248 Benson Avenue, Toronto, ON

Wychwood, Toronto · MLS® C13766440

$1,179,900
For Sale
Listed 39 days agoNo offer date stated
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3Bedrooms
2Bathrooms
0Parking
700-1100Sq ft

About this home

In short

  • Welcome to 248 Benson Ave, a rare turnkey opportunity in the sought-after Wychwood neighborhood.
  • Redesigned by owner-architect and renovated from the studs up in 2020; additional upgrades in 2022 include an insulated basement, new porch, front concrete staircase...
  • Elevated from the street, enter through a spacious south-facing porch to an open concept main floor.
  • Ergonomic custom kitchen doubles up as a dining area and is equipped with Caesar stone quartz countertops, marble tile backsplash and premium appliances.
  • Outdoor living features a spacious 14' x 14' rear deck, professionally landscaped grounds, and cedar garden beds.

Welcome to 248 Benson Ave, a rare turnkey opportunity in the sought-after Wychwood neighborhood. Redesigned by owner-architect and renovated from the studs up in 2020; additional upgrades in 2022 include an insulated basement, new porch, front concrete staircase and retaining wall. Elevated from the street, enter through a spacious south-facing porch to an open concept main floor. Ergonomic custom kitchen doubles up as a dining area and is equipped with Caesar stone quartz countertops, marble tile backsplash and premium appliances. French patio doors with an oversized transom window enhance indoor-outdoor living. Rare three-piece main floor washroom, provides convenience for entertaining or pet care. Upstairs, spa-like bathroom is completed with a rare commercial-grade steam shower, marble tile, and designer fixtures. All three bedrooms are filled with light through oversized windows, feature engineered hardwood, solid wood trim and doors, including a custom closet in the main bedroom. Other upgrades include new plumbing, electrical, HVAC, new windows, roof maintenance and more, virtually every aspect of this home has been improved resulting in high energy efficiency rating that keeps the house naturally cool during the summer and warm in the winter. The basement offers additional living space, custom built-in storage, and a premium Electrolux laundry center. Outdoor living features a spacious 14' x 14' rear deck, professionally landscaped grounds, and cedar garden beds. Located steps to Wychwood Barns year-round farmer's market, St. Clair W restaurants, parks, schools, and transit, this family home offers exceptional urban accessibility. Move in with confidence knowing the home's major systems have been comprehensively updated and meticulously maintained. Parking is available through a parking pass guaranteed by city for $23.26 + HST/month and is readily available right in front of the house.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C13766440
Bedrooms
3
Bathrooms
2
Size
700-1100 sq ft
Lot
17.83 × 69 ft
Cross streets
WINONA DR & ST CLAIR WEST
Parking
0 parking
Driveway
None
Basement
Full, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,387 / 2026
Days on market
39
Listing brokerage
Royal LePage Frank Real Estate

Rooms

RecreationBasement8.76 × 4.29 m
Living RoomMain4.39 × 4.11 m

hardwood floor · overlook patio · open concept

KitchenMain4.83 × 3.66 m

hardwood floor · overlooks backyard · quartz counter

Bedroom 2Second3.09 × 2.39 m

Hardwood Floor

Primary BedroomSecond3.96 × 3.09 m

Hardwood Floor

Bedroom 3Second2.90 × 2.89 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (McMurrich Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Wychwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$899K
Annex
$2.07M
University
$1.75M
Junction Area
$1.16M
Mount Pleasant East
$1.36M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near McMurrich Junior Public School
81%
McMurrich Junior Public SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 81% meet the provincial standard
Winona Drive Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Bruno/St. Raymond Catholic School · Catholic elementary0.7 km · 56% at standard
St Clare Catholic School · Catholic elementary0.8 km · 72% at standard
Rawlinson Community School · Public elementary0.9 km · 63% at standard
Humewood Community School · Public elementary0.9 km · 75% at standard
Regal Road Junior Public School · Public elementary0.9 km · 73% at standard
St Mary of the Angels Catholic School · Catholic elementary1.0 km · 76% at standard
Stella Maris Catholic School · Catholic elementary1.1 km · 76% at standard
Hillcrest Community School · Public elementary1.2 km · 85% at standard
Dovercourt Public School · Public elementary1.4 km · 62% at standard
Essex Junior and Senior Public School · Public elementary1.4 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary1.4 km · 74% at standard
Holy Rosary Catholic School · Catholic elementary1.6 km · 89% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,378/mo
$222KIncome needed
5.3×Price ÷ income
$1,241Weekly cost
$40,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,378Property tax $449Total carry $5,826

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,219per month

Mortgage amount $943,920 · 4.49% over 25 years

$235,980Down payment (20.0%)
$943,920Loan before insurance
$0CMHC premium
$5,668Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,219
Property tax
$449
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,668

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,073
Toronto municipal land transfer tax
$20,073
Estimated closing costs
$40,146

Plus your down payment of $235,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,317/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$621,809Total interest paid
$1,565,729Total of all payments
Principal $943,920 Interest $621,809
YearPrincipalInterestBalance
1$21,064$41,565$922,856
2$22,021$40,608$900,835
3$23,021$39,609$877,815
4$24,066$38,563$853,749
5$25,158$37,471$828,590
6$26,301$36,328$802,290
7$27,495$35,134$774,795
8$28,743$33,886$746,052
9$30,048$32,581$716,003
10$31,413$31,217$684,591
11$32,839$29,790$651,752
12$34,330$28,299$617,422
13$35,889$26,741$581,533
14$37,518$25,111$544,015
15$39,222$23,408$504,794
16$41,002$21,627$463,791
17$42,864$19,765$420,927
18$44,810$17,819$376,117
19$46,845$15,784$329,272
20$48,972$13,657$280,301
21$51,195$11,434$229,105
22$53,520$9,109$175,586
23$55,950$6,679$119,636
24$58,490$4,139$61,146
25$61,146$1,483$0

At the end of your 5-year term

Total paid over the term
$313,146
Principal paid down
$115,330
Interest paid
$197,816
Balance remaining
$828,590

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%
Gross yield
− Property tax $5,387− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $8,699

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Frank Real Estate. MLS®/PropTx.

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