44 Cotswold Crescent, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C13731758
About this home
In short
- Perfectly situated on one of St.
- Andrew-Windfield's most coveted Streets-Welcome to 44 Cotswold Crescent-A Distinguished Custom Built Residence Offering Over 4000 Square Feet of Beautifully Appointed...
- Grand Principal Rooms, 3 Prestigious Fireplaces, A perfect blend of refined finishes and thought out floorplan.
- Step into the grand formal foyer with a soaring masterpiece staircase with a distinguished white turned balusters with detailed craftsmanship.
- The floorplan flows beautifully upstairs: Four well-proportioned bedrooms, including a spacious Primary bedroom with a formal ensuite retreat & A walk-in closet.
Perfectly situated on one of St.Andrew-Windfield's most coveted Streets-Welcome to 44 Cotswold Crescent-A Distinguished Custom Built Residence Offering Over 4000 Square Feet of Beautifully Appointed Living Space. Grand Principal Rooms, 3 Prestigious Fireplaces, A perfect blend of refined finishes and thought out floorplan. The Main Floor Features Distinctive Architectural Details-Greeted by a grand foyer with Columns framing the entrances to two principal rooms at both sides- An impressive library featuring solid wood built-in bookcases and on the other, a guest room with intricate detailed mouldings and grandeur wooden fireplace mantle. Step into the grand formal foyer with a soaring masterpiece staircase with a distinguished white turned balusters with detailed craftsmanship. Graciously sized- kitchen handcrafted and custom designed by the renowned Falcon Kitchen with a generous sized island perfect for entertaining and breakfast area surrounded by green lush backyard view and plenty of sunlight. Walk alongside the sun filled oak doors and oak framed windows of the backyard, you will be greeted to a wonderfully curated family room with oakwood ceiling beams and built-in shelves. The floorplan flows beautifully upstairs: Four well-proportioned bedrooms, including a spacious Primary bedroom with a formal ensuite retreat & A walk-in closet. Oversized recreation room, a private sauna and plenty of storage space in the basement level. A rare architectural masterpiece rarely available In The Heart Of St.Andrew-Windfield's, steps from Top-Ranked Public and Private Schools. Beautiful South East Exposure, Well-Landscaped Backyard Creates A Private Outdoor Retreat Perfect for Effortless Summer Entertaining. Lot is surrounded by mature trees offering private sanctuary in the heart of the city and backing onto the park for even more privacy. A gated two car garage allows for added security.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13731758
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 50 × 146.4 ft
- Cross streets
- W.Bayview Ave/N.York Mills Rd/E.Old Yonge St
- Parking
- 2 garage · 8 parking (detached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone
- Foundation
- Other
- Roof
- Other
- Sewer
- Sewer
- Property tax
- $18,905 / 2025
- Days on market
- 10
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
broadloom · window · closet
large window · broadloom · pot lights
window · centre island · w/o to patio
broadloom · closet · pot lights
large window · fireplace · moulded ceiling
broadloom · closet · window
broadloom · large window · closet
broadloom · closet · window
large window · w/o to patio · combined w/kitchen
Side Door
broadloom · large window · closet
b/i desk · broadloom · closet
fireplace · wainscoting · pot lights
moulded ceiling · window · fireplace
bar sink · moulded ceiling · window
Listed at $4,888,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $4.78M, typically $4.30M to $5.22M. Comparable listings on their own put this home around $4.51M, which agrees with the ask, so this is a firm read.
Second read, from the city assessment: $3.88M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $4.78M, median of 11 comparables.
The market behind the math:
About 2 months of inventory: 15 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,150/sqft against an area asking average of $993/sqft. Size and $/sqft both feed the estimate above.
- Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version
I take the 11 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $3.88M, a bit lower.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 11 comparable homes nearby.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,022/sqft; this home lists at $1,150/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
St. Andrew-Windfields, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $3,910,400 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $21,081
- Property tax
- $1,575
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $22,657
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $108,675
- Toronto municipal land transfer tax
- $136,435
- Estimated closing costs
- $245,110
Plus your down payment of $977,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,264,884
- Principal paid down
- $492,154
- Interest paid
- $772,730
- Balance remaining
- $3,418,246
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 26 whole-home leases in St. Andrew-Windfields signed at a median of $6,582 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,564. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.