281 Lisgar Street, Toronto, ON
Little Portugal, Toronto · MLS® C13782826
About this home
In short
- Victorian character, reimagined with inspired modern design: 281 Lisgar Street is a residence of rare distinction.
- Set on the coveted Lisgar bend with unobstructed, west-facing light, this 2 1/2-storey semi has undergone $450,000+ in renovations that honour its heritage bones...
- Soaring ceilings crown an open main floor that flows through double sliding glass doors to the backyard.
- The third floor surprises with 10.5-ft vaulted ceilings, a full kitchenette, and a new terrace with CN Tower views.
- A legal basement apartment offers private walkout access and 5-star short-term rental history at $165+/night.
Victorian character, reimagined with inspired modern design: 281 Lisgar Street is a residence of rare distinction. Set on the coveted Lisgar bend with unobstructed, west-facing light, this 2 1/2-storey semi has undergone $450,000+ in renovations that honour its heritage bones while introducing luxurious contemporary finishes. Soaring ceilings crown an open main floor that flows through double sliding glass doors to the backyard. The dining room is a moment unto itself: original whitewashed brick fireplace, bay window, built-in banquette storage, and a Schonbek crystal chandelier - opening onto a chef's kitchen with waterfall black tile, pot filler, and gas range. Three brand-new bathrooms, each a statement. All-new electrical, plumbing, HVAC & AC. The third floor surprises with 10.5-ft vaulted ceilings, a full kitchenette, and a new terrace with CN Tower views. A legal basement apartment offers private walkout access and 5-star short-term rental history at $165+/night. 4+1 bedrooms, 3 bathrooms. Steps to Pizza Badiali, Trinity Bellwoods Park, and the Ossington strip. Little Portugal at its finest
Key facts
- Property type
- Semi-Detached, 2 1/2 Storey
- MLS®
- C13782826
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 22.33 × 85 ft
- Cross streets
- Dundas & Dovercourt
- Parking
- 0 parking
- Driveway
- None
- Basement
- Apartment, Finished with Walk-Out, Separate Entrance, Full, Walk-Out, Finished
- Kitchens
- 3 (2 + 1)
- Heating
- Forced Air
- A/C
- Central Air, Wall Unit(s)
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,116 / 2026
- Days on market
- 35
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Rooms
breakfast area · w/o to yard · stone counters
wood · window · closet
W/O To Terrace
w/o to balcony · bay window · large closet
window · hardwood floor
4 pc bath · soaking tub
stone counters · breakfast bar · stainless steel appl
Overlooks Backyard
Concrete Floor
combined w/dining · hardwood floor
3 pc bath · separate shower · stone floor
2 pc bath · stone floor
window · wood · overlooks backyard
fireplace · hardwood floor · bay window
linoleum · closet · bay window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (Alexander Muir/Gladstone Ave Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.
Per square foot, these ask about $687/sqft; this home lists at $1,085/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Little Portugal, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,519,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,400
- Property tax
- $510
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,910
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $34,455
- Toronto municipal land transfer tax
- $34,455
- Estimated closing costs
- $68,910
Plus your down payment of $379,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $503,995
- Principal paid down
- $185,618
- Interest paid
- $318,377
- Balance remaining
- $1,333,582
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.