43 Oriole Road, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13767270

$2,383,000
For Sale
Listed 39 days agoNo offer date statedSitting longer than typical
3+1Bedrooms
4Bathrooms
1Garage
2000-2500Sq ft

About this home

In short

  • Do you have a ski chalet?
  • Hardwood floors grace the main floor with broadloom on the second floor.
  • Originally a 4-bedroom house it was transformed into 3 to add a large, primary ensuite bath with separate shower + a large dressing room.
  • A 2nd floor laundry makes life simple and a finished basement with kitchen, bath and bedroom is a perfect nanny/in-law suite or teenage retreat.
  • Walk to Upper Canada College, Bishop Strachan School, The York School, De La Salle, Brown Junior School and Deer Park Junior and Senior School and Deer Park Library.

Do you have a ski chalet? Do you have a cottage? Are you looking for a low maintenance home in leafy Midtown Toronto on an incredibly quiet street? This property is perfect for you as the perennial gardens have irrigation and border the driveway with no grass to cut. The back deck is entertaining size and perfect for young children as it is deep and fully enclosed. This gracious home has large principal rooms and an elegant centre hall which gives you a choice of formal dining rooms/family rooms on the main floor as well as an eat-in kitchen with a window seat in the breakfast area which welcomes the morning sun. Stainless steel appliances and granite counters grace the kitchen. Hardwood floors grace the main floor with broadloom on the second floor. Originally a 4-bedroom house it was transformed into 3 to add a large, primary ensuite bath with separate shower + a large dressing room. Pot lights abound and there are some beautiful leaded glass windows and many casement windows. A 2nd floor laundry makes life simple and a finished basement with kitchen, bath and bedroom is a perfect nanny/in-law suite or teenage retreat. Please note this is not a legal nor retrofit apartment. Longos + the LCBO are a 5 minute walk at the end of the street and the Yonge St. Clair subway is a 10 minute walk. Perhaps you prefer Loblaws or FarmBoy which are also close. Walk to Upper Canada College, Bishop Strachan School, The York School, De La Salle, Brown Junior School and Deer Park Junior and Senior School and Deer Park Library. The neighbourhood abounds with restaurants shops, parks and ravines for family fun and walking dogs. Sellers are investigating the cost to transform the front area into an enclosed garden/ front yard. Welcome to your forever home!

Key facts

Property type
Detached, 2-Storey
MLS®
C13767270
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
46.07 × 61.92 ft
Cross streets
Yonge/St. Clair
Parking
1 garage (attached)
Driveway
Mutual
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Brick, Unknown
Roof
Other, Shingles
Sewer
Sewer
Property tax
$12,231 / 2026
Days on market
39
Listing brokerage
SAGE REAL ESTATE LIMITED

Rooms

Dining RoomGround3.92 × 2.65 m

hardwood floor · w/o to deck · french doors

Primary BedroomSecond5.25 × 3.92 m

4 pc ensuite · walk-in closet(s) · casement windows

Family RoomGround5.35 × 3.98 m

hardwood floor · bay window · casement windows

Bedroom 2Second4.84 × 3.99 m

california shutters · semi ensuite · b/i bookcase

Living RoomGround5.38 × 3.92 m

hardwood floor · fireplace · bow window

BathroomSecond6.03 × 2.97 m

4 pc ensuite · double closet · window

Bedroom 4Basement3.80 × 3.70 m

laminate · walk-in closet(s) · above grade window

Bedroom 3Second3.99 × 2.38 m

double closet · casement windows · california shutters

KitchenGround4.31 × 3.98 m

breakfast area · stainless steel appl · granite counters

FoyerGround2.90 × 1.72 m

double closet · ceramic floor

KitchenBasement2.30 × 2.26 m

laminate · open concept · above grade window

RecreationBasement5.75 × 3.72 m

laminate · open concept · above grade window

Our TakeTeam Asgarian · Broker
A small discount is typical
$2.32Mlikely sale price

Listed at $2,383,000. Going by how homes in Yonge-St. Clair and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $2.32M, if it sells. A realistic range is $2.17M to $2.62M.

Independent value check: $2.18M. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $2.04M and $2.29M).

Why $2.18M. The typical detached home sold in Yonge-St. Clair over the past year went for about $3.35M (19 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $12,231 a year; the typical home sold here pays about $17,600.
  • ▼ Lowers itIts lot is 46 by 62 ft; the typical lot sold here is 25 by 123.
  • ▼ Lowers itIt is 2,000 to 2,500 sq ft; the typical home sold here is 2,500 to 3,000.

Longer on the market than typical. 39 days on the market against about 9 for homes like it here, and asking 9% above where comparable closings put it.

List price
$2.17MBelow recent closings$2.62MAbove recent closings

Total price vs nearby homes. Likely closing about $2.32M, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$2.48Mmedian sold price
96%of asking, on average
−8%prices vs a year ago
~7 dayshomes like this take to sell
39days on market so far
$8,653/moest. rent · 12 leases
4.4%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.6 months of inventory: 6 detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,059/sqft against an area asking average of $1,347/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.34M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,059/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Yonge-St. Clair, so I widened the search to the surrounding area.

Based on 5 comparable homes that sold in Yonge-St. Clair over the past two years, from 39 closings there.

What sellers nearby are askingCurrently listed nearby in Yonge-St. Clair · asking prices
$3.00Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.18M, which is where my estimate comes from.

Per square foot, these ask about $1,201/sqft; this home lists at $1,059/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.38MThis home1.57M3.95M3.50MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
Banbury-Don Mills
$5.50M
Woodbine-Lumsden
$949K
Willowdale East
$2.19M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary1.0 km · 100% at standard
Holy Rosary Catholic School · Catholic elementary1.2 km · 89% at standard
Davisville Junior Public School · Public elementary1.2 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.3 km
Forest Hill Junior and Senior Public School · Public elementary1.3 km · 82% at standard
Hillcrest Community School · Public elementary1.6 km · 85% at standard
Oriole Park Junior Public School · Public elementary1.7 km · 100% at standard
Whitney Junior Public School · Public elementary1.8 km · 94% at standard
Hodgson Middle School · Public elementary1.9 km · 76% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.9 km · 87% at standard
Rosedale Junior Public School · Public elementary1.9 km · 94% at standard
Huron Street Junior Public School · Public elementary2.0 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,861/mo
$449KIncome needed
5.3×Price ÷ income
$2,506Weekly cost
$92,100Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $10,861Property tax $1,019Total carry $11,880

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,541per month

Mortgage amount $1,906,400 · 4.49% over 25 years

$476,600Down payment (20.0%)
$1,906,400Loan before insurance
$0CMHC premium
$11,560Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,541
Property tax
$1,019
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,560

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$46,050
Toronto municipal land transfer tax
$46,050
Estimated closing costs
$92,100

Plus your down payment of $476,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,758/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,255,844Total interest paid
$3,162,244Total of all payments
Principal $1,906,400 Interest $1,255,844
YearPrincipalInterestBalance
1$42,543$83,947$1,863,857
2$44,474$82,015$1,819,383
3$46,494$79,996$1,772,889
4$48,605$77,885$1,724,285
5$50,812$75,678$1,673,473
6$53,119$73,371$1,620,355
7$55,530$70,959$1,564,824
8$58,052$68,438$1,506,773
9$60,687$65,802$1,446,085
10$63,443$63,047$1,382,642
11$66,323$60,166$1,316,319
12$69,335$57,155$1,246,984
13$72,483$54,007$1,174,501
14$75,774$50,716$1,098,727
15$79,214$47,275$1,019,513
16$82,811$43,679$936,702
17$86,571$39,919$850,131
18$90,502$35,988$759,630
19$94,611$31,879$665,019
20$98,906$27,583$566,113
21$103,397$23,093$462,715
22$108,092$18,398$354,624
23$113,000$13,490$241,624
24$118,130$8,360$123,494
25$123,494$2,996$0

At the end of your 5-year term

Total paid over the term
$632,449
Principal paid down
$232,927
Interest paid
$399,522
Balance remaining
$1,673,473

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 12 whole-home leases in Yonge-St. Clair$8,653/mo
$103,836Gross annual rent
3.3%Cap rate after taxes and upkeep
$7,227 to $9,788Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 12 whole-home leases in Yonge-St. Clair signed at a median of $8,901 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,653. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.4%
Gross yield
− Property tax $12,231− Insurance $1,400− Vacancy & upkeep $11,422Net operating income $78,783

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.

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