolf, Sub-Zero, Vent-A-Hood, and Miele. Main floor office/library with French doors and built-in shelves. Luxurious primary retreat with sitting area, custom dressing room, and spa-like 5-piece ensuite. Fully finished basement with home theatre, gym, sauna, second kitchen, and walk-up. Includes 2 laundry areas, 2 furnaces, 2 A/Cs, 3-car garage, circular driveway, and parking for up to 15 cars. Close to Edwards Gardens, Granite Club, and top private schools including Crescent, Crestwood, and TFS.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13678874
- Bedrooms
- 6 (5 + 1)
- Bathrooms
- 7 (1 half)
- Size
- 5,000 sq ft
- Lot
- 62.11 × 140.04 ft
- Cross streets
- Lawrence/Leslie
- Parking
- 3 garage · 15 parking (built-in)
- Driveway
- Private, Circular Drive
- Basement
- Finished with Walk-Out, Full, Walk-Up
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $21,378 / 2025
- Listing brokerage
- HOMELIFE LANDMARK REALTY INC.
Listed at $4,998,000, and my independent estimate is within the range of comparable homes, on the higher side.
In Banbury-Don Mills lately, sellers get about 95% of asking; homes sell in ~34 days.
Total price vs nearby homes. Fair value about $4.33M, median of 29 comparables.
- Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
I take the 29 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $3.98M, a close match.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Schools & getting aroundcatchment and transit
Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Based on 29 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 16% below the area average of $1,194/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Banbury-Don Mills, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 14, 2026); conventional rates run a little higher.
Mortgage amount $3,998,400 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $21,556
- Property tax
- $1,782
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $23,337
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $111,425
- Toronto municipal land transfer tax
- $141,385
- Estimated closing costs
- $252,810
Plus your down payment of $999,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,293,349
- Principal paid down
- $503,230
- Interest paid
- $790,120
- Balance remaining
- $3,495,170
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.