20 Ealing Drive, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13741672

$3,988,000
For Sale
Listed 8 days agoNo offer date stated
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5+1Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • This home was rebuilt from the ground up, offering soaring nine-foot ceilings and exquisite herringbone hardwood floors, all set on one of Saint Andrew-Windfields'...
  • The open-concept heart of the home centres around a chef's kitchen featuring an oversized island with seating for seven, a Wolf range, Bosch dishwasher, and a walk-in...
  • Upstairs, the primary retreat features a gas fireplace, walk-in closet, custom shoe cabinet, and a spa-like ensuite with heated floors, a freestanding tub, and a...
  • This fully finished lower level features a massive games room, wine closet, an additional bedroom, and a full bathroom with heated flooring throughout.

This home was rebuilt from the ground up, offering soaring nine-foot ceilings and exquisite herringbone hardwood floors, all set on one of Saint Andrew-Windfields' most beautiful, tree-lined streets. The exceptional scale, natural light, and premium architectural features photograph so beautifully that the home has been featured in TV commercials. This location offers unparalleled transit convenience, within walking distance to the TTC and the GO station, alongside top-tier neighbourhood schools, parks and tennis courts. Inside, a welcoming entry hall with floor-to-ceiling custom paneling leads to sophisticated living and dining spaces accented with custom molding, plus a private main floor office. The open-concept heart of the home centres around a chef's kitchen featuring an oversized island with seating for seven, a Wolf range, Bosch dishwasher, and a walk-in pantry with a second refrigerator. A wall of windows frames a warm family room anchored by a cozy gas fireplace.Step outside to an entertainer's dream backyard boasting custom landscaping, natural stonework, and a covered rear porch complete with a TV, outdoor speakers, and ceiling fans. Upstairs, the primary retreat features a gas fireplace, walk-in closet, custom shoe cabinet, and a spa-like ensuite with heated floors, a freestanding tub, and a statement tile shower. Four additional spacious bedrooms and a dedicated upper-level laundry roomDesigned with outstanding flexibility, the home offers a separate private entrance to the lower level. This fully finished lower level features a massive games room, wine closet, an additional bedroom, and a full bathroom with heated flooring throughout. This rebuild was constructed on the home's original foundation, giving today's owner the systems and craftsmanship of ground-up construction within an established, mature setting. Ample parking includes a two-car garage and a four-vehicle interlocking driveway. See full list of upgrades and features.

Key facts

Property type
Detached, 2-Storey
MLS®
C13741672
Bedrooms
5+1 (6 total)
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
50.54 × 175.16 ft
Cross streets
Leslie and 401
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete Block
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$16,017 / 2025
Days on market
8
Listing brokerage
RE/MAX HALLMARK YORK GROUP REALTY LTD.

Rooms

BedroomBasement5.76 × 4.54 m

heated floor · mirrored closet

Game RoomBasement5.48 × 3.17 m

w/o to yard · heated floor

KitchenMain5.06 × 3.17 m

hardwood floor · centre island · stone counters

Bedroom 5Second3.15 × 3.06 m

hardwood floor · double closet

Media RoomBasement10.35 × 4.43 m

heated floor · closet

BathroomMain2.62 × 1.63 m

marble floor · heated floor

OfficeMain4.22 × 3.47 m

hardwood floor · french doors · b/i bookcase

FoyerMain3.02 × 2.20 m

marble floor · heated floor · walk-in closet(s)

Bedroom 2Second5.07 × 4.42 m

5 pc ensuite · hardwood floor · picture window

Family RoomMain5.30 × 4.59 m

hardwood floor · w/o to deck · gas fireplace

Bedroom 4Second5.07 × 2.76 m

hardwood floor · double closet

Bedroom 3Second4.71 × 3.28 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Living RoomMain4.71 × 4.24 m

hardwood floor · picture window · crown moulding

Dining RoomMain4.59 × 3.17 m

hardwood floor · crown moulding

LaundrySecond0.00 × 0.00 m

Closet

Primary BedroomSecond5.25 × 4.76 m

5 pc ensuite · walk-in closet(s) · gas fireplace

PantryMain4.23 × 2.25 m

w/o to porch · stainless steel sink

Our TakeTeam Asgarian · Broker
In line
$3.75Mest. value

Listed at $3,988,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $3.75M, typically $3.14M to $4.57M. Comparable closings on their own put this home around $3.20M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

Second read, from the city assessment: $2.77M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

One thing to square: the homes for sale nearby are asking more than this one. My estimate is built on recent closings, and around here sellers have been asking more than buyers end up paying. So this can be the least expensive home on the street and still be priced ahead of where sales actually land.

List price
$3.14MBelow recent closings$4.57MAbove recent closings

Total price vs nearby homes. Fair value about $3.75M, median of 66 comparables.

The market behind the math:

23sold nearby · 90 days
$2.40Mmedian sold price
95%of asking, on average
−14%prices vs a year ago
~46 dayshomes like this take to sell
8days on market so far
$6,758/moest. rent · 27 leases
2.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.8 months of inventory: 14 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $938/sqft against an area asking average of $1,030/sqft. Size and $/sqft both feed the estimate above.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In St. Andrew-Windfields basements rarely rent out (5 of 133 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 66 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.77M, lower than the comparables and worth a second look.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 66 comparable homes that sold in St. Andrew-Windfields over the past two years, from 170 closings there.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$4.34Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,021/sqft; this home lists at $938/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
3.99MThis home4.89M3.98M4.85M4.38M3.60MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M
High Park-Swansea
$1.56M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dunlace Public School
69%
Dunlace Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 69% meet the provincial standard
Park Lane Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Windfields Middle School · Public elementary0.7 km · 91% at standard
Harrison Public School · Public elementary1.0 km · 82% at standard
Elkhorn Public School · Public elementary1.5 km · 85% at standard
Shaughnessy Public School · Public elementary1.6 km · 68% at standard
Denlow Public School · Public elementary1.8 km · 90% at standard
St Timothy Catholic School · Catholic elementary1.9 km · 80% at standard
Dallington Public School · Public elementary2.0 km · 44% at standard
Rene Gordon (Elementary) School · Public elementary2.1 km · 71% at standard
Forest Manor Public School · Public elementary2.2 km · 64% at standard
George S Henry Academy · Public secondary2.2 km · 48% at standard
St Andrew's Middle School · Public elementary2.2 km · 81% at standard
Bayview Middle School · Public elementary2.2 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$18,176/mo
$735KIncome needed
5.4×Price ÷ income
$4,194Weekly cost
$182,230Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $18,176Property tax $1,335Total carry $19,511

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,200per month

Mortgage amount $3,190,400 · 4.24% over 25 years

$797,600Down payment (20.0%)
$3,190,400Loan before insurance
$0CMHC premium
$18,535Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,200
Property tax
$1,335
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18,535

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,175
Toronto municipal land transfer tax
$96,055
Estimated closing costs
$182,230

Plus your down payment of $797,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$20,870/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,969,541Total interest paid
$5,159,941Total of all payments
Principal $3,190,400 Interest $1,969,541
YearPrincipalInterestBalance
1$73,714$132,684$3,116,686
2$76,872$129,525$3,039,814
3$80,166$126,232$2,959,648
4$83,601$122,796$2,876,047
5$87,183$119,214$2,788,863
6$90,919$115,478$2,697,944
7$94,815$111,583$2,603,129
8$98,878$107,520$2,504,251
9$103,115$103,283$2,401,137
10$107,533$98,865$2,293,604
11$112,141$94,257$2,181,463
12$116,946$89,452$2,064,517
13$121,957$84,441$1,942,560
14$127,183$79,215$1,815,377
15$132,633$73,765$1,682,744
16$138,316$68,082$1,544,428
17$144,243$62,155$1,400,186
18$150,423$55,974$1,249,762
19$156,869$49,529$1,092,894
20$163,591$42,807$929,303
21$170,600$35,797$758,703
22$177,910$28,487$580,792
23$185,534$20,864$395,258
24$193,484$12,914$201,775
25$201,775$4,623$0

At the end of your 5-year term

Total paid over the term
$1,031,988
Principal paid down
$401,537
Interest paid
$630,452
Balance remaining
$2,788,863

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 27 whole-home leases in St. Andrew-Windfields$6,758/mo
$81,096Gross annual rent
1.4%Cap rate after taxes and upkeep
$6,290 to $8,984Typical rent range
~35 daysTo find a tenant, on average

About the suite: in St. Andrew-Windfields basements rarely rent out (5 of 133 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 27 whole-home leases in St. Andrew-Windfields signed at a median of $6,668 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,758. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.0%
Gross yield
− Property tax $16,017− Insurance $1,400− Vacancy & upkeep $8,921Net operating income $54,758

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.

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